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LOIS KAY CONTRACTING

Trust Score

Excellent Why this score?

Company CheckLOIS KAY CONTRACTING · DOT 1596539

3046 CARROLLTON ROAD, SAGINAW, MI, 48604

DOT# 1596539 Saginaw, Michigan

MOTOR CARRIER

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Power Units

Drivers

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

8 events tracked · latest Sep 20, 2026 ↓ Show details ↓

Safety & compliance 7

Sep 8, 2026
Roadside inspection, 1 violation (no OOS).
Sep 1, 2026
Roadside inspection, 2 out-of-service violations.
Aug 26, 2026
Roadside inspection, 1 violation (no OOS).
Aug 24, 2026
Crash reported (no fatalities).
Jun 11, 2026
Roadside inspection, 1 violation (no OOS).
Jul 21, 2025
Crash reported (no fatalities).
Jun 27, 2025
Crash reported (no fatalities).

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address3046 CARROLLTON ROAD, SAGINAW, MI, 48604

Mailing Address3046 CARROLLTON ROAD, SAGINAW, MI, 48604

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

CommonNot Active

ContractNot Active

BrokerNot Active

Cargo Transported

Machinery, Large ObjectsConstruction

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure .84 · 5 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .47 · 1 insp with violations

Below cutoff

Driver Fitness

measure 1 · 2 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 3.25 · 3 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage985,000 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)4

Fatal0

Driver OOS6.3% avg 5.5%

Vehicle OOS25.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

VerifiedFMCSA · 07/09/2026

Last checked09/20/2026

Quick Facts

StatusActive

TypeMotor Carrier

Fleet78 units

Drivers51

Mileage985,000 mi

MCS-15008/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)4

Fatal0

Injury0

Tow-Away4

Driver Inspections

Total16

Out of Service1

OOS Rate6.3%

National Avg5.5%

Above National Average

Vehicle Inspections

Total8

Out of Service2

OOS Rate25.0%

National Avg20.7%

Above National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

3 · 0 OOS -

2024

11 · 2 OOS ▲

2025

7 · 1 OOS ▼

2026

4 · 1 OOS =

Crashes

2023

1 crash -

2024

1 crash =

2025

3 crashes ▲

2026

1 crash ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Sep 2026, 15 inspections, 3 resulted in out-of-service (20% OOS rate).

Driver Out-of-Service 3 OOS

Vehicle Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (6)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Injuries	Tow	Vehicles	Weather	Road	Light
08/24/2026	SAGINAW	MI	0	1	2	Clear	Dry	Daylight
07/21/2025	KINGSTON TWP	MI	0	1	1	Clear	Dry	Daylight
06/27/2025	Rutland Twp	MI	0	1	2	Rain	Wet	Daylight
06/27/2025	Rutland Twp	MI	0	1	2	Rain	Wet	Daylight
07/29/2024	SAGINAW TWP	MI	0	1	2	Clear	Dry	Dusk
10/05/2023	FLINT TWP	MI	2	1	6	Clear	Dry	Dawn

Roadside Violations by Safety Category Last 24 months

27 roadside violations across 15 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 16 violations · 0 OOS

