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JACK SOBAN INC

Trust Score

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Company CheckJACK SOBAN INC · DOT 1287722

40 BAY STATE AVE, WARWICK, RI, 02888

DOT# 1287722 MC# 502195 Warwick, Rhode Island 21 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

$75,000 bond

Insurance

Not Rated

Safety Rating

Inspections

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Contact Details

Phone(401) 737-4441

Email[email protected]

Physical Address40 BAY STATE AVE, WARWICK, RI, 02888

Mailing Address40 BAY STATE AVE, WARWICK, RI, 02888

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)$75,000

VerifiedFMCSA · 06/01/2026

Required$75,000 (FMCSA min)

TypeSurety Bond (BMC-84)

Surety / TrusteeUNITED STATES FIRE INSURANCE CO.

Contact☎ (973) 490-6600
🌐 cfins.com

Filings on record3

Bond history

UNITED STATES FIRE INSURANCE CO.since Sep 11, 2020 · active

ASPEN AMERICAN INSURANCE COMPANYSep 2020 to Sep 2020 · replaced

UNITED STATES FIRE INSURANCE CO.Sep 2019 to Sep 2020 · replaced

AMERICAN CONTRACTORS INDEMNITY COMPANYJul 2017 to Aug 2019 · CANCELLED

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier Operation-

DocketMC502195

CommonInactive

ContractNot Active

BrokerActive

Operating21 years

Company Overview

AMERICAN CONTRACTORS INDEMNITY COMPANY is a FMCSA-validated broker based in Warwick, Rhode Island. The company has been in operation for 21 years, registered with the FMCSA on 09/21/2004. The company has a clean safety record with zero reported crashes. Active operating authorities include Broker. Based on authority, insurance, safety, and compliance data, AMERICAN CONTRACTORS INDEMNITY COMPANY has a Trust Score of 100/100 (Excellent).

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review03/15/2016

Insurance

Amount$75,000 bond

Type84

VerifiedFMCSA · 06/01/2026

CompanyUNITED STATES FIRE INSURANCE CO.

