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KOVAC EXPRESS INC

Trust Score

Excellent Why this score?

Company CheckKOVAC EXPRESS INC · DOT 1299125

58550 EXECUTIVE DR, MISHAWAKA, IN, 46544

DOT# 1299125 MC# 504038 Mishawaka, Indiana 21 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Satisfactory

Safety Rating

Inspections

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SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

7 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Safety & compliance 6

Aug 5, 2026
Clean roadside inspection, no violations.
Jul 30, 2026
Clean roadside inspection, no violations.
Jul 22, 2026
Clean roadside inspection, no violations.
Jul 17, 2026
Roadside inspection, 2 violations (no OOS).
May 4, 2025
Crash reported (no fatalities).
Apr 1, 2025
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address58550 EXECUTIVE DR, MISHAWAKA, IN, 46544

Mailing Address58550 EXECUTIVE DR, MISHAWAKA, IN, 46544

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC504038

CommonActive

ContractNot Active

BrokerNot Active

Operating21 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 5.27 · 14 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .13 · 4 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 5.75 · 14 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage1,636,513 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)2

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS20.0% avg 20.7%

SmartWay PartnerNo

Last Review05/19/2023

Insurance

Amount$750,000

Type34

VerifiedFMCSA · 08/19/2026

CompanyPENN-AMERICA INSURANCE COMPANY

Policy #PAC6063235

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet29 units

Drivers29

Mileage1,636,513 mi

Operating21 years

MCS-15004/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)2

Fatal0

Injury2

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total52

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total25

Out of Service5

OOS Rate20.0%

National Avg20.7%

Below National Average

Last FMCSA Review: 05/19/2023 | Rated: 07/03/2023

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

5 · 0 OOS -

2024

26 · 2 OOS ▲

2025

30 · 3 OOS ▲

2026

13 · 1 OOS ▼

Crashes

2023

0 crashes -

2024

0 crashes =

2025

2 crashes ▲

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Aug 2026, 52 inspections, 5 resulted in out-of-service (9.6% OOS rate).

Vehicle Out-of-Service 6 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (2)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
05/04/2025	Goodyear	AZ	0	1	1	2	Severe Crosswinds	Dry	Daylight
04/01/2025	MARION(GRANT)	IN	0	1	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

65 roadside violations across 52 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 34 violations · 6 OOS

