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VALIDATED
PAN-O-GOLD BAKING CO
Trust Score
Excellent
Why this score?
Company CheckPAN-O-GOLD BAKING CO · DOT 116433
Private carrier, runs its own trucks and hauls its own freight
444 EAST SAINT GERMAIN STREET, ST CLOUD, MN, 56304
PRIVATE CARRIER
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Due-diligence certificate
527
Power Units
532
Drivers
8
Crashes (24-Month)
Not reported
Insurance
Satisfactory
Safety Rating
266
Inspections
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Deep records on this carrier, only on LoadWrap
Public record
7 events tracked · latest Sep 7, 2026 ↓ Show details ↓Safety & compliance 7
- Sep 7, 2026Clean roadside inspection, no violations.
- Sep 5, 2026Clean roadside inspection, no violations.
- Sep 4, 2026Clean roadside inspection, no violations.
- Aug 28, 2026Roadside inspection, 4 violations (no OOS).
- Jul 11, 2026Crash reported (no fatalities).
- May 18, 2026Crash reported (no fatalities).
- May 12, 2026Crash reported (no fatalities).
Public FMCSA record · blue clean · orange change · red risk.
Driver Reviews (173 from industry sources)
TheTruckersReport
173 reviews
View Reviews →Company Information
Legal NamePAN-O-GOLD BAKING CO
DOT Number116433
Entity TypePrivate Carrier
Operating StatusA - Active
LocationSt Cloud, Minnesota
Added06/01/1974
MCS-15003/24/2025
Contact Details
PhoneSign in to view
EmailSign in to view
Physical Address444 EAST SAINT GERMAIN STREET, ST CLOUD, MN, 56304
Mailing AddressP O BOX 848, ST CLOUD, MN, 56302
Operating Authorities
Authority TypePRIVATE PROPERTY
Carrier OperationA - Interstate
CommonNot Active
ContractNot Active
BrokerNot Active
Cargo Transported
Bakery Goods
Operation Classification
Private (Property)Private Only
SMS BASIC Scores
FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.
Unsafe Driving
measure .5 · 30 insp with violations
Below cutoff
Hours-of-Service Compliance
measure .07 · 1 insp with violations
Below cutoff
Driver Fitness
measure .06 · 2 insp with violations
Below cutoff
Controlled Substances / Alcohol
measure 0 · 0 insp with violations
Clean
Vehicle Maintenance
measure 2.63 · 40 insp with violations
Below cutoff
Source: FMCSA SMS, updated monthly.
Mileage
Annual Mileage13,297,854 miles
Mileage Year2024
VMT SourceMCS-150 Form
Drivers
532
Interstate
0
Intrastate
0
CDL
532
Total
Interstate >100mi0
Interstate <100mi0
Intrastate >100mi0
Intrastate <100mi0
Safety Summary
Safety RatingSatisfactory
Total Crashes (24-mo)8
Fatal1
Driver OOS0.6% avg 5.5%
Vehicle OOS7.4% avg 20.7%
SmartWay PartnerNo
Last Review10/17/2000
Quick Facts
StatusActive
TypePrivate Carrier
Fleet527 units
Drivers532
Mileage13,297,854 mi
MCS-15003/2025
Safety & Inspection Data
Crash Summary
Total Crashes (24-mo)8
Fatal1
Injury0
Tow-Away7
Safety RatingSatisfactory
Driver Inspections
Total172
Out of Service1
OOS Rate0.6%
National Avg5.5%
Below National Average
Vehicle Inspections
Total94
Out of Service7
OOS Rate7.4%
National Avg20.7%
Below National Average
Last FMCSA Review: 10/17/2000 | Rated: 01/02/2001
Safety Trends by Year
Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.
Inspections · red = OOS
2023
27 · 4 OOS -
2024
85 · 5 OOS ▲
2025
88 · 6 OOS ▲
2026
57 · 6 OOS =
Crashes
2023
0 crashes -
2024
5 crashes ▲
2025
3 crashes ▼
2026
5 crashes ▲
Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.
Out-of-Service Summary Last 24 months
Live FMCSA roadside inspections through Sep 2026, 174 inspections, 14 resulted in out-of-service (8% OOS rate).
Driver Out-of-Service
3 OOS
Vehicle Out-of-Service
14 OOS
Live FMCSA roadside inspection records, refreshed monthly.