Policy #612404284

Quick Facts

StatusActive

TypeBroker

FleetN/A

DriversN/A

Operating21 years

MCS-15006/2020

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 03/15/2016

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 3990639	$1,000,000	12/02/2016	06/21/2017	Cancelled
91X	BIPD/Primary	WILSHIRE INSURANCE COMPANY	BA2601151	$750,000	11/09/2014	09/25/2016	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	H8A2TP0000177-00	$750,000	11/09/2013	08/27/2014	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	H8A2TP0000177-00	$750,000	11/09/2013	11/09/2014	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	H8A2TP0000177-00	$750,000	11/09/2013	11/09/2013	Replaced
91X	BIPD/Primary	AMERICAN FAMILY HOME INSURANCE COMPANY	H8A5TP0000014-00	$750,000	11/09/2012	11/09/2012	Replaced
91X	BIPD/Primary	AMERICAN FAMILY HOME INSURANCE COMPANY	H8A5TP0000014-00	$750,000	11/09/2012	11/09/2013	Cancelled
91X	BIPD/Primary	AMERICAN FAMILY HOME INSURANCE COMPANY	H8A5TP0000014-00	$750,000	11/09/2012	03/06/2013	Cancelled
91X	BIPD/Primary	AMERICAN FAMILY HOME INSURANCE COMPANY	H8A5TP0000014-00	$750,000	11/09/2012	11/09/2012	Replaced
91X	BIPD/Primary	AMERICAN FAMILY HOME INSURANCE COMPANY	H8A5TP0000014-00	$750,000	11/09/2012	11/09/2013	Cancelled
91X	BIPD/Primary	AMERICAN FAMILY HOME INSURANCE COMPANY	H8A5TP0000014-00	$750,000	11/09/2012	11/09/2012	Replaced
91X	BIPD/Primary	AMERICAN FAMILY HOME INSURANCE COMPANY	H8A5TP0000014-00	$750,000	11/09/2012	10/22/2013	Cancelled
91X	BIPD/Primary	SPARTA INSURANCE COMPANY	055CP 00009	$750,000	11/09/2011	11/09/2012	Replaced
91X	BIPD/Primary	SPARTA INSURANCE COMPANY	055CP 00009	$750,000	11/09/2011	06/07/2012	Cancelled
91X	BIPD/Primary	SPARTA INSURANCE COMPANY	055CP 00009	$750,000	11/09/2011	11/09/2011	Replaced
34	CARGO	SUA INSURANCE COMPANY	10AEOAT201142PG03	$0	11/09/2010	06/09/2011	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOAT201142PG03	$1,000,000	11/09/2010	06/09/2011	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOAT201142PG03	$1,000,000	11/09/2010	11/09/2011	Cancelled
34	CARGO	SUA INSURANCE COMPANY	10AEOAT201142PG02	$0	11/09/2009	11/14/2010	Cancelled
34	CARGO	SUA INSURANCE COMPANY	10AEOAT201142PG02	$0	11/09/2009	11/09/2010	Replaced
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOAT201142PG02	$1,000,000	11/09/2009	11/14/2010	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOAT201142PG02	$1,000,000	11/09/2009	11/09/2010	Replaced
34	CARGO	SUA INSURANCE COMPANY	10AEOAT201142PG01	$0	11/09/2008	11/09/2009	Cancelled
34	CARGO	STONINGTON INSURANCE COMPANY	ATR004529-01	$0	11/09/2007	11/09/2008	Cancelled
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	ATR004529-01	$1,000,000	11/09/2007	11/09/2008	Cancelled
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	ATR004529-01	$1,000,000	11/09/2007	11/06/2008	Replaced
34	CARGO	STONINGTON INSURANCE COMPANY	ATR004529-00	$0	11/09/2006	11/09/2007	Cancelled
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	ATR004529-00	$1,000,000	11/09/2006	11/09/2007	Cancelled
91X	BIPD/Primary	AMERICAN HOME ASSURANCE CO.	SFT 4071677-02	$750,000	11/09/2005	11/09/2006	Cancelled
34	CARGO	ADRIATIC INSURANCE COMPANY	MC5573-65	$0	11/09/2005	02/09/2006	Cancelled
34	CARGO	ADRIATIC INSURANCE COMPANY	MC5573-65	$0	11/09/2005	01/07/2006	Replaced
34	CARGO	ADRIATIC INSURANCE COMPANY	MC 5573-33	$0	11/09/2004	11/09/2005	Replaced
91X	BIPD/Primary	THE INSURANCE CO OF THE STATE OF PENNSYLVANIA	SFT 4071677	$750,000	11/09/2004	11/10/2005	Cancelled
34	CARGO	ADRIATIC INSURANCE COMPANY	MC 5573-33	$0	11/09/2004	12/17/2005	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOAT201142PG01	$1,000,000	11/06/2008	11/09/2009	Cancelled
91X	BIPD/Primary	WILSHIRE INSURANCE COMPANY	BA2601151	$750,000	09/25/2016	11/09/2016	Cancelled
84	SURETY	ASPEN AMERICAN INSURANCE COMPANY	SU63524	$0	09/11/2020	09/11/2020	Replaced
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615110743	$0	09/10/2019	09/11/2020	Replaced
84	SURETY	AMERICAN CONTRACTORS INDEMNITY COMPANY	100355083	$0	07/12/2017	08/29/2019	Cancelled
34	CARGO	ADRIATIC INSURANCE COMPANY	MC 5573-65	$0	01/07/2006	11/09/2006	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC502195	MOTOR PROPERTY COMMON CARRIER	REINSTATED	12/06/2016	REVOKED	06/27/2017
MC502195	MOTOR PROPERTY COMMON CARRIER	GRANTED	12/01/2004	REVOKED	11/15/2011
MC502195	MOTOR PROPERTY COMMON CARRIER	REINSTATED	11/30/2011	REVOKED	11/15/2016
MC502195	COMMON	INVOLUNTARY REVOCATION	10/18/2010	DISCONTINUED REVOCATION	11/10/2010
MC502195	COMMON	INVOLUNTARY REVOCATION	10/15/2013	DISCONTINUED REVOCATION	11/12/2013
MC502195	COMMON	INVOLUNTARY REVOCATION	10/15/2007	DISCONTINUED REVOCATION	11/09/2007
MC502195	COMMON	INVOLUNTARY REVOCATION	10/14/2014	DISCONTINUED REVOCATION	11/07/2014
MC502195	COMMON	INVOLUNTARY REVOCATION	10/14/2008	DISCONTINUED REVOCATION	11/07/2008
MC502195	COMMON	INVOLUNTARY REVOCATION	10/14/2005	DISCONTINUED REVOCATION	11/14/2005
MC502195	COMMON	INVOLUNTARY REVOCATION	10/13/2009	DISCONTINUED REVOCATION	11/09/2009
MC502195	COMMON	INVOLUNTARY REVOCATION	10/13/2006	DISCONTINUED REVOCATION	11/09/2006
MC502195	COMMON	INVOLUNTARY REVOCATION	09/25/2013	DISCONTINUED REVOCATION	10/10/2013
MC502195	COMMON	INVOLUNTARY REVOCATION	08/29/2016	DISCONTINUED REVOCATION	08/30/2016
MC502195	PROPERTY BROKER	GRANTED	08/17/2017	REVOKED	09/04/2019
MC502195	COMMON	INVOLUNTARY REVOCATION	07/31/2014	DISCONTINUED REVOCATION	08/13/2014
MC502195	COMMON	INVOLUNTARY REVOCATION	05/13/2011	DISCONTINUED REVOCATION	06/14/2011
MC502195	COMMON	INVOLUNTARY REVOCATION	02/07/2013	DISCONTINUED REVOCATION	02/12/2013
MC502195	COMMON	INVOLUNTARY REVOCATION	01/13/2006	DISCONTINUED REVOCATION	01/18/2006
MC502195	PROPERTY BROKER	REINSTATED	01/10/2020	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Active broker authority

Holds active broker authority.

Broker bond (BMC-84) on file

Active broker authority on file, FMCSA requires a BMC-84 surety bond ($75K) to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

JACK SOBAN INC

Trust Score

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Company Overview

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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