Vehicle Maintenance 6 violations · 1 OOS

Driver Fitness 3 violations · 3 OOS

Hours-of-Service (HOS) Compliance 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (25)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
09/08/2026	MI	Driver-Only (Level III)	MI	1	0	1	0	0	0	-	▲Detail
09/01/2026	MI	Walk-Around (Level II)	MI	4	2	2	2	2	0	-	▲Detail
08/26/2026	MI	Driver-Only (Level III)	MI	1	0	1	0	0	0	-	▲Detail
06/11/2026	MI	Walk-Around (Level II)	MI	1	0	1	0	0	0	-	▲Detail
10/09/2025	MI	Driver-Only (Level III)	PONTIAC SCALE S/B	0	0	0	0	0	0	-	▲Detail
08/25/2025	MI	Full (Level I)	4 MILE REST AREA	1	0	1	0	0	0	-	▲Detail
08/22/2025	MI	Walk-Around (Level II)	ROAD	1	1	1	1	0	0	-	▲Detail
08/20/2025	MI	Driver-Only (Level III)	ROAD	1	0	1	0	0	0	-	▲Detail
07/07/2025	MI	Driver-Only (Level III)	75 S @ BUSCH	1	0	1	0	0	0	-	▲Detail
07/01/2025	MI	Full (Level I)	I75 NB @ 239MM	6	0	3	0	3	0	-	▲Detail
05/07/2025	MI	Walk-Around (Level II)	GRASS LAKE SCALE E/B	2	0	1	0	1	0	-	▲Detail
11/09/2024	MI	Driver-Only (Level III)	ROAD	1	0	1	0	0	0	-	▲Detail
10/28/2024	MI	Driver-Only (Level III)	NICHOLS RD	3	0	3	0	0	0	-	▲Detail
10/04/2024	MI	Driver-Only (Level III)	I75 N @ BUSCH	2	0	2	0	0	0	-	▲Detail
10/01/2024	MI	Full (Level I)	N/B I-75 4 MILE REST AREA	2	1	0	0	2	1	-	▲Detail
09/11/2024	MI	Walk-Around (Level II)	ROAD	1	0	0	0	1	0	-	▲Detail
08/26/2024	MI	Driver-Only (Level III)	I-75NB @ MAPLE RD	3	0	3	0	0	0	-	▲Detail
08/14/2024	MI	Full (Level I)	I75 N @ ENFORCEMENT SITE	7	2	0	0	7	2	-	▲Detail
07/24/2024	MI	Driver-Only (Level III)	I75 NB @ SAFE ENFORCEMENT SITE	0	0	0	0	0	0	-	▲Detail
07/11/2024	MI	Walk-Around (Level II)	I-75SB @ CLIO REST AREA	0	0	0	0	0	0	-	▲Detail
04/23/2024	MI	Driver-Only (Level III)	I75 SB CONNECTOR @ MOUNT MORRI	1	0	1	0	0	0	-	▲Detail
04/15/2024	MI	Driver-Only (Level III)	I-75 NB @ EXIT 344 A	0	0	0	0	0	0	-	▲Detail
12/05/2023	MI	Driver-Only (Level III)	SWARTZ CREEK REST AREA(I69 EB)	0	0	0	0	0	0	-	▲Detail
11/06/2023	MI	Walk-Around (Level II)	I75 NB @ LAKE RD	0	0	0	0	0	0	-	▲Detail
10/31/2023	MI	Driver-Only (Level III)	SAFE ENFORCEMENT SITE	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections15

Unsafe Driving 5 viols

HOS Compliance 1 viols

Driver Fitness 2 viols

Vehicle Maintenance 3 viols

Licensing & Insurance

No insurance history records.

No active insurance policies.

No authority history.

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

86/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 86

Starts at 100−14 totalFinal 86

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Operating history unknown−3

Crashes on record (rate-adjusted)−1

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Operating authority N/A

Not required for private carriers, a private carrier hauls its own goods and needs no for-hire operating authority (no MC number) under FMCSA.

Insurance on file with FMCSA N/A

Not required for private carriers, a non-hazmat private carrier hauling its own goods is generally not required to file proof of insurance with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 6.25% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 25% vs national avg 20.72%.

-3

Operating history unknown

No authority grant date on file.

-1

Crashes on record (rate-adjusted)

Crash rate: 4 crash(es) across 78 vehicles (~0.05 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−1 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 4 crash(es) across 78 vehicles (~0.05 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 6.25% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 25% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

LOIS KAY CONTRACTING

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Cargo Transported

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (6)

Roadside Violations by Safety Category Last 24 months

Inspection Records (25)

Safety Performance Percentiles

Licensing & Insurance

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