Crash Records (13)
Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.
| Date | Location | State | Fatal | Injuries | Tow | Vehicles | Weather | Road | Light |
|---|---|---|---|---|---|---|---|---|---|
| 07/11/2026 | CALEDONIA | WI | 0 | 0 | 1 | 2 | Clear | - | Daylight |
| 05/18/2026 | HOUGHTON | MI | 0 | 0 | 1 | 3 | Clear | Dry | Daylight |
| 05/12/2026 | MADELIA | MN | 0 | 1 | 1 | 2 | Freezing Rain | Dry | Daylight |
| 04/06/2026 | SIOUX FALLS | SD | 0 | 0 | 1 | 2 | Clear | Dry | Dusk |
| 03/12/2026 | RURAL | SD | 0 | 0 | 1 | 1 | Blowing Snow | Dry | Daylight |
| 12/22/2025 | MASON | MN | 1 | 1 | 1 | 2 | Clear | Water | Daylight |
| 12/18/2025 | No city county crash | IA | 0 | 0 | 1 | 2 | Freezing Rain | Ice | Daylight |
| 02/03/2025 | EVANSVILLE | MN | 0 | 0 | 1 | 2 | Fog/Smog | Ice | Dusk |
| 11/20/2024 | TANBERG | MN | 0 | 0 | 1 | 1 | Freezing Rain | Water | Daylight |
| 11/14/2024 | RAPID CITY | SD | 0 | 0 | 1 | 2 | Clear | Dry | Daylight |
| 05/24/2024 | DOVRE | WI | 0 | 0 | 1 | 2 | Clear | Dry | Dark - Not Lighted |
| 04/04/2024 | SIOUX CITY | IA | 0 | 0 | 1 | 2 | Clear | Dry | Dusk |
| 01/26/2024 | BLAINE | MN | 0 | 1 | 1 | 2 | Sleet/Hail | Wet | Dusk |
Roadside Violations by Safety Category Last 24 months
156 roadside violations across 174 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.
ViolationsOut-of-service
Vehicle Maintenance
87 violations · 17 OOS
Unsafe Driving
61 violations · 0 OOS
Driver Fitness
2 violations · 2 OOS
Hours-of-Service (HOS) Compliance
1 violation · 1 OOS
Other (General)
5 violations · 0 OOS
Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.
Inspection Records (100)
| Date | State | Level | Location | Violations | OOS | Driver Viol | Driver OOS | Vehicle Viol | Vehicle OOS | HazMat | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 09/07/2026 | ND | Walk-Around (Level II) | BISMARCK ND | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/05/2026 | SD | Full (Level I) | VALLEY SPRINGS SD | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/04/2026 | IA | Full (Level I) | BOONE IA | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 08/28/2026 | MN | Walk-Around (Level II) | CLOQUET MN | 4 | 0 | 0 | 0 | 1 | 0 | - | ▲Detail |
| 08/27/2026 | IA | Full (Level I) | IA | 6 | 1 | 1 | 0 | 5 | 1 | - | ▲Detail |
| 08/25/2026 | NE | Full (Level I) | WACO NE | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 08/25/2026 | US | Full (Level I) | SPARTA WI | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 08/20/2026 | IA | Driver-Only (Level III) | IA | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 08/17/2026 | MN | Full (Level I) | MANKATO MN | 2 | 0 | 0 | 0 | 2 | 0 | - | ▲Detail |
| 08/06/2026 | IA | Driver-Only (Level III) | IA | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 08/03/2026 | NE | Full (Level I) | HASTINGS NE | 2 | 1 | 0 | 0 | 2 | 1 | - | ▲Detail |
| 08/03/2026 | WI | Walk-Around (Level II) | DEER PARK WI | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/31/2026 | MN | Driver-Only (Level III) | CROOKSTON MN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/21/2026 | MI | Driver-Only (Level III) | MI | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/20/2026 | WI | Driver-Only (Level III) | DEER PARK WI | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 07/17/2026 | MN | Full (Level I) | SAGINAW MN | 6 | 1 | 0 | 0 | 6 | 1 | - | ▲Detail |
| 07/12/2026 | SD | Driver-Only (Level III) | BERESFORD SD | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/09/2026 | MN | Full (Level I) | WILLMAR MN | 2 | 1 | 0 | 0 | 2 | 1 | - | ▲Detail |
| 07/06/2026 | MN | Driver-Only (Level III) | ANOKA MN | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 07/06/2026 | SD | Driver-Only (Level III) | VALLEY SPRINGS SD | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/02/2026 | WI | Driver-Only (Level III) | WEST ALLIS WI | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 06/30/2026 | IA | Driver-Only (Level III) | CEDAR RAPIDS IA | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 06/29/2026 | NE | Full (Level I) | DONIPHAN NE | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 06/29/2026 | IA | Full (Level I) | IA | 3 | 1 | 0 | 0 | 3 | 1 | - | ▲Detail |
