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VALIDATED

JOSEPH E TROY

Trust Score

Excellent Why this score?

Company CheckJOSEPH E TROY · DOT 1299686

DBA: CHARLES RIVER MOVERS

1010 PLEASANT STREET, BELMONT, MA, 02478

DOT# 1299686 MC# 201642 Belmont, Massachusetts 38 years

MOTOR CARRIER Physical address changed · Aug 18, 2026

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6

Power Units

10

Drivers

0

Crashes (24-Month)

Not reported

Insurance

Satisfactory

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Aug 18, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 18, 2026
Mailing address changed in FMCSA records.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameJOSEPH E TROY

DBA NameCHARLES RIVER MOVERS

DOT Number1299686

MC Number201642

Entity TypeMotor Carrier

Operating StatusA - Active

LocationBelmont, Massachusetts

Added10/28/2004

MCS-15004/12/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1010 PLEASANT STREET, BELMONT, MA, 02478

Mailing Address71 FELTON STRREET, WALTHAM, MA, 02453

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC201642

CommonInactive

ContractInactive

BrokerNot Active

Operating38 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage80,000 miles

Mileage Year2020

VMT SourceMCS-150 Form

Drivers

10

Interstate

0

Intrastate

0

CDL

10

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review12/20/2007

Insurance

AmountNot reported

Type34

Effective10/09/2019

CompanyHANOVER INSURANCE CO.

Policy #IHN H060275

Last checked09/09/2026

Quick Facts

StatusActive

TypeMotor Carrier

Fleet6 units

Drivers10

Mileage80,000 mi

Operating38 years

MCS-15004/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 12/20/2007 | Rated: 12/21/2007

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Inspection Records (2)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
04/09/2024	MA	Walk-Around (Level II)	H-FALL RIVER	5	0	3	0	2	0	-	▲Detail
10/03/2023	MA	Driver-Only (Level III)	H-BURLINGTON	3	0	2	0	1	0	-	▲Detail

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	HANOVER INSURANCE CO.	AFN 431 4472	$750,000	12/14/1994	02/26/1995	Cancelled
34	CARGO	ONEBEACON AMERICA INSURANCE COMPANY	CBR 433575	$0	10/20/1994	10/19/2000	Cancelled
34	CARGO	ACADIA INSURANCE COMPANY	CIM 5016955	$0	10/09/2011	10/09/2019	Replaced
34	CARGO	HARTFORD FIRE INSURANCE COMPANY	08MSAB7716	$0	10/09/2007	10/09/2011	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	BCM22940	$0	10/09/2006	10/09/2007	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	BCM17863	$0	10/09/2005	10/09/2006	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	BCM11746	$0	10/09/2004	10/09/2005	Cancelled
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	BBNCDK	$750,000	10/04/2007	07/13/2022	Cancelled
91X	BIPD/Primary	THE COMMERCE INSURANCE COMPANY	BBNCDK	$750,000	07/13/2022	08/09/2024	Cancelled
91X	BIPD/Primary	TRAVELERS INDEMNITY COMPANY	A4-BAP851J951-9-90	$750,000	01/04/1990	06/29/1994	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC201642	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	11/02/1994	REVOKED	07/23/1995
MC201642	MOTOR PROPERTY COMMON CARRIER	GRANTED	11/02/1994	REVOKED	07/27/1995
MC201642	MOTOR PROPERTY COMMON CARRIER	REINSTATED	10/10/2007	REVOKED	06/08/2021
MC201642	MOTOR PROPERTY COMMON CARRIER	REINSTATED	10/10/2007	REVOKED	06/08/2021
MC201642	MOTOR PROPERTY COMMON CARRIER	REINSTATED	10/10/2007	REVOKED	06/08/2021
MC201642	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	10/09/2007	REVOKED	06/09/2021
MC201642	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	10/09/2007	REVOKED	06/09/2021
MC201642	MOTOR PROPERTY COMMON CARRIER	INVOLUNTARY REVOCATION	06/29/1994	DISCONTINUED REVOCATION	09/11/1994
MC201642	MOTOR PROPERTY CONTRACT CARRIER	INVOLUNTARY REVOCATION	06/29/1994	DISCONTINUED REVOCATION	09/11/1994
MC201642	COMMON	INVOLUNTARY REVOCATION	06/16/2022	DISCONTINUED REVOCATION	07/06/2022
MC201642	CONTRACT	INVOLUNTARY REVOCATION	06/16/2022	DISCONTINUED REVOCATION	07/06/2022
MC201642	MOTOR PROPERTY COMMON CARRIER	INVOLUNTARY REVOCATION	06/08/1990	DISCONTINUED REVOCATION	07/03/1990
MC201642	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	06/08/1989	TRANSFERRED	09/27/1994
MC201642	MOTOR PROPERTY COMMON CARRIER	GRANTED	02/03/1988	TRANSFERRED	09/27/1994
MC201642	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	02/01/2022	REVOKED	08/19/2024
MC201642	MOTOR PROPERTY COMMON CARRIER	REINSTATED	02/01/2022	REVOKED	08/19/2024
MC201642	MOTOR PROPERTY CONTRACT CARRIER	INVOLUNTARY REVOCATION	01/04/1990	DISCONTINUED REVOCATION	02/12/1990
MC201642	MOTOR PROPERTY COMMON CARRIER	INVOLUNTARY REVOCATION	01/04/1990	DISCONTINUED REVOCATION	02/12/1990

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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