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ROSS MATTHEW INC

Trust Score

Excellent Why this score?

Company CheckROSS MATTHEW INC · DOT 1210769

DBA: TWO MEN AND A TRUCK-NORTHWEST INDIANA

4701 AIRPORT DRIVE, VALPARAISO, IN, 46383

DOT# 1210769 MC# 497282 Valparaiso, Indiana 22 years

CARRIER DBA name changed · Aug 19, 2026

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Power Units

Drivers

Crashes (24-Month)

$2,000,000

Insurance

Satisfactory

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
DBA name changed.

Safety & compliance 3

Jun 19, 2026
Roadside inspection, 2 violations (no OOS).
May 20, 2026
Roadside inspection, 1 out-of-service violation.
Oct 11, 2025
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($2,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address4701 AIRPORT DRIVE, VALPARAISO, IN, 46383

Mailing Address4701 AIRPORT DRIVE, VALPARAISO, IN, 46383

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC497282

CommonActive

ContractNot Active

BrokerNot Active

Operating22 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 1.5 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 3 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage44,279 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)1

Fatal0

Driver OOS100.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review06/11/2009

Insurance

Amount$2,000,000

Type91X

VerifiedFMCSA · 09/03/2026

CompanyOLD REPUBLIC INSURANCE COMPANY

Policy #MWTB 317293

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet11 units

Drivers9

Mileage44,279 mi

Operating22 years

MCS-15007/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Safety RatingSatisfactory

Driver Inspections

Total1

Out of Service1

OOS Rate100.0%

National Avg5.5%

Above National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 06/11/2009 | Rated: 06/29/2009

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2025

0 · 0 OOS -

2026

2 · 1 OOS ▲

Crashes

2025

1 crash -

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 2 inspections, 1 resulted in out-of-service (50% OOS rate).

Driver Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
10/11/2025	CROCKERY TWP	MI	0	0	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

3 roadside violations across 2 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 2 violations · 0 OOS

Driver Fitness 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (2)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/19/2026	IN	Full (Level I)	WARSAW IN	2	0	0	0	2	0	-	▲Detail
05/20/2026	TN	Driver-Only (Level III)	MANCHESTER TN	1	1	1	1	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections2

Driver Fitness 1 viols

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	OLD REPUBLIC INSURANCE COMPANY	MWTB 317293	$1,000,000	10/31/2022	02/01/2023	Replaced
91X	BIPD/Primary	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP0002517	$750,000	10/31/2021	10/31/2022	Replaced
34	CARGO	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP0002517	$0	10/31/2021	10/31/2022	Replaced
34	CARGO	AGCS MARINE INSURANCE COMPANY	MZG80982706	$0	10/31/2018	10/31/2017	Replaced
34	CARGO	GENERAL CASUALTY COMPANY OF WISCONSIN	CCI1350727	$0	10/31/2018	10/31/2021	Cancelled
91X	BIPD/Primary	GENERAL CASUALTY COMPANY OF WISCONSIN	CBA1350727	$750,000	10/31/2018	10/31/2021	Cancelled
91X	BIPD/Primary	AGCS MARINE INSURANCE COMPANY	MZG80982706	$1,000,000	10/31/2017	10/31/2018	Replaced
34	CARGO	AGCS MARINE INSURANCE COMPANY	MZG80982706	$0	10/31/2017	10/31/2018	Replaced
34	CARGO	GENERAL CASUALTY COMPANY OF WISCONSIN	CCI0747649	$0	10/31/2009	11/26/2017	Cancelled
34	CARGO	GENERAL CASUALTY COMPANY OF WISCONSIN	CCI0747649	$0	10/31/2009	10/31/2017	Replaced
91X	BIPD/Primary	GENERAL CASUALTY COMPANY OF WISCONSIN	CBA0747648	$1,000,000	10/31/2009	10/31/2017	Replaced
91X	BIPD/Primary	CONSOLIDATED INSURANCE CO.	BA 8209552	$1,000,000	10/31/2006	10/31/2009	Replaced
34	CARGO	CONSOLIDATED INSURANCE CO.	CBP 8200352	$0	10/31/2006	10/31/2009	Replaced
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	MVSP0008275-00	$1,000,000	08/01/2004	08/01/2004	Replaced
34	CARGO	STONINGTON INSURANCE COMPANY	MVSP0008275-00	$0	08/01/2004	01/09/2007	Cancelled
34	CARGO	STONINGTON INSURANCE COMPANY	MVSP0008275-00	$0	08/01/2004	10/31/2006	Replaced
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	MVSP0008275-00	$750,000	08/01/2004	01/09/2007	Cancelled
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	MVSP0008275-00	$750,000	08/01/2004	10/31/2006	Replaced
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	MVSP0008275-00	$750,000	08/01/2004	08/01/2004	Replaced
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	MVSP0008275-00	$750,000	08/01/2004	09/09/2004	Cancelled
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	MVSP0008275-00	$1,000,000	08/01/2004	09/09/2004	Cancelled
34	CARGO	STONINGTON INSURANCE COMPANY	MVSP0008275-00	$0	08/01/2004	09/09/2004	Cancelled
34	CARGO	STONINGTON INSURANCE COMPANY	MVSP0008275-00	$0	08/01/2004	08/01/2004	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC497282	COMMON	INVOLUNTARY REVOCATION	12/13/2006	DISCONTINUED REVOCATION	12/14/2006
MC497282	COMMON	INVOLUNTARY REVOCATION	10/30/2017	DISCONTINUED REVOCATION	11/07/2017
MC497282	COMMON	INVOLUNTARY REVOCATION	10/05/2021	DISCONTINUED REVOCATION	11/01/2021
MC497282	COMMON	INVOLUNTARY REVOCATION	10/04/2021	DISCONTINUED REVOCATION	11/01/2021
MC497282	HOUSEHOLD GOODS COMMON CARRIER	GRANTED	08/27/2004	-	-
MC497282	MOTOR PROPERTY COMMON CARRIER	GRANTED	08/10/2018	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

83/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 83

−10

Starts at 100−17 totalFinal 83

MCS-150 update overdue−10

Driver out-of-service rate above national average−5

Crashes on record (rate-adjusted)−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 9/3/2026.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-5

Driver out-of-service rate above national average

Driver OOS 100% vs national avg 5.51%.

-2

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 11 vehicles (~0.09 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−2 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 11 vehicles (~0.09 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 100% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

ROSS MATTHEW INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (2)

Safety Performance Percentiles

Licensing & Insurance

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