| 06/28/2026 | ND | Walk-Around (Level II) | GRANVILLE ND | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 06/18/2026 | WI | Driver-Only (Level III) | WOODVILLE WI | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 06/18/2026 | MN | Full (Level I) | ST. CLOUD MN | 3 | 2 | 3 | 2 | 0 | 0 | - | ▲Detail |
| 06/06/2026 | SD | Driver-Only (Level III) | JEFFERSON SD | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 05/29/2026 | MN | Full (Level I) | FERGUS FALLS MN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 05/21/2026 | WI | Full (Level I) | LITTLE SUAMICO WI | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 05/19/2026 | NE | Full (Level I) | YORK NE | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 05/19/2026 | US | Full (Level I) | PLEASANT PRAIRIE WI | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 05/14/2026 | IA | Full (Level I) | 16 - I380 SB MM 53 BRANDON | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 05/04/2026 | ND | Full (Level I) | FARGO ND | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 04/30/2026 | ND | Full (Level I) | FARGO ND | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 04/15/2026 | MI | Driver-Only (Level III) | M-35 S @ CR 521 | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 04/15/2026 | MI | Driver-Only (Level III) | M-35 S @ CR 521 | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 04/12/2026 | MN | Full (Level I) | CLARKS GROVE MN | 1 | 0 | 0 | 0 | 1 | 0 | - | ▲Detail |
| 04/06/2026 | IA | Full (Level I) | 01 - I80 WB MM 151 MITCHELLVIL | 2 | 0 | 0 | 0 | 2 | 0 | - | ▲Detail |
| 04/06/2026 | MN | Full (Level I) | PIERZ MN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 03/27/2026 | MN | Driver-Only (Level III) | DULUTH MN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 03/27/2026 | WI | Driver-Only (Level III) | WEST SALEM WI | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 03/26/2026 | ND | Walk-Around (Level II) | BUXTON ND | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 03/23/2026 | MN | Full (Level I) | BAXTER MN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 03/20/2026 | WI | Walk-Around (Level II) | MINOCQUA WI | 2 | 0 | 0 | 0 | 2 | 0 | - | ▲Detail |
| 03/12/2026 | MN | Driver-Only (Level III) | DETROIT LAKES MN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 03/05/2026 | WI | Walk-Around (Level II) | STOUGHTON WI | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 03/05/2026 | IA | Driver-Only (Level III) | 01 - I80 WB MM 151 MITCHELLVIL | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 02/16/2026 | IA | Driver-Only (Level III) | EISENHOWER AVE NB/ HWY 122 | 2 | 0 | 1 | 0 | 1 | 0 | - | ▲Detail |
| 02/15/2026 | ND | Driver-Only (Level III) | MOORETON ND | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 02/13/2026 | NE | Walk-Around (Level II) | ON N 7TH ST, 75 FEET SOUTH FRO | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 02/11/2026 | SD | Full (Level I) | VALLEY SPRINGS SD | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 02/07/2026 | IA | Walk-Around (Level II) | 16 - I380 SB MM 53 BRANDON | 1 | 0 | 0 | 0 | 1 | 0 | - | ▲Detail |
| 02/05/2026 | ND | Walk-Around (Level II) | REEDER ND | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 02/03/2026 | MN | Driver-Only (Level III) | CLOQUET MN | 1 | 0 | 0 | 0 | 1 | 0 | - | ▲Detail |
| 01/15/2026 | WI | Full (Level I) | SPARTA WI | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 01/08/2026 | WI | Walk-Around (Level II) | WEST ALLIS WI | 2 | 0 | 0 | 0 | 2 | 0 | - | ▲Detail |
| 12/30/2025 | SD | Driver-Only (Level III) | SIOUX FALLS SD | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 12/22/2025 | MN | Full (Level I) | SLAYTON MN | 2 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 12/15/2025 | IA | Driver-Only (Level III) | HWY 61/MARKET ST BURLINGTON | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 12/14/2025 | ND | Driver-Only (Level III) | FARGO ND | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 12/13/2025 | WI | Driver-Only (Level III) | RICE LAKE WI | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 12/05/2025 | WI | Walk-Around (Level II) | TREGO WI | 4 | 0 | 2 | 0 | 2 | 0 | - | ▲Detail |
| 12/03/2025 | SD | Driver-Only (Level III) | CORSON SD | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 11/26/2025 | NE | Driver-Only (Level III) | ON US HWY 30, 1656 FEET EAST O | 3 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 11/25/2025 | IA | Walk-Around (Level II) | 16 - I380 SB MM 53 BRANDON | 1 | 0 | 0 | 0 | 1 | 0 | - | ▲Detail |
