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OTC INC

Trust Score

Excellent Why this score?

Company CheckOTC INC · DOT 1410188

5593 HAMILTON MIDDLETOWN RD, MIDDLETOWN, OH, 45044

DOT# 1410188 MC# 534318 Middletown, Ohio 20 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

6 events tracked · latest Aug 24, 2026 ↓ Show details ↓

Safety & compliance 5

Jul 10, 2026
Roadside inspection, 1 violation (no OOS).
Jun 8, 2026
Roadside inspection, 1 violation (no OOS).
May 30, 2026
Clean roadside inspection, no violations.
May 29, 2026
Clean roadside inspection, no violations.
Oct 31, 2024
Crash reported, 1 fatality.

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address5593 HAMILTON MIDDLETOWN RD, MIDDLETOWN, OH, 45044

Mailing Address5593 HAMILTON MIDDLETOWN RD, MIDDLETOWN, OH, 45044

Other Companies at This Address

Address5593 HAMILTON MIDDLETOWN RD, MIDDLETOWN, OH 45044

Others here

Distinct phones

Active

Company	DOT	Phone	Status
OTC INC this company	1410188	Sign in	Active
PRIME FINAL MILE	3483820	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC534318

CommonNot Active

ContractActive

BrokerNot Active

Operating20 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1.06 · 4 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .33 · 3 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 5.75 · 18 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage1,050,368 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal1

Driver OOS0.0% avg 5.5%

Vehicle OOS29.2% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 08/20/2026

CompanyTHIRD COAST INSURANCE COMPANY

Policy #FNCAP00024600

Last checked08/24/2026

Quick Facts

StatusActive

TypeCarrier

Fleet31 units

Drivers30

Mileage1,050,368 mi

Operating20 years

MCS-15006/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal1

Injury0

Tow-Away0

Driver Inspections

Total39

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total24

Out of Service7

OOS Rate29.2%

National Avg20.7%

Above National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

3 · 0 OOS -

2024

22 · 3 OOS ▲

2025

17 · 4 OOS ▲

2026

9 · 0 OOS ▼

Crashes

2023

0 crashes -

2024

1 crash ▲

2025

0 crashes ▼

2026

0 crashes =

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jul 2026, 35 inspections, 7 resulted in out-of-service (20% OOS rate).

Vehicle Out-of-Service 9 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
10/31/2024	WESTFIELD (TOWNSHIP OF)	OH	1	0	1	2	Clear	Dry	Dawn

Roadside Violations by Safety Category Last 24 months

62 roadside violations across 35 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 40 violations · 7 OOS

