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RIDDLE'S 24 HOUR TOWING & LOCKOUT LLC

Trust Score

Excellent Why this score?

Company CheckRIDDLE'S 24 HOUR TOWING & LOCKOUT LLC · DOT 1461410

DBA: MERCIFUL TOWING

94 CLAY STREET, CADIZ, KY, 42211

DOT# 1461410 MC# 589512 Cadiz, Kentucky 18 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Sep 8, 2026 ↓ Show details ↓

Safety & compliance 3

May 7, 2026
Crash reported (no fatalities).
Jun 30, 2025
Roadside inspection, 1 out-of-service violation.
Jun 4, 2025
DISCONTINUED REVOCATION COMMON.

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address94 CLAY STREET, CADIZ, KY, 42211

Mailing Address1834 CARNEAL LANE, OAK GROVE, KY, 42262

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC589512

CommonActive

ContractNot Active

BrokerNot Active

Operating18 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure .16 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 6 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage860,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS100.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 07/29/2026

CompanyCENTRAL MUTUAL INSURANCE COMPANY

Policy #8940751

Last checked09/08/2026

Quick Facts

StatusActive

TypeCarrier

Fleet19 units

Drivers21

Mileage860,000 mi

Operating18 years

MCS-15012/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Driver Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total1

Out of Service1

OOS Rate100.0%

National Avg20.7%

Above National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

2 · 0 OOS =

2025

1 · 1 OOS ▲

2026

0 · 0 OOS ▼

Crashes

2023

0 crashes -

2024

0 crashes =

2025

0 crashes =

2026

1 crash ▲

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2025, 1 inspections, 1 resulted in out-of-service (100% OOS rate).

Vehicle Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
05/07/2026	CADIZ	KY	0	0	1	1	Clear	Dry	Dawn

Roadside Violations by Safety Category Last 24 months

2 roadside violations across 1 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 1 violation · 0 OOS

Vehicle Maintenance 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (4)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
06/30/2025	KY	Full (Level I)	LOUISVILLE	2	1	1	1	1	-	▲Detail
04/17/2024	KY	Walk-Around (Level II)	PADUCAH	1	0	1	0	0	-	▲Detail
02/21/2024	KY	Full (Level I)	SHEPHERDSVILLE	1	0	0	1	0	-	▲Detail
08/28/2023	KY	Full (Level I)	LOUISVILLE	4	0	3	1	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Unsafe Driving 1 viols