Unsafe Driving 19 violations · 0 OOS

Hours-of-Service (HOS) Compliance 12 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (74)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
08/05/2026	MT	Driver-Only (Level III)	BUTTE MT	0	0	0	0	0	-	▲Detail
07/30/2026	NY	Driver-Only (Level III)	BATH NY	0	0	0	0	0	-	▲Detail
07/22/2026	TN	Driver-Only (Level III)	KNOXVILLE TN	0	0	0	0	0	-	▲Detail
07/17/2026	IN	Driver-Only (Level III)	PERU IN	2	0	1	1	0	-	▲Detail
06/11/2026	MI	Walk-Around (Level II)	MI	1	0	1	0	0	-	▲Detail
04/28/2026	IN	Walk-Around (Level II)	CHESTERTON IN	3	1	1	2	1	-	▲Detail
04/06/2026	NM	Walk-Around (Level II)	SAN JON PORT OF ENTRY	2	0	0	2	0	-	▲Detail
04/04/2026	MO	Driver-Only (Level III)	STEELE MO	0	0	0	0	0	-	▲Detail
03/26/2026	IN	Driver-Only (Level III)	SEYMOUR IN	1	0	1	0	0	-	▲Detail
03/12/2026	NM	Walk-Around (Level II)	GALLUP PORT OF ENTRY	0	0	0	0	0	-	▲Detail
02/25/2026	FL	Driver-Only (Level III)	BELLEVIEW FL	0	0	0	0	0	-	▲Detail
02/19/2026	IN	Driver-Only (Level III)	SEYMOUR IN	2	0	2	0	0	-	▲Detail
02/11/2026	MO	Driver-Only (Level III)	ST LOUIS MO	0	0	0	0	0	-	▲Detail
12/22/2025	AZ	Walk-Around (Level II)	CASA GRANDE AZ	0	0	0	0	0	-	▲Detail
12/18/2025	IN	Driver-Only (Level III)	BRYANT IN	1	0	1	0	0	-	▲Detail
12/11/2025	MI	Driver-Only (Level III)	I94 W/B @ MT. HOPE RD	1	0	1	0	0	-	▲Detail
12/08/2025	IN	Driver-Only (Level III)	CHESTERTON IN	1	0	0	1	0	-	▲Detail
11/07/2025	UT	Driver-Only (Level III)	BRIGHAM CITY UT	0	0	0	0	0	-	▲Detail
10/16/2025	IN	Driver-Only (Level III)	ANGOLA IN	1	0	0	0	0	-	▲Detail
09/30/2025	CA	Walk-Around (Level II)	COTTONWOOD IF	0	0	0	0	0	-	▲Detail
08/26/2025	OH	Full (Level I)	WEST UNITY OH	1	0	0	0	0	-	▲Detail
08/24/2025	CA	Full (Level I)	MT. PASS IF	1	1	0	1	1	-	▲Detail
08/20/2025	CO	Full (Level I)	DUMONT CO	2	0	0	0	0	-	▲Detail
08/18/2025	IN	Driver-Only (Level III)	INDIANAPOLIS IN	5	0	0	0	0	-	▲Detail
07/22/2025	IL	Full (Level I)	BROWNSTOWN IL	0	0	0	0	0	-	▲Detail
07/22/2025	IL	Driver-Only (Level III)	I-270	0	0	0	0	0	-	▲Detail
07/22/2025	IL	Driver-Only (Level III)	I-70	0	0	0	0	0	-	▲Detail
06/24/2025	IN	Driver-Only (Level III)	TERRE HAUTE IN	1	0	0	0	0	-	▲Detail
06/23/2025	IN	Driver-Only (Level III)	SEYMOUR IN	1	0	0	0	0	-	▲Detail
06/04/2025	IL	Driver-Only (Level III)	017 - BROWNSTOWN - I-70 E/B	0	0	0	0	0	-	▲Detail
05/29/2025	CO	Walk-Around (Level II)	LIMON CO	1	0	0	0	0	-	▲Detail
05/21/2025	IN	Driver-Only (Level III)	TIPTON IN	1	0	0	0	0	-	▲Detail
05/16/2025	IN	Full (Level I)	CHESTERTON IN	10	1	0	0	1	-	▲Detail
05/09/2025	IL	Driver-Only (Level III)	I-57 N/B MP 306	0	0	0	0	0	-	▲Detail
05/08/2025	VT	Full (Level I)	LYNDONVILLE SB RA	7	1	1	6	1	-	▲Detail
05/05/2025	IN	Walk-Around (Level II)	KOKOMO IN	1	0	0	0	0	-	▲Detail
