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SPEED EXPRESS S K INC

Trust Score

Excellent Why this score?

Company CheckSPEED EXPRESS S K INC · DOT 1380002

4528 CRESCENT CIRCLE, ROCKFORD, IL, 61108

DOT# 1380002 MC# 526357 Rockford, Illinois 21 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

7 events tracked · latest Sep 16, 2026 ↓ Show details ↓

Safety & compliance 5

Feb 1, 2025
Roadside inspection, 1 out-of-service violation.
Feb 1, 2025
Crash reported (no fatalities).
Nov 20, 2024
Roadside inspection, 1 violation (no OOS).
Oct 17, 2024
Roadside inspection, 2 violations (no OOS).
Oct 1, 2024
Roadside inspection, 2 violations (no OOS).

Insurance 2

Current
Active insurance on file ($750,000).
Oct 16, 2025
Insurance policy cancelled (GREAT WEST CASUALTY CO.).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address4528 CRESCENT CIRCLE, ROCKFORD, IL, 61108

Mailing Address4528 CRESCENT CIRCLE, ROCKFORD, IL, 61108

Other Companies at This Address

Address4528 CRESCENT CIRCLE, ROCKFORD, IL 61108

Others here

Distinct phones

Active

Company	DOT	Phone	Status
SPEED EXPRESS S K INC this company	1380002	Sign in	Active
STIVS KOVACIC	1343448	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC526357

CommonNot Active

ContractActive

BrokerNot Active

Operating21 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .16 · 1 insp with violations

Below cutoff

Driver Fitness

measure 1.83 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 4.5 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage243,346 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS16.7% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review04/16/2015

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 06/30/2026

CompanyARTISAN & TRUCKERS CASUALTY COMPANY

Policy #CA862861089

Last checked09/15/2026

Quick Facts

StatusActive

TypeCarrier

Fleet3 units

Drivers3

Mileage243,346 mi

Operating21 years

MCS-15004/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury1

Tow-Away0

Driver Inspections

Total6

Out of Service1

OOS Rate16.7%

National Avg5.5%

Above National Average

Vehicle Inspections

Total2

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Last FMCSA Review: 04/16/2015

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

5 · 0 OOS =

2025

1 · 1 OOS ▲

Crashes

2023

0 crashes -

2024

0 crashes =

2025

1 crash ▲

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Feb 2025, 4 inspections, 1 resulted in out-of-service (25% OOS rate).

Driver Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
02/01/2025	FRANKFORT TWP	IL	0	1	1	2	Clear	Dry	Dawn

Roadside Violations by Safety Category Last 24 months

9 roadside violations across 4 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 4 violations · 0 OOS

Driver Fitness 2 violations · 1 OOS

Vehicle Maintenance 2 violations · 0 OOS

Hours-of-Service (HOS) Compliance 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (7)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	HazMat
02/01/2025	IL	Driver-Only (Level III)	I-80	4	1	3	1	0	-	▲Detail
11/20/2024	WI	Driver-Only (Level III)	JANESVILLE WI	1	0	0	0	0	-	▲Detail
10/17/2024	WI	Driver-Only (Level III)	MILTON WI	2	0	0	0	0	-	▲Detail
10/01/2024	OH	Full (Level I)	VAN WERT OH	2	0	0	0	0	-	▲Detail
08/15/2024	OH	Walk-Around (Level II)	127 TRUCK STOP	2	0	0	0	2	-	▲Detail
08/08/2024	IL	Driver-Only (Level III)	SEE ABOVE	0	0	0	0	0	-	▲Detail
09/21/2023	IL	Driver-Only (Level III)	I-39	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections6

Unsafe Driving 1 viols

HOS Compliance 1 viols

Driver Fitness 1 viols

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	CANAL INSURANCE CO.	454345	$750,000	10/05/2005	09/15/2006	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	454345	$750,000	10/05/2005	10/05/2005	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	MCP63201A	$1,000,000	09/15/2020	10/16/2025	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	MCP63201A	$1,000,000	09/15/2020	09/15/2025	Replaced
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA 3913341	$750,000	09/15/2016	09/15/2020	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN178443	$750,000	09/15/2015	09/15/2016	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN154358	$750,000	09/15/2014	09/15/2015	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0009949	$750,000	09/15/2013	09/15/2014	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0009949	$750,000	09/15/2013	10/17/2014	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0009947	$750,000	09/15/2013	09/15/2013	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN108519	$750,000	09/15/2012	09/15/2013	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN108519	$750,000	09/15/2012	10/18/2013	Cancelled
91X	BIPD/Primary	STAR INSURANCE COMPANY	CA0700594	$750,000	09/15/2011	08/28/2012	Cancelled
91X	BIPD/Primary	STAR INSURANCE COMPANY	CA0636555	$750,000	09/15/2010	09/15/2011	Replaced
91X	BIPD/Primary	MAXUM CASUALTY INSURANCE COMPANY	TRK-6010703-1	$750,000	09/15/2009	09/15/2010	Replaced
91X	BIPD/Primary	GREAT AMERICAN ASSURANCE COMPANY	MAC2779088 00	$750,000	09/15/2008	09/15/2009	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA02321901	$750,000	09/15/2007	09/15/2008	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	498394	$750,000	09/15/2006	09/15/2007	Cancelled
91X	BIPD/Primary	ILLINOIS NATIONAL INSURANCE CO.	SFT231117201	$1,000,000	09/12/2005	11/10/2005	Cancelled
91X	BIPD/Primary	ILLINOIS NATIONAL INSURANCE CO.	SFT231117201	$1,000,000	09/12/2005	10/05/2005	Replaced
91X	BIPD/Primary	STAR INSURANCE COMPANY	CA0700594	$750,000	08/28/2012	09/15/2012	Replaced
91X	BIPD/Primary	ILLINOIS NATIONAL INSURANCE CO.	SFT 2311172	$1,000,000	06/01/2005	09/12/2005	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC526357	CONTRACT	INVOLUNTARY REVOCATION	10/14/2005	DISCONTINUED REVOCATION	10/18/2005
MC526357	CONTRACT	INVOLUNTARY REVOCATION	08/21/2006	DISCONTINUED REVOCATION	09/18/2006
MC526357	CONTRACT	INVOLUNTARY REVOCATION	08/20/2007	DISCONTINUED REVOCATION	09/17/2007
MC526357	CONTRACT	INVOLUNTARY REVOCATION	08/19/2016	DISCONTINUED REVOCATION	09/08/2016
MC526357	CONTRACT	INVOLUNTARY REVOCATION	08/19/2015	DISCONTINUED REVOCATION	09/14/2015
MC526357	CONTRACT	INVOLUNTARY REVOCATION	08/19/2008	DISCONTINUED REVOCATION	09/10/2008
MC526357	CONTRACT	INVOLUNTARY REVOCATION	08/16/2005	DISCONTINUED REVOCATION	08/25/2005
MC526357	CONTRACT	INVOLUNTARY REVOCATION	08/01/2012	DISCONTINUED REVOCATION	08/07/2012
MC526357	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	06/24/2005	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

89/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 89

Starts at 100−11 totalFinal 89

Crashes on record (rate-adjusted)−6

Driver out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-6

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 3 vehicles (~0.33 per vehicle); none fatal. Scaled to fleet size and fatal severity.

-5

Driver out-of-service rate above national average

Driver OOS 16.6667% vs national avg 5.51%.

Where this company lands, risk scales

Crash history (rate-adjusted)−6 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 3 vehicles (~0.33 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 16.6667% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

SPEED EXPRESS S K INC

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (7)

Safety Performance Percentiles

Licensing & Insurance

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