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	ACCELERANT NATIONAL INSURANCE COMPANY	N0170CA000080	$1,000,000	12/27/2024	06/04/2025	Cancelled
91X	BIPD/Primary	WHITE PINE INSURANCE COMPANY	WPCS005528	$1,000,000	08/25/2021	05/09/2022	Cancelled
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	PRA1641412	$1,000,000	06/20/2019	05/09/2020	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	PRA1641412	$1,000,000	06/13/2020	05/09/2021	Replaced
91X	BIPD/Primary	ACCELERANT NATIONAL INSURANCE COMPANY	N0170CA000080	$1,000,000	06/04/2024	12/27/2024	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK004535-02	$1,000,000	05/11/2015	05/11/2016	Cancelled
91X	BIPD/Primary	WHITE PINE INSURANCE COMPANY	WPCS007740	$1,000,000	05/09/2024	06/04/2024	Replaced
91X	BIPD/Primary	WHITE PINE INSURANCE COMPANY	WPCS007740	$1,000,000	05/09/2024	06/17/2024	Cancelled
91X	BIPD/Primary	WHITE PINE INSURANCE COMPANY	WPCS007029	$1,000,000	05/09/2023	05/09/2024	Cancelled
91X	BIPD/Primary	WHITE PINE INSURANCE COMPANY	WPCS006271	$1,000,000	05/09/2022	05/09/2023	Cancelled
91X	BIPD/Primary	WHITE PINE INSURANCE COMPANY	WPCS005528	$1,000,000	05/09/2021	09/07/2021	Name Changed
91X	BIPD/Primary	WHITE PINE INSURANCE COMPANY	WPCS005528	$1,000,000	05/09/2021	08/25/2021	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP110019	$1,000,000	05/09/2020	06/13/2020	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	GLA1641406	$1,000,000	05/09/2019	05/09/2019	Replaced
91X	BIPD/Primary	UNIVERSAL UNDERWRITERS INSURANCE CO.	PRA1641412	$1,000,000	05/09/2019	05/09/2019	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	PRA1641412	$1,000,000	05/09/2019	06/20/2019	Replaced
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK004535-01	$1,000,000	05/09/2014	05/09/2015	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK004535-00	$1,000,000	05/09/2013	05/09/2014	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 4697883	$1,000,000	05/09/2010	06/22/2013	Cancelled
34	CARGO	UNITED FINANCIAL CASUALTY COMPANY	CA 4697883	$0	05/09/2010	02/25/2013	Cancelled
34	CARGO	NAVIGATORS INSURANCE COMPANY	CH08PKG011572	$0	05/09/2008	05/09/2010	Replaced
91X	BIPD/Primary	NAVIGATORS INSURANCE COMPANY	CH08PKG011572	$1,000,000	05/09/2008	05/09/2010	Replaced
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOTT102259CA01	$1,000,000	05/09/2007	05/09/2007	Replaced
34	CARGO	SUA INSURANCE COMPANY	10AEOTT102259CA01	$0	05/09/2007	07/27/2007	Cancelled
34	CARGO	SUA INSURANCE COMPANY	10AEOTT102259CA01	$0	05/09/2007	05/09/2007	Replaced
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOTT102259CA01	$1,000,000	05/09/2007	07/27/2007	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOTT-102259CA01	$1,000,000	05/09/2007	05/09/2008	Cancelled
34	CARGO	SUA INSURANCE COMPANY	10AEOTT-102259CA01	$0	05/09/2007	05/09/2008	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 3768511	$1,000,000	03/27/2018	05/09/2019	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC589512	COMMON	INVOLUNTARY REVOCATION	08/03/2021	DISCONTINUED REVOCATION	08/26/2021
MC589512	COMMON	INVOLUNTARY REVOCATION	06/25/2010	DISCONTINUED REVOCATION	07/26/2010
MC589512	COMMON	INVOLUNTARY REVOCATION	05/21/2024	DISCONTINUED REVOCATION	06/04/2024
MC589512	COMMON	INVOLUNTARY REVOCATION	05/08/2025	DISCONTINUED REVOCATION	06/04/2025
MC589512	COMMON	INVOLUNTARY REVOCATION	04/16/2014	DISCONTINUED REVOCATION	05/08/2014
MC589512	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/16/2014	REVOKED	05/17/2016
MC589512	COMMON	INVOLUNTARY REVOCATION	04/14/2008	DISCONTINUED REVOCATION	05/08/2008
MC589512	COMMON	INVOLUNTARY REVOCATION	04/13/2015	DISCONTINUED REVOCATION	05/12/2015
MC589512	COMMON	INVOLUNTARY REVOCATION	04/12/2024	DISCONTINUED REVOCATION	05/10/2024
MC589512	COMMON	INVOLUNTARY REVOCATION	04/12/2023	DISCONTINUED REVOCATION	05/05/2023
MC589512	COMMON	INVOLUNTARY REVOCATION	04/12/2022	DISCONTINUED REVOCATION	05/04/2022
MC589512	MOTOR PROPERTY COMMON CARRIER	REINSTATED	03/29/2018	-	-
MC589512	MOTOR PROPERTY COMMON CARRIER	GRANTED	01/28/2008	REVOKED	07/01/2013

No revocation records.

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See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

94/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 94

Starts at 100−6 totalFinal 94

Vehicle out-of-service rate above national average−5

Crashes on record (rate-adjusted)−1

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 100% vs national avg 20.72%.

-1

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 19 vehicles (~0.05 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−1 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 19 vehicles (~0.05 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 100% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

RIDDLE'S 24 HOUR TOWING & LOCKOUT LLC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (4)

Safety Performance Percentiles

Licensing & Insurance

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