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MICHAEL BUSHMAN

Trust Score

Excellent Why this score?

Company CheckMICHAEL BUSHMAN · DOT 1446096

DBA: MIKE BUSHMAN TRUCKING

2403 N 3RD ST, CHAMPAIGN, IL, 61822

DOT# 1446096 MC# 546570 Champaign, Illinois 20 years

CARRIER Legal name changed · Aug 18, 2026

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Power Units

Drivers

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Aug 18, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 18, 2026
Company legal name changed.

Safety & compliance 4

Jul 30, 2026
Clean roadside inspection, no violations.
May 1, 2026
Clean roadside inspection, no violations.
Feb 20, 2026
Roadside inspection, 2 violations (no OOS).
Feb 3, 2026
Roadside inspection, 1 violation (no OOS).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address2403 N 3RD ST, CHAMPAIGN, IL, 61822

Mailing Address2403 N 3RD ST, CHAMPAIGN, IL, 61822

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC546570

CommonActive

ContractNot Active

BrokerNot Active

Operating20 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure .61 · 2 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .36 · 1 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 8.7 · 4 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS16.7% avg 5.5%

Vehicle OOS20.0% avg 20.7%

SmartWay PartnerNo

Last Review04/14/2016

Insurance

AmountNot reported

Type34

Effective01/06/2017

CompanyINDIANA INSURANCE CO.

Policy #IM 8378081

Last checked09/10/2026

Quick Facts

StatusActive

TypeCarrier

Fleet21 units

Drivers12

Operating20 years

MCS-15009/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total12

Out of Service2

OOS Rate16.7%

National Avg5.5%

Above National Average

Vehicle Inspections

Total5

Out of Service1

OOS Rate20.0%

National Avg20.7%

Below National Average

Last FMCSA Review: 04/14/2016

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

3 · 1 OOS -

2025

6 · 2 OOS ▲

2026

4 · 0 OOS ▼

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jul 2026, 12 inspections, 3 resulted in out-of-service (25% OOS rate).

Driver Out-of-Service 2 OOS

Vehicle Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

24 roadside violations across 12 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 15 violations · 1 OOS

Unsafe Driving 8 violations · 1 OOS

Hours-of-Service (HOS) Compliance 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (13)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
07/30/2026	IL	Driver-Only (Level III)	I74	0	0	0	0	0	0	-	▲Detail
05/01/2026	IL	Walk-Around (Level II)	I 74	0	0	0	0	0	0	-	▲Detail
02/20/2026	IL	Walk-Around (Level II)	I-74 WB AT MILEPOST 181	2	0	0	0	0	0	-	▲Detail
02/03/2026	IL	Driver-Only (Level III)	I-74 W/B AT M. P. 206	1	0	0	0	0	0	-	▲Detail
09/18/2025	IL	Walk-Around (Level II)	298	8	1	0	0	0	1	-	▲Detail
08/06/2025	IL	Driver-Only (Level III)	INTERSTATE	0	0	0	0	0	0	-	▲Detail
05/22/2025	IN	Driver-Only (Level III)	WHITELAND IN	2	1	0	1	0	0	-	▲Detail
03/19/2025	IN	Driver-Only (Level III)	MOROCCO IN	1	0	0	0	0	0	-	▲Detail
02/25/2025	IL	Driver-Only (Level III)	I-57 SB	0	0	0	0	0	0	-	▲Detail
02/25/2025	KY	Full (Level I)	KUTTAWA	4	0	2	0	2	0	-	▲Detail
12/12/2024	IL	Driver-Only (Level III)	I-64 E/B MP 129	0	0	0	0	0	0	-	▲Detail
11/20/2024	IL	Walk-Around (Level II)	I-74 W/B	6	1	0	1	0	0	-	▲Detail
06/17/2024	IL	Driver-Only (Level III)	I-57	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections11