04/23/2025	IA	Walk-Around (Level II)	01 - I80 WB MM 151 MITCHELLVIL	3	0	0	3	0	-	▲Detail
04/08/2025	IL	Driver-Only (Level III)	I 70	0	0	0	0	0	-	▲Detail
02/28/2025	IN	Walk-Around (Level II)	WARREN IN	0	0	0	0	0	-	▲Detail
02/10/2025	OH	Walk-Around (Level II)	HUBBARD OH	2	0	0	0	0	-	▲Detail
02/01/2025	NM	Driver-Only (Level III)	LORDSBURG PORT OF ENTRY	0	0	0	0	0	-	▲Detail
01/28/2025	IN	Full (Level I)	TERRE HAUTE IN	6	0	0	0	0	-	▲Detail
01/09/2025	IN	Driver-Only (Level III)	LA PORTE IN	1	0	0	0	0	-	▲Detail
12/19/2024	IN	Walk-Around (Level II)	CHESTERTON IN	0	0	0	0	0	-	▲Detail
12/15/2024	IN	Driver-Only (Level III)	TERRE HAUTE IN	0	0	0	0	0	-	▲Detail
11/25/2024	IN	Walk-Around (Level II)	WINCHESTER IN	0	0	0	0	0	-	▲Detail
11/13/2024	IN	Walk-Around (Level II)	TERRE HAUTE IN	1	0	0	0	0	-	▲Detail
11/07/2024	OH	Walk-Around (Level II)	HUBBARD OH	1	0	0	0	0	-	▲Detail
10/24/2024	NE	Driver-Only (Level III)	MM193 I80 WB	1	0	0	0	0	-	▲Detail
09/26/2024	IL	Driver-Only (Level III)	I-70	1	0	0	0	0	-	▲Detail
09/23/2024	TN	Full (Level I)	MANCHESTER TN	3	2	0	0	2	-	▲Detail
09/18/2024	MO	Driver-Only (Level III)	ST. LOUIS MO	0	0	0	0	0	-	▲Detail
08/15/2024	IL	Driver-Only (Level III)	017 - BROWNSTOWN - I-70 E/B	0	0	0	0	0	-	▲Detail
06/26/2024	IL	Walk-Around (Level II)	I-80	0	0	0	0	0	-	▲Detail
06/13/2024	MS	Walk-Around (Level II)	NESBIT SCALE I-55 SOUTH	1	0	0	1	0	-	▲Detail
06/04/2024	IN	Walk-Around (Level II)	WARREN IN	0	0	0	0	0	-	▲Detail
05/25/2024	IN	Driver-Only (Level III)	FORT WAYNE IN	1	0	0	0	0	-	▲Detail
05/14/2024	AZ	Walk-Around (Level II)	FLAGSTAFF AZ	1	0	0	0	0	-	▲Detail
04/30/2024	MT	Driver-Only (Level III)	HAUGAN WEIGH STATION EB	0	0	0	0	0	-	▲Detail
04/23/2024	IL	Driver-Only (Level III)	57	0	0	0	0	0	-	▲Detail
04/09/2024	MO	Walk-Around (Level II)	STEELE MO	0	0	0	0	0	-	▲Detail
03/28/2024	NM	Walk-Around (Level II)	GALLUP PORT OF ENTRY	1	0	0	1	0	-	▲Detail
03/25/2024	IL	Driver-Only (Level III)	I-70	0	0	0	0	0	-	▲Detail
03/23/2024	MO	Driver-Only (Level III)	SAINT CLAIR MO	0	0	0	0	0	-	▲Detail
03/20/2024	US	Full (Level I)	FRANKLIN KY	1	1	0	0	1	-	▲Detail
02/29/2024	IL	Driver-Only (Level III)	55	1	0	0	0	0	-	▲Detail
02/23/2024	IN	Driver-Only (Level III)	KOKOMO IN	1	0	0	0	0	-	▲Detail
02/13/2024	TN	Walk-Around (Level II)	GOODLETTSVILLE TN	0	0	0	0	0	-	▲Detail
02/11/2024	IA	Walk-Around (Level II)	14 - I29 NB MM 12 PERCIVAL	1	0	0	1	0	-	▲Detail
12/07/2023	IN	Driver-Only (Level III)	BATESVILLE IN	2	0	0	0	0	-	▲Detail
10/08/2023	MT	Driver-Only (Level III)	BILLINGS WB SCALE	0	0	0	0	0	-	▲Detail
09/30/2023	IL	Driver-Only (Level III)	T-4	0	0	0	0	0	-	▲Detail
09/27/2023	PA	Full (Level I)	I80 EB MM 194 GREENE TWP - EAS	1	0	0	1	0	-	▲Detail
09/12/2023	IL	Driver-Only (Level III)	I-70 EB	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections51

