← Back to Search

VALIDATED

J MICHAEL COWAN TRUCKING INC

Trust Score

Good Why this score?

Company CheckJ MICHAEL COWAN TRUCKING INC · DOT 1552417

8623 ALABAMA HWY 14 E, SELMA, AL, 36703

DOT# 1552417 MC# 576591 Selma, Alabama 19 years

CARRIER

★★★★★ Ratings & reviews

Save to favorites Watch, alerts on changes Write a review Add a private note Download PDF report

Create free account →

Free • 30 seconds • Already a member? Log in

Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Conditional

Safety Rating

Inspections

Is this your company? Claim your profile →

Just researching? Create a free account →

Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

7 events tracked · latest Sep 8, 2026 ↓ Show details ↓

Safety & compliance 6

May 20, 2026
Roadside inspection, 2 out-of-service violations.
Apr 15, 2026
Roadside inspection, 11 violations (no OOS).
Apr 3, 2026
Clean roadside inspection, no violations.
Oct 20, 2025
Roadside inspection, 2 out-of-service violations.
Feb 5, 2025
Crash reported (no fatalities).
Nov 6, 2024
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address8623 ALABAMA HWY 14 E, SELMA, AL, 36703

Mailing Address8623 ALABAMA HWY 14 E, SELMA, AL, 36703

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC576591

CommonNot Active

ContractActive

BrokerNot Active

Operating19 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure .2 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 1.5 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 13.2 · 8 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage650,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingConditional

Total Crashes (24-mo)3

Fatal0

Driver OOS7.7% avg 5.5%

Vehicle OOS50.0% avg 20.7%

SmartWay PartnerNo

Last Review04/11/2016

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/07/2026

CompanyPROGRESSIVE SPECIALTY INS. CO.

Policy #CA870954671

Last checked09/08/2026

Quick Facts

StatusActive

TypeCarrier

Fleet20 units

Drivers12

Mileage650,000 mi

Operating19 years

MCS-15007/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)3

Fatal0

Injury1

Tow-Away2

Safety RatingConditional

Driver Inspections

Total13

Out of Service1

OOS Rate7.7%

National Avg5.5%

Above National Average

Vehicle Inspections

Total10

Out of Service5

OOS Rate50.0%

National Avg20.7%

Above National Average

Last FMCSA Review: 04/11/2016 | Rated: 06/19/2016

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

5 · 2 OOS -

2024

4 · 2 OOS =

2025

7 · 2 OOS =

2026

3 · 1 OOS ▼

Crashes

2023

1 crash -

2024

3 crashes ▲

2025

1 crash ▼

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through May 2026, 11 inspections, 4 resulted in out-of-service (36.4% OOS rate).

Driver Out-of-Service 1 OOS

Vehicle Out-of-Service 6 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (5)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
02/05/2025	RURAL MORGAN	AL	0	1	1	2	Rain	Wet	Daylight
11/06/2024	JASPER	AL	0	0	1	2	Rain	Wet	Daylight
06/25/2024	CLANTON	AL	0	0	1	2	Clear	Dry	Daylight
01/20/2024	RURAL MORGAN	AL	0	0	1	2	Clear	Dry	Daylight
11/29/2023	DOTHAN	AL	1	2	1	3	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

44 roadside violations across 11 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 35 violations · 7 OOS

Unsafe Driving 9 violations · 2 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (19)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
05/20/2026	AL	Walk-Around (Level II)	LEESBURG AL	4	2	2	1	2	1	-	▲Detail
04/15/2026	AL	Walk-Around (Level II)	ECLECTIC AL	11	0	2	0	9	0	-	▲Detail
04/03/2026	AL	Driver-Only (Level III)	GADSDEN AL	0	0	0	0	0	0	-	▲Detail
10/20/2025	FL	Full (Level I)	EBRO FL	9	2	0	0	0	2	-	▲Detail
04/30/2025	AL	Walk-Around (Level II)	GOOD HOPE AL	0	0	0	0	0	0	-	▲Detail
04/14/2025	AL	Walk-Around (Level II)	GERALDINE AL	2	1	0	0	0	1	-	▲Detail
03/27/2025	AL	Driver-Only (Level III)	HANCEVILLE AL	0	0	0	0	0	0	-	▲Detail
02/13/2025	AL	Walk-Around (Level II)	GLENCOE	1	0	0	0	1	0	-	▲Detail
01/29/2025	AL	Walk-Around (Level II)	ROADSIDE	3	0	0	0	3	0	-	▲Detail
01/06/2025	AL	Full (Level I)	RANGE, AL	0	0	0	0	0	0	-	▲Detail
12/12/2024	AL	Walk-Around (Level II)	ROADSIDE	10	2	0	0	10	2	-	▲Detail
09/05/2024	AL	Full (Level I)	ROADSIDE	13	4	1	0	12	4	-	▲Detail
08/26/2024	AL	Driver-Only (Level III)	ROADSIDE	0	0	0	0	0	0	-	▲Detail
01/23/2024	AL	Driver-Only (Level III)	AL157 NEAR CR1402	0	0	0	0	0	0	-	▲Detail
11/16/2023	AL	Walk-Around (Level II)	ROADSIDE	4	0	0	0	4	0	-	▲Detail
09/27/2023	AL	Driver-Only (Level III)	HOKES BLUFF	1	0	1	0	0	0	-	▲Detail
09/13/2023	AL	Walk-Around (Level II)	ROADSIDE	2	1	0	0	2	1	-	▲Detail
09/01/2023	AL	Driver-Only (Level III)	AL157 NEAR CR1107	0	0	0	0	0	0	-	▲Detail
08/29/2023	AL	Walk-Around (Level II)	ROADSIDE	2	1	0	0	2	1	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections13

