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VALIDATED

SAMUEL HENDERSON

Trust Score

Excellent Why this score?

Company CheckSAMUEL HENDERSON · DOT 1241642

DBA: LAZY H FARMS

1396 GUMFLAT RD, GADSDEN, TN, 38337

DOT# 1241642 MC# 761559 Gadsden, Tennessee 14 years

CARRIER Legal name changed · Aug 19, 2026

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
Company legal name changed.

Safety & compliance 2

May 21, 2026
Roadside inspection, 1 violation (no OOS).
May 14, 2025
Roadside inspection, 5 violations (no OOS).

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1396 GUMFLAT RD, GADSDEN, TN, 38337

Mailing Address1396 GUMFLAT RD, GADSDEN, TN, 38337

Operating Authorities

Authority TypeEXEMPT FOR HIRE

Carrier OperationA - Interstate

DocketMC761559

CommonActive

ContractNot Active

BrokerNot Active

Operating14 years

Operation Classification

Exempt For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure .75 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 20 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage30,000 miles

Mileage Year2024

VMT SourceActual

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review10/30/2024

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/08/2026

CompanyAUTO OWNERS INSURANCE COMPANY

Policy #51-091591-00

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet12 units

Drivers6

Mileage30,000 mi

Operating14 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total2

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Last FMCSA Review: 10/30/2024

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

2 · 0 OOS -

2024

1 · 0 OOS =

2025

1 · 0 OOS =

2026

1 · 0 OOS =

Crashes

2023

2 crashes -

2024

0 crashes ▼

2025

0 crashes =

2026

0 crashes =

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through May 2026, 2 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (2)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
11/01/2023	ALAMO	TN	0	0	1	1	Clear	Dry	Daylight
10/26/2023	HUMBOLDT	TN	0	0	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

6 roadside violations across 2 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 4 violations · 0 OOS

Unsafe Driving 1 violation · 0 OOS

Other (General) 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (5)

Date	State	Level	Location	Violations	Driver Viol	HazMat
05/21/2026	TN	Driver-Only (Level III)	ARLINGTON TN	1	1	-	▲Detail
05/14/2025	MO	Full (Level I)	CARUTHERSVILLE MO	5	0	-	▲Detail
04/04/2024	MO	Special (Level IV)	CARUTHERSVILLE MO	1	0	-	▲Detail
12/26/2023	MO	Walk-Around (Level II)	CARUTHERSVILLE MO	2	0	-	▲Detail
11/01/2023	TN	Driver-Only (Level III)	SR 54 ROADSIDE	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections2

Unsafe Driving 1 viols

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA06577901	$750,000	10/03/2011	02/28/2012	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07591301	$750,000	09/23/2014	02/28/2015	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07591301	$750,000	06/20/2014	09/23/2014	Cancelled
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	51-091591-00	$750,000	03/09/2017	03/30/2020	Name Changed
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07591303	$750,000	02/28/2016	03/09/2017	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07591303	$750,000	02/28/2016	04/10/2017	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07591302	$750,000	02/28/2015	02/28/2016	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07591301	$750,000	02/28/2014	06/20/2014	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA06577903	$750,000	02/28/2013	02/28/2014	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA06577902	$750,000	02/28/2012	02/28/2013	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC761559	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/27/2011	REVOKED	03/30/2020
MC761559	COMMON	INVOLUNTARY REVOCATION	08/27/2014	DISCONTINUED REVOCATION	09/04/2014
MC761559	MOTOR PROPERTY COMMON CARRIER	REINSTATED	07/27/2020	-	-
MC761559	COMMON	INVOLUNTARY REVOCATION	05/27/2014	DISCONTINUED REVOCATION	05/29/2014

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

SAMUEL HENDERSON

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (2)

Roadside Violations by Safety Category Last 24 months

Inspection Records (5)

Safety Performance Percentiles

Licensing & Insurance

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