| 11/21/2025 | IA | Driver-Only (Level III) | MM 96 WB | 2 | 0 | 1 | 0 | 1 | 0 | - | ▲Detail |
| 11/17/2025 | IA | Driver-Only (Level III) | SB HWY 13, MANCHESTER | 2 | 0 | 1 | 0 | 1 | 0 | - | ▲Detail |
| 11/13/2025 | MN | Walk-Around (Level II) | SAGINAW MN | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 11/07/2025 | WI | Walk-Around (Level II) | SPARTA WI | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 11/07/2025 | SD | Full (Level I) | JEFFERSON SD | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 11/06/2025 | ND | Walk-Around (Level II) | BISMARCK ND | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 11/04/2025 | IA | Full (Level I) | 16 - I380 SB MM 53 BRANDON | 1 | 1 | 0 | 0 | 1 | 1 | - | ▲Detail |
| 10/30/2025 | NE | Full (Level I) | ON US HWY 30, 63 FEET NORTH OF | 6 | 2 | 0 | 0 | 0 | 2 | - | ▲Detail |
| 10/30/2025 | NE | Walk-Around (Level II) | ON TELLURIDE DR, 10 FEET WEST | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 10/30/2025 | MN | Driver-Only (Level III) | WORTHINGTON MN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 10/26/2025 | SD | Driver-Only (Level III) | BERESFORD SD | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 10/24/2025 | NE | Driver-Only (Level III) | ON STATE HWY 35, 5444 FEET NOR | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 10/20/2025 | SD | Full (Level I) | VALLEY SPRINGS SD | 1 | 1 | 0 | 0 | 0 | 1 | - | ▲Detail |
| 09/29/2025 | MN | Walk-Around (Level II) | CLOQUET MN | 4 | 1 | 0 | 0 | 0 | 1 | - | ▲Detail |
| 09/26/2025 | IA | Driver-Only (Level III) | 151MM I-80 WB | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/23/2025 | WI | Walk-Around (Level II) | LITTLE SUAMICO WI | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/18/2025 | MN | Driver-Only (Level III) | PERHAM MN | 2 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/17/2025 | MN | Driver-Only (Level III) | WORTHINGTON MN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/16/2025 | WI | Walk-Around (Level II) | PLATTEVILLE WI | 3 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/16/2025 | WI | Driver-Only (Level III) | STOUGHTON WI | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/15/2025 | SD | Full (Level I) | VALLEY SPRINGS SD | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/12/2025 | MI | Full (Level I) | US41 / HARLEY DAVIDSON STORE | 1 | 0 | 0 | 0 | 1 | 0 | - | ▲Detail |
| 09/06/2025 | NE | Walk-Around (Level II) | ON NANCE AVE, 69 FEET EAST FRO | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/02/2025 | SD | Driver-Only (Level III) | VERMILLION SD | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 09/01/2025 | SD | Walk-Around (Level II) | BERESFORD SD | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 08/30/2025 | WI | Full (Level I) | SOUTH RANGE WI | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 08/29/2025 | IA | Driver-Only (Level III) | HIGHWAY 3 EB @ BIRCH AVE | 1 | 0 | 1 | 0 | 0 | 0 | - | ▲Detail |
| 08/21/2025 | SD | Full (Level I) | VALLEY SPRINGS SD | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 08/12/2025 | WI | Full (Level I) | EAU CLAIRE WI | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/31/2025 | MN | Driver-Only (Level III) | ALBERT LEA MN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/31/2025 | NE | Walk-Around (Level II) | ON N 28TH ST, 114 FEET NORTH F | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/29/2025 | MN | Driver-Only (Level III) | WEST LAKELAND MN | 1 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
| 07/26/2025 | IA | Driver-Only (Level III) | HWY 151 S MM 62 (MONTICELLO) | 2 | 0 | 2 | 0 | 0 | 0 | - | ▲Detail |
| 07/25/2025 | WI | Full (Level I) | SPARTA WI | 0 | 0 | 0 | 0 | 0 | 0 | - | ▲Detail |
Detailed Inspection Report
Safety Performance Percentiles
FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.
Total Inspections173
Unsafe Driving
30 viols
HOS Compliance
1 viols
Driver Fitness
2 viols
Vehicle Maintenance
40 viols
Licensing & Insurance
No insurance history records.
No active insurance policies.
No authority history.
No revocation records.
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