Unsafe Driving 1 viols

Driver Fitness 1 viols

Vehicle Maintenance 8 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	STRATFORD INSURANCE COMPANY	BAP0726394	$0	12/09/2010	12/09/2010	Replaced
34	CARGO	STRATFORD INSURANCE COMPANY	BAP0726394	$0	12/09/2010	12/09/2010	Replaced
34	CARGO	STRATFORD INSURANCE COMPANY	BAP0726394	$0	12/09/2010	12/09/2010	Replaced
34	CARGO	STRATFORD INSURANCE COMPANY	BAP0726394	$0	12/09/2010	12/09/2010	Replaced
34	CARGO	STRATFORD INSURANCE COMPANY	BAP0726394	$0	12/09/2010	06/18/2011	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA 8256122	$1,000,000	09/23/2011	08/15/2014	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	NY101296	$750,000	09/11/2006	05/01/2009	Cancelled
91X	BIPD/Primary	STRATFORD INSURANCE COMPANY	BAP0726347	$750,000	09/04/2009	09/23/2009	Cancelled
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	5E74048	$1,000,000	08/15/2017	05/15/2021	Cancelled
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	5E74048	$1,000,000	08/15/2017	04/12/2021	Replaced
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	49-963202-00	$750,000	08/15/2016	08/15/2017	Cancelled
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	49-963202-00	$750,000	08/15/2014	05/19/2016	Replaced
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	49-963202-00	$750,000	08/15/2014	06/20/2016	Name Changed
34	CARGO	STRATFORD INSURANCE COMPANY	BAP0726394	$0	06/18/2010	12/09/2010	Cancelled
91X	BIPD/Primary	STRATFORD INSURANCE COMPANY	BAP0726347	$750,000	06/18/2009	09/04/2009	Cancelled
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	49-963202-00	$750,000	05/19/2016	08/15/2016	Cancelled
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	5E74048	$750,000	04/12/2021	03/15/2023	Replaced
91X	BIPD/Primary	FIREMEN'S INSURANCE CO. OF WASHINGTON DC	4541744	$1,000,000	03/15/2024	03/15/2025	Replaced
91X	BIPD/Primary	UNION INSURANCE CO.	4541744	$1,000,000	03/15/2023	03/15/2024	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC576591	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	09/30/2011	-	-
MC576591	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	09/29/2006	REVOKED	05/11/2009
MC576591	CONTRACT	INVOLUNTARY REVOCATION	07/19/2017	DISCONTINUED REVOCATION	08/10/2017
MC576591	CONTRACT	INVOLUNTARY REVOCATION	07/19/2016	DISCONTINUED REVOCATION	07/29/2016
MC576591	CONTRACT	INVOLUNTARY REVOCATION	05/16/2016	DISCONTINUED REVOCATION	05/20/2016

No revocation records.

Stay ahead of changes

You are checking J MICHAEL COWAN TRUCKING INC today. We can keep watching them for you.

Authority gets revoked, insurance lapses, and a company that looks clean today can change overnight. Create an account, add this company to your list,
and the moment their authority, insurance, safety or contact details change, you see it on your dashboard, or get it by email with Pro.

Add them to your list

Keep this company and every partner you vet in one place you can come back to.

Get a change alert

The moment authority, insurance or safety status moves, you hear about it first.

See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

75/100

Good

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 75

−12

Starts at 100−25 totalFinal 75

Conditional safety rating−12

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Crashes on record (rate-adjusted)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Conditional rating (acceptable, but not Unsatisfactory).

What's lowering this score

-12

Conditional safety rating

FMCSA assigned a Conditional safety rating.

-5

Driver out-of-service rate above national average

Driver OOS 7.6923% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 50% vs national avg 20.72%.

-3

Crashes on record (rate-adjusted)

Crash rate: 3 crash(es) across 20 vehicles (~0.15 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−3 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 3 crash(es) across 20 vehicles (~0.15 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 7.6923% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 50% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

J MICHAEL COWAN TRUCKING INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (5)

Roadside Violations by Safety Category Last 24 months

Inspection Records (19)

Safety Performance Percentiles

Licensing & Insurance

You are checking J MICHAEL COWAN TRUCKING INC today. We can keep watching them for you.

Add them to your list

Get a change alert

See the full history