Unsafe Driving 12 violations · 2 OOS

Hours-of-Service (HOS) Compliance 10 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (51)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
07/10/2026	MI	Walk-Around (Level II)	MI	1	0	0	1	0	-	▲Detail
06/08/2026	OH	Driver-Only (Level III)	BELLEVUE OH	1	0	1	0	0	-	▲Detail
05/30/2026	TN	Walk-Around (Level II)	PORTLAND TN	0	0	0	0	0	-	▲Detail
05/29/2026	KY	Full (Level I)	VERONA	0	0	0	0	0	-	▲Detail
05/14/2026	TN	Driver-Only (Level III)	GALLATIN TN	0	0	0	0	0	-	▲Detail
03/20/2026	TN	Walk-Around (Level II)	JACKSON TN	2	0	0	2	0	-	▲Detail
02/28/2026	TN	Driver-Only (Level III)	ROCKWOOD TN	2	0	2	0	0	-	▲Detail
02/25/2026	OH	Driver-Only (Level III)	LISBON OH	0	0	0	0	0	-	▲Detail
02/12/2026	MI	Walk-Around (Level II)	US223 @ MYERS HWY	1	0	0	1	0	-	▲Detail
12/29/2025	NC	Full (Level I)	FORSYTH COUNTY, I-74	1	1	0	1	1	-	▲Detail
12/05/2025	TN	Driver-Only (Level III)	MOHAWK TN	0	0	0	0	0	-	▲Detail
10/31/2025	GA	Driver-Only (Level III)	AUGUSTA GA	1	0	0	0	0	-	▲Detail
09/10/2025	AL	Driver-Only (Level III)	HEFLIN AL	8	0	0	0	0	-	▲Detail
08/28/2025	OH	Walk-Around (Level II)	FINDLAY OH	0	0	0	0	0	-	▲Detail
08/06/2025	SC	Driver-Only (Level III)	MARION SC	3	0	0	0	0	-	▲Detail
06/30/2025	MT	Driver-Only (Level III)	LIMA MT	0	0	0	0	0	-	▲Detail
06/04/2025	OH	Walk-Around (Level II)	MARION OH	1	0	0	0	0	-	▲Detail
05/20/2025	TN	Full (Level I)	KNOXVILLE TN	1	1	0	0	1	-	▲Detail
04/01/2025	OH	Walk-Around (Level II)	WILMINGTON OH	3	0	0	0	0	-	▲Detail
03/24/2025	TN	Walk-Around (Level II)	HERMITAGE TN	2	1	0	0	1	-	▲Detail
03/10/2025	KY	Full (Level I)	LONDON	4	0	1	3	0	-	▲Detail
03/07/2025	OH	Walk-Around (Level II)	ASHLAND OH	1	0	0	0	0	-	▲Detail
02/26/2025	OH	Walk-Around (Level II)	MARIETTA OH	1	0	0	0	0	-	▲Detail
01/28/2025	TN	Full (Level I)	GILES COUNTY SCALES	2	0	0	2	0	-	▲Detail
01/24/2025	TN	Driver-Only (Level III)	ARDMORE TN	0	0	0	0	0	-	▲Detail
01/17/2025	TN	Walk-Around (Level II)	INTERSTATE 40	4	1	0	4	1	-	▲Detail
12/16/2024	TN	Walk-Around (Level II)	LEBANON TN	0	0	0	0	0	-	▲Detail
11/20/2024	OH	Walk-Around (Level II)	WILMINGTON OH	1	0	0	0	0	-	▲Detail
10/31/2024	NC	Walk-Around (Level II)	MT. AIRY WEIGH STATION N	1	1	0	1	1	-	▲Detail
10/31/2024	OH	Walk-Around (Level II)	BURBANK OH	10	2	0	4	2	-	▲Detail
10/24/2024	NC	Driver-Only (Level III)	ASHEVILLE WEIGH STATION, I-40,	0	0	0	0	0	-	▲Detail
10/17/2024	OH	Walk-Around (Level II)	HEBRON OH	6	0	0	0	0	-	▲Detail
10/04/2024	OH	Driver-Only (Level III)	LORDSTOWN OH	1	0	0	0	0	-	▲Detail
10/01/2024	TN	Full (Level I)	GILES COUNTY SCALES	2	0	0	2	0	-	▲Detail
09/03/2024	TN	Walk-Around (Level II)	MT. JULIET TN	2	2	0	0	2	-	▲Detail
08/23/2024	OH	Driver-Only (Level III)	ROADSIDE INSPECTION	0	0	0	0	0	-	▲Detail
07/31/2024	OH	Driver-Only (Level III)	ROADSIDE INSPECTION	0	0	0	0	0	-	▲Detail
07/16/2024	TN	Walk-Around (Level II)	KNOXVILLE TN	0	0	0	0	0	-	▲Detail
07/11/2024	OH	Walk-Around (Level II)	ROAD SIDE	1	0	0	1	0	-	▲Detail
06/27/2024	NY	Walk-Around (Level II)	HAMBURG (EXIT 57)	0	0	0	0	0	-	▲Detail
06/20/2024	OH	Walk-Around (Level II)	WADSWORTH SCALES	1	0	0	1	0	-	▲Detail
06/14/2024	OH	Driver-Only (Level III)	ROADSIDE	0	0	0	0	0	-	▲Detail
06/04/2024	OH	Driver-Only (Level III)	ROADSIDE INSPECTION	0	0	0	0	0	-	▲Detail
05/16/2024	KY	Driver-Only (Level III)	SPARTA	2	0	2	0	0	-	▲Detail
04/26/2024	KY	Walk-Around (Level II)	CORBIN	0	0	0	0	0	-	▲Detail
04/18/2024	OH	Driver-Only (Level III)	IR-71 NORTHBOUND MP 188	1	0	1	0	0	-	▲Detail
02/17/2024	TN	Driver-Only (Level III)	SHELBYVILLE TN	1	0	0	0	0	-	▲Detail
01/04/2024	OH	Driver-Only (Level III)	ROADSIDE	0	0	0	0	0	-	▲Detail
12/26/2023	OH	Driver-Only (Level III)	ROADSIDE	0	0	0	0	0	-	▲Detail
11/23/2023	OK	Driver-Only (Level III)	I40 40MM E/B	1	0	1	0	0	-	▲Detail
08/30/2023	OH	Full (Level I)	ROADSIDE	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections39

Unsafe Driving 4 viols

HOS Compliance 3 viols

Vehicle Maintenance 18 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-X02349	$750,000	10/01/2010	10/01/2021	Replaced
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-X02349	$750,000	10/01/2010	10/28/2021	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	353993	$750,000	10/01/2009	10/01/2010	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	351666	$750,000	10/01/2008	10/01/2009	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	534318	$750,000	10/01/2007	10/01/2008	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	345479	$750,000	10/01/2006	10/01/2007	Cancelled
34	CARGO	TRAVELERS PROPERTY CASUALTY CO. OF AMERICA	QT-660-5633B796-TIL-05	$0	10/01/2005	02/21/2008	Replaced
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	343312	$1,000,000	10/01/2005	10/01/2006	Replaced
34	CARGO	TRAVELERS PROPERTY CASUALTY CO. OF AMERICA	QT-660-291D7465-TIL-09	$0	05/12/2009	11/21/2019	Cancelled
34	CARGO	TRAVELERS PROPERTY CASUALTY CO. OF AMERICA	QT-660-291D5042-TIL	$0	02/21/2008	05/12/2009	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC534318	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	10/03/2005	-	-
MC534318	CONTRACT	INVOLUNTARY REVOCATION	09/07/2010	DISCONTINUED REVOCATION	09/29/2010
MC534318	CONTRACT	INVOLUNTARY REVOCATION	09/04/2009	DISCONTINUED REVOCATION	09/24/2009
MC534318	CONTRACT	INVOLUNTARY REVOCATION	09/04/2008	DISCONTINUED REVOCATION	09/23/2008
MC534318	CONTRACT	INVOLUNTARY REVOCATION	09/04/2007	DISCONTINUED REVOCATION	09/25/2007

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

83/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 83

−12

Starts at 100−17 totalFinal 83

Fatal crash on record (rate-adjusted)−12

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 8/20/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-12

Fatal crash on record (rate-adjusted)

Crash rate: 1 crash(es) across 31 vehicles (~0.03 per vehicle); 1 fatal (100% fatal). Scaled to fleet size and fatal severity.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 29.1667% vs national avg 20.72%.

Where this company lands, risk scales

Crash history (rate-adjusted)−12 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 31 vehicles (~0.03 per vehicle); 1 fatal (100% fatal). Scaled to fleet size and fatal severity.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 29.1667% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

OTC INC

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (51)

Safety Performance Percentiles

Licensing & Insurance

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