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VALIDATED

STEPHEN M GEBHARDT INC

Trust Score

Excellent Why this score?

Company CheckSTEPHEN M GEBHARDT INC · DOT 1091612

DBA: STEVE'S TOWING AND RECOVERY

6475 TRENTON FRANKLIN RD, MIDDLETOWN, OH, 45042

DOT# 1091612 MC# 672625 Middletown, Ohio 17 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Jun 8, 2026 ↓ Show details ↓

Safety & compliance 1

Jun 8, 2026
Roadside inspection, 2 out-of-service violations.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address6475 TRENTON FRANKLIN RD, MIDDLETOWN, OH, 45042

Mailing Address6475 TRENTON FRANKLIN RD, MIDDLETOWN, OH, 45042

Other Companies at This Address

Address6475 TRENTON FRANKLIN RD, MIDDLETOWN, OH 45042

Others here

Distinct phones

Active

Company	DOT	Phone	Status
STEPHEN M GEBHARDT INC this company	1091612	Sign in	Active
EXTREME TRANSPORT INC	461782	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC672625

CommonActive

ContractNot Active

BrokerNot Active

Operating17 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 3 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 11 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage582,632 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS100.0% avg 5.5%

Vehicle OOS100.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

Effective11/01/2025

CompanyACUITY, A MUTUAL INSURANCE COMPANY

Policy #CA-FC1863

Last checked08/26/2026

Quick Facts

StatusActive

TypeCarrier

Fleet8 units

Drivers6

Mileage582,632 mi

Operating17 years

MCS-15002/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total1

Out of Service1

OOS Rate100.0%

National Avg5.5%

Above National Average

Vehicle Inspections

Total1

Out of Service1

OOS Rate100.0%

National Avg20.7%

Above National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 0 OOS -

2026

1 · 1 OOS ▲

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 1 inspections, 1 resulted in out-of-service (100% OOS rate).

Driver Out-of-Service 1 OOS

Vehicle Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

3 roadside violations across 1 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 2 violations · 1 OOS

Driver Fitness 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (2)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/08/2026	OH	Walk-Around (Level II)	WASHINGTON COURT HOUSE OH	3	2	1	1	2	1	-	▲Detail
02/06/2024	IN	Full (Level I)	WEST HARRISON IN	1	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Driver Fitness 1 viols

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRS082776-02	$1,000,000	11/21/2018	11/01/2019	Replaced
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRS082776-02	$1,000,000	11/21/2018	11/21/2019	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK008944-00	$1,000,000	11/21/2016	11/21/2017	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP427159	$1,000,000	11/01/2023	11/01/2024	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP321952	$1,000,000	11/01/2022	11/01/2023	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP216247	$1,000,000	11/01/2021	11/01/2022	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP216247	$1,000,000	11/01/2021	11/07/2022	Cancelled
91X	BIPD/Primary	UNITED WISCONSIN INSURANCE COMPANY	AAA1030-01	$750,000	11/01/2020	11/01/2021	Cancelled
91X	BIPD/Primary	UNITED WISCONSIN INSURANCE COMPANY	AAA1030-00	$750,000	11/01/2019	11/01/2020	Cancelled
91X	BIPD/Primary	THE PENINSULA INSURANCE COMPANY	CAM8954662	$1,000,000	10/23/2016	11/21/2016	Replaced
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK006090-01	$1,000,000	10/23/2015	12/14/2015	Name Changed
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK006090-00	$1,000,000	10/23/2014	10/23/2015	Cancelled
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRS082776-01	$1,000,000	05/22/2018	11/21/2018	Cancelled
91X	BIPD/Primary	UNITED OHIO INSURANCE COMPANY	CPP0006601	$1,000,000	03/04/2009	10/23/2014	Replaced
34	CARGO	UNITED OHIO INSURANCE COMPANY	BP 0006525	$0	03/04/2009	12/14/2015	Name Changed
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK006090-01	$1,000,000	01/27/2016	10/23/2016	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC672625	MOTOR PROPERTY COMMON CARRIER	REINSTATED	11/09/2016	REVOKED	11/27/2017
MC672625	COMMON	INVOLUNTARY REVOCATION	10/25/2019	DISCONTINUED REVOCATION	11/01/2019
MC672625	COMMON	INVOLUNTARY REVOCATION	10/25/2018	DISCONTINUED REVOCATION	11/16/2018
MC672625	COMMON	INVOLUNTARY REVOCATION	10/11/2022	DISCONTINUED REVOCATION	10/24/2022
MC672625	COMMON	INVOLUNTARY REVOCATION	10/05/2023	DISCONTINUED REVOCATION	10/27/2023
MC672625	COMMON	INVOLUNTARY REVOCATION	10/05/2021	DISCONTINUED REVOCATION	10/28/2021
MC672625	COMMON	INVOLUNTARY REVOCATION	10/05/2020	DISCONTINUED REVOCATION	10/23/2020
MC672625	COMMON	INVOLUNTARY REVOCATION	09/28/2015	DISCONTINUED REVOCATION	10/21/2015
MC672625	MOTOR PROPERTY COMMON CARRIER	REINSTATED	05/31/2018	-	-
MC672625	MOTOR PROPERTY COMMON CARRIER	GRANTED	03/19/2009	REVOKED	12/14/2015
MC672625	MOTOR PROPERTY COMMON CARRIER	REINSTATED	02/03/2016	REVOKED	10/31/2016

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

Starts at 100−10 totalFinal 90

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 100% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 100% vs national avg 20.72%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 100% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 100% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

STEPHEN M GEBHARDT INC

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (2)

Safety Performance Percentiles

Licensing & Insurance

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