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VALIDATED

S F HOUSE INC

Trust Score

Excellent Why this score?

Company CheckS F HOUSE INC · DOT 1604906

DBA: FAIR & FRIENDLY TOWING

1496 LITTLE HICKMAN RD, NICHOLASVILLE, KY, 40356

DOT# 1604906 MC# 680293 Nicholasville, Kentucky 17 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Jul 2, 2026 ↓ Show details ↓

Safety & compliance 3

Jul 2, 2026
Roadside inspection, 1 out-of-service violation.
Nov 14, 2025
Roadside inspection, 1 violation (no OOS).
Oct 16, 2024
Roadside inspection, 1 out-of-service violation.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address1496 LITTLE HICKMAN RD, NICHOLASVILLE, KY, 40356

Mailing Address2895 LEXINGTON RD, RICHMOND, KY, 40475

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC680293

CommonActive

ContractNot Active

BrokerNot Active

Operating17 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 6.75 · 2 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 27 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage40,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS50.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

Effective07/02/2024

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA982749270

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet4 units

Drivers1

Mileage40,000 mi

Operating17 years

MCS-15008/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total3

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total2

Out of Service1

OOS Rate50.0%

National Avg20.7%

Above National Average

HazMat Inspections

Total1

OOS0

OOS Rate0.0% (avg 4.5%)

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

2 · 1 OOS ▲

2025

1 · 0 OOS ▼

2026

1 · 1 OOS ▲

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jul 2026, 3 inspections, 2 resulted in out-of-service (66.7% OOS rate).

Vehicle Out-of-Service 2 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

14 roadside violations across 3 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 11 violations · 2 OOS

Unsafe Driving 2 violations · 0 OOS

Other (General) 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (5)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
07/02/2026	KY	Full (Level I)	LEXINGTON	8	1	0	8	1	-	▲Detail
11/14/2025	KY	Driver-Only (Level III)	LEXINGTON	1	0	1	0	0	-	▲Detail
10/16/2024	KY	Walk-Around (Level II)	MOUNT VERNON	5	1	1	4	1	-	▲Detail
07/01/2024	KY	Walk-Around (Level II)	RICHMOND	0	0	0	0	0	-	▲Detail
09/06/2023	KY	Walk-Around (Level II)	LEXINGTON	3	0	2	1	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections3

Unsafe Driving 2 viols

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	MARKEL INSURANCE COMPANY	02ARPKG010788	$750,000	12/21/2011	07/02/2013	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP425343	$1,000,000	07/02/2023	07/02/2024	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP320323	$1,000,000	07/02/2022	07/02/2023	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP214736	$1,000,000	07/02/2021	07/02/2022	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP110627	$1,000,000	07/02/2020	07/02/2020	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP110627	$1,000,000	07/02/2020	07/02/2021	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP006549	$1,000,000	07/02/2019	07/02/2020	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP902922	$1,000,000	07/02/2018	07/02/2019	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP800004	$1,000,000	07/02/2017	07/02/2018	Cancelled
91X	BIPD/Primary	MARKEL INSURANCE COMPANY	8502RB010788-4	$750,000	07/02/2013	07/02/2017	Cancelled
91X	BIPD/Primary	MARKEL INSURANCE COMPANY	02ARPKG010788	$1,000,000	07/02/2009	05/01/2010	Replaced
34	CARGO	MARKEL INSURANCE COMPANY	02ARPKG010788	$0	07/02/2009	05/01/2010	Replaced
34	CARGO	MARKEL INSURANCE COMPANY	02ARPKG010788	$0	06/30/2010	08/17/2013	Cancelled
91X	BIPD/Primary	MARKEL INSURANCE COMPANY	02ARPKG010788	$1,000,000	06/30/2010	12/21/2011	Replaced
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PICTN0001215	$750,000	05/01/2010	06/30/2010	Cancelled
34	CARGO	PRAETORIAN INSURANCE COMPANY	PICTN0001215	$0	05/01/2010	06/30/2010	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC680293	MOTOR PROPERTY COMMON CARRIER	GRANTED	07/08/2009	-	-
MC680293	COMMON	INVOLUNTARY REVOCATION	06/07/2021	DISCONTINUED REVOCATION	06/23/2021
MC680293	COMMON	INVOLUNTARY REVOCATION	06/06/2022	DISCONTINUED REVOCATION	06/24/2022
MC680293	COMMON	INVOLUNTARY REVOCATION	06/05/2024	DISCONTINUED REVOCATION	06/20/2024
MC680293	COMMON	INVOLUNTARY REVOCATION	06/05/2020	DISCONTINUED REVOCATION	07/02/2020
MC680293	COMMON	INVOLUNTARY REVOCATION	06/05/2019	DISCONTINUED REVOCATION	06/27/2019
MC680293	COMMON	INVOLUNTARY REVOCATION	06/05/2018	DISCONTINUED REVOCATION	06/25/2018
MC680293	COMMON	INVOLUNTARY REVOCATION	06/05/2017	DISCONTINUED REVOCATION	06/27/2017
MC680293	COMMON	INVOLUNTARY REVOCATION	06/03/2010	DISCONTINUED REVOCATION	06/08/2010

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 50% vs national avg 20.72%.

Where this company lands, risk scales

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 50% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

S F HOUSE INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (5)

Safety Performance Percentiles

Licensing & Insurance

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