Unsafe Driving 2 viols

HOS Compliance 1 viols

Vehicle Maintenance 4 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NAVIGATORS INSURANCE COMPANY	FA21MOT02152802	$750,000	03/09/2023	01/26/2024	Cancelled
91X	BIPD/Primary	NAVIGATORS INSURANCE COMPANY	FA21MOT02152802	$750,000	03/09/2023	01/06/2024	Replaced
91X	BIPD/Primary	NAVIGATORS INSURANCE COMPANY	FA21MOT02152802	$750,000	01/06/2023	04/20/2023	Cancelled
91X	BIPD/Primary	NAVIGATORS INSURANCE COMPANY	FA21MOT02152802	$750,000	01/06/2023	03/09/2023	Replaced
91X	BIPD/Primary	NAVIGATORS INSURANCE COMPANY	GA21MOT02152801	$750,000	01/06/2022	01/06/2023	Replaced
91X	BIPD/Primary	NAVIGATORS INSURANCE COMPANY	FA21MOT02152800	$750,000	01/06/2021	01/06/2022	Replaced
91X	BIPD/Primary	OHIO SECURITY INSURANCE COMPANY	BAS 57710191	$1,000,000	01/06/2017	01/06/2021	Replaced
91X	BIPD/Primary	PEKIN INSURANCE CO.	P680138	$1,000,000	01/06/2013	01/06/2017	Cancelled
91X	BIPD/Primary	ALLIED PROPERTY & CASUALTY INSURANCE COMPANY	ACP BAPC 7105384088	$1,000,000	01/06/2012	01/06/2013	Replaced
34	CARGO	ADDISON INSURANCE COMPANY	60399284	$0	01/06/2011	02/05/2012	Cancelled
91X	BIPD/Primary	ADDISON INSURANCE COMPANY	60399284	$1,000,000	01/06/2011	01/06/2012	Replaced
34	CARGO	MAXUM CASUALTY INSURANCE COMPANY	TRK-6011698-1	$0	01/06/2010	02/10/2011	Cancelled
34	CARGO	MAXUM CASUALTY INSURANCE COMPANY	TRK-6011698-1	$0	01/06/2010	01/06/2011	Replaced
91X	BIPD/Primary	MAXUM CASUALTY INSURANCE COMPANY	TRK-6011698-1	$750,000	01/06/2010	02/10/2011	Cancelled
91X	BIPD/Primary	MAXUM CASUALTY INSURANCE COMPANY	TRK-6011698-1	$750,000	01/06/2010	01/06/2011	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	CT00020996	$750,000	01/06/2009	01/06/2010	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2488HBTC006494-IL	$0	01/06/2009	01/06/2010	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2488HBTC006327-IL	$0	01/06/2008	01/06/2009	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	CT00020799	$750,000	01/06/2008	01/06/2009	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	CT00018933	$750,000	01/06/2007	01/06/2008	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	UAL2811-1	$0	01/06/2007	01/06/2008	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	UAL2811	$0	01/06/2006	01/06/2007	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 3350763	$750,000	01/06/2006	01/06/2007	Replaced
91X	BIPD/Primary	PROGRESSIVE PREMIER INS CO. OF ILLINOIS	CA 3350763	$750,000	01/06/2006	01/06/2006	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC546570	COMMON	INVOLUNTARY REVOCATION	12/12/2016	DISCONTINUED REVOCATION	01/06/2017
MC546570	COMMON	INVOLUNTARY REVOCATION	12/11/2006	DISCONTINUED REVOCATION	01/05/2007
MC546570	COMMON	INVOLUNTARY REVOCATION	12/10/2009	DISCONTINUED REVOCATION	01/06/2010
MC546570	COMMON	INVOLUNTARY REVOCATION	12/10/2008	DISCONTINUED REVOCATION	01/05/2009
MC546570	COMMON	INVOLUNTARY REVOCATION	12/10/2007	DISCONTINUED REVOCATION	01/04/2008
MC546570	COMMON	INVOLUNTARY REVOCATION	12/10/2007	DISCONTINUED REVOCATION	01/03/2008
MC546570	COMMON	INVOLUNTARY REVOCATION	03/24/2023	DISCONTINUED REVOCATION	03/29/2023
MC546570	COMMON	INVOLUNTARY REVOCATION	01/14/2011	DISCONTINUED REVOCATION	01/27/2011
MC546570	MOTOR PROPERTY COMMON CARRIER	GRANTED	01/13/2006	-	-
MC546570	COMMON	INVOLUNTARY REVOCATION	01/02/2024	DISCONTINUED REVOCATION	01/08/2024

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Driver out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 16.6667% vs national avg 5.51%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 16.6667% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

MICHAEL BUSHMAN

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (13)

Safety Performance Percentiles

Licensing & Insurance

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