Unsafe Driving 14 viols

HOS Compliance 4 viols

Vehicle Maintenance 14 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	CANAL INSURANCE CO.	C301515	$0	12/01/2004	12/01/2004	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	460666	$1,000,000	12/01/2004	11/26/2005	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	460666	$1,000,000	12/01/2004	12/01/2005	Cancelled
34	CARGO	CANAL INSURANCE CO.	C301515	$0	12/01/2004	11/26/2005	Replaced
34	CARGO	CANAL INSURANCE CO.	C301515	$0	12/01/2004	12/01/2005	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	460666	$1,000,000	12/01/2004	12/01/2004	Replaced
91X	BIPD/Primary	HARCO NATIONAL INSURANCE CO.	GFL0000597	$750,000	11/26/2020	11/26/2021	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA0718357	$750,000	11/26/2019	11/26/2020	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0014467001	$750,000	11/26/2016	11/07/2018	Cancelled
91X	BIPD/Primary	GREAT DIVIDE INSURANCE COMPANY	8004474	$1,000,000	11/26/2015	08/18/2016	Cancelled
91X	BIPD/Primary	GREAT DIVIDE INSURANCE COMPANY	8001127	$1,000,000	11/26/2014	11/26/2015	Replaced
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	T5A2TP0000038-00	$750,000	11/26/2013	11/26/2014	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0002786	$750,000	11/26/2011	11/01/2012	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 069 48 31	$750,000	11/26/2010	01/27/2011	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 069 48 31	$750,000	11/26/2010	02/16/2011	Cancelled
34	CARGO	PENN-AMERICA INSURANCE COMPANY	PAC6063235	$0	11/26/2010	02/16/2011	Cancelled
34	CARGO	SENTRY SELECT INSURANCE COMPANY	CT751365-3607-071	$0	11/26/2007	11/26/2010	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT751365-3607-071	$750,000	11/26/2007	11/26/2010	Replaced
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LCW104293	$750,000	11/26/2006	11/26/2007	Replaced
34	CARGO	LINCOLN GENERAL INSURANCE COMPANY	LCW104294	$0	11/26/2005	11/26/2007	Replaced
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LCW104293	$1,000,000	11/26/2005	11/26/2006	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0014467001	$750,000	11/07/2018	11/26/2019	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0002786	$750,000	11/01/2012	12/26/2013	Cancelled
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA 1924599	$1,000,000	11/01/2012	11/01/2012	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0002786	$750,000	11/01/2012	11/26/2013	Replaced
91X	BIPD/Primary	GREAT DIVIDE INSURANCE COMPANY	8004474	$1,000,000	08/18/2016	11/26/2016	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 069 48 31	$750,000	01/27/2011	11/26/2011	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC504038	MOTOR PROPERTY COMMON CARRIER	GRANTED	12/09/2004	-	-
MC504038	COMMON	INVOLUNTARY REVOCATION	11/04/2005	DISCONTINUED REVOCATION	11/30/2005
MC504038	COMMON	INVOLUNTARY REVOCATION	10/31/2016	DISCONTINUED REVOCATION	11/28/2016
MC504038	COMMON	INVOLUNTARY REVOCATION	10/31/2011	DISCONTINUED REVOCATION	11/25/2011
MC504038	COMMON	INVOLUNTARY REVOCATION	10/30/2014	DISCONTINUED REVOCATION	11/25/2014
MC504038	COMMON	INVOLUNTARY REVOCATION	07/22/2016	DISCONTINUED REVOCATION	08/09/2016
MC504038	COMMON	INVOLUNTARY REVOCATION	01/20/2011	DISCONTINUED REVOCATION	01/28/2011
MC504038	COMMON	INVOLUNTARY REVOCATION	01/20/2011	DISCONTINUED REVOCATION	01/28/2011

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

99/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 99

Starts at 100−1 totalFinal 99

Crashes on record (rate-adjusted)−1

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 8/19/2026.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-1

Crashes on record (rate-adjusted)

Crash rate: 2 crash(es) across 29 vehicles (~0.07 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−1 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 2 crash(es) across 29 vehicles (~0.07 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

KOVAC EXPRESS INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (2)

Roadside Violations by Safety Category Last 24 months

Inspection Records (74)

Safety Performance Percentiles

Licensing & Insurance

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