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VALIDATED

BEN CHRISTEN

Trust Score

Excellent Why this score?

Company CheckBEN CHRISTEN · DOT 1468566

DBA: BCT

33497 249TH AVE, ALBANY, MN, 56307

DOT# 1468566 MC# 663525 Albany, Minnesota 17 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameBEN CHRISTEN

DBA NameBCT

DOT Number1468566

MC Number663525

Entity TypeCarrier

Operating StatusA - Active

LocationAlbany, Minnesota

Added03/01/2006

MCS-15005/13/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address33497 249TH AVE, ALBANY, MN, 56307

Mailing Address33497 249TH AVE, ALBANY, MN, 56307

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC663525

CommonActive

ContractNot Active

BrokerNot Active

Operating17 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage500 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Insurance

Amount$750,000

Type91X

Effective05/12/2025

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA990250693

Last checked09/17/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage500 mi

Operating17 years

MCS-15005/2025

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA06363101	$750,000	12/10/2010	03/08/2011	Cancelled
34	CARGO	CANAL INSURANCE CO.	PIA06363101	$0	12/10/2010	03/08/2011	Cancelled
34	CARGO	UNITED FINANCIAL CASUALTY COMPANY	CA 4469482	$0	12/10/2009	06/11/2010	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 4469482	$1,000,000	12/10/2009	12/10/2010	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0028170	$1,000,000	11/24/2008	03/16/2009	Cancelled
34	CARGO	NATIONAL CASUALTY COMPANY	OPO0028170	$0	11/24/2008	03/16/2009	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0028170	$1,000,000	10/13/2009	11/24/2009	Cancelled
34	CARGO	NATIONAL CASUALTY COMPANY	OPO0028170	$0	10/13/2009	11/24/2009	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 6510732	$750,000	09/25/2018	10/24/2018	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0028170	$1,000,000	08/17/2009	10/13/2009	Cancelled
34	CARGO	NATIONAL CASUALTY COMPANY	OPO0028170	$0	08/17/2009	10/13/2009	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 0828222	$750,000	06/20/2019	09/03/2021	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0028170	$1,000,000	03/16/2009	08/17/2009	Cancelled
34	CARGO	NATIONAL CASUALTY COMPANY	OPO0028170	$0	03/16/2009	08/17/2009	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 6510732	$750,000	02/02/2018	09/25/2018	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC663525	MOTOR PROPERTY COMMON CARRIER	GRANTED	12/04/2008	REVOKED	11/30/2009
MC663525	COMMON	INVOLUNTARY REVOCATION	07/21/2009	DISCONTINUED REVOCATION	07/28/2009
MC663525	MOTOR PROPERTY COMMON CARRIER	REINSTATED	06/28/2019	REVOKED	07/23/2021
MC663525	MOTOR PROPERTY COMMON CARRIER	REINSTATED	05/27/2025	-	-
MC663525	MOTOR PROPERTY COMMON CARRIER	REINSTATED	02/05/2018	REVOKED	10/30/2018

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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