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VALIDATED

LANES MOBILE HOME SERVICE LLC

Trust Score

Excellent Why this score?

Company CheckLANES MOBILE HOME SERVICE LLC · DOT 1085130

3407 MAN O WAR LOOP N, OWENSBORO, KY, 42303-2456

DOT# 1085130 MC# 450761 Owensboro, Kentucky 23 years

CARRIER Physical address changed · Aug 19, 2026

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6

Power Units

3

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Conditional

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
Mailing address changed in FMCSA records.

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameLANES MOBILE HOME SERVICE LLC

DOT Number1085130

MC Number450761

Entity TypeCarrier

Operating StatusA - Active

LocationOwensboro, Kentucky

Added01/06/2003

MCS-15010/02/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address3407 MAN O WAR LOOP N, OWENSBORO, KY, 42303-2456

Mailing Address3855 HWY 144, OWENSBORO, KY, 42303

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC450761

CommonNot Active

ContractActive

BrokerNot Active

Operating23 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage19,364 miles

Mileage Year2020

VMT SourceMCS-150 Form

Drivers

3

Interstate

0

Intrastate

0

CDL

3

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingConditional

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review12/18/2019

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 06/28/2026

CompanyCONCERT SPECIALTY INSURANCE COMPANY

Policy #CS PRE1001087-01

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet6 units

Drivers3

Mileage19,364 mi

Operating23 years

MCS-15010/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingConditional

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 12/18/2019 | Rated: 03/05/2009

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1930489	$1,000,000	11/25/2006	06/25/2009	Replaced
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 1930489	$1,000,000	11/23/2004	11/23/2004	Replaced
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 1930489	$1,000,000	11/23/2004	11/25/2006	Replaced
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1930489-2	$1,000,000	11/21/2003	05/21/2004	Cancelled
91X	BIPD/Primary	CONCERT SPECIALTY INSURANCE COMPANY	CS PRE1001087-00	$750,000	08/07/2024	08/07/2025	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP2021714	$1,000,000	08/07/2023	08/07/2024	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA2441423	$750,000	08/07/2020	08/07/2023	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1574673	$1,000,000	08/07/2017	08/07/2020	Replaced
91X	BIPD/Primary	THE CHARTER OAK FIRE INSURANCE CO.	BA4D141040	$750,000	08/07/2013	07/05/2017	Name Changed
91X	BIPD/Primary	THE CHARTER OAK FIRE INSURANCE CO.	BA4D141040	$750,000	08/07/2013	06/07/2017	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	NY104128	$750,000	08/07/2012	09/10/2013	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	NY104128	$750,000	08/07/2012	08/07/2013	Replaced
91X	BIPD/Primary	THE CHARTER OAK FIRE INSURANCE CO.	4D141040	$750,000	07/24/2017	08/07/2017	Replaced
91X	BIPD/Primary	THE CHARTER OAK FIRE INSURANCE CO.	4D141040	$750,000	07/24/2017	08/29/2017	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 1930489	$1,000,000	06/25/2009	08/07/2012	Replaced
91X	BIPD/Primary	THE CHARTER OAK FIRE INSURANCE CO.	4D141040	$750,000	06/07/2017	07/18/2017	Name Changed
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1930489-3	$1,000,000	05/21/2004	11/21/2004	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1930489-1	$1,000,000	05/21/2003	11/21/2003	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1930489-0	$1,000,000	01/17/2003	05/21/2003	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC450761	CONTRACT	INVOLUNTARY REVOCATION	10/25/2004	DISCONTINUED REVOCATION	12/02/2004
MC450761	CONTRACT	INVOLUNTARY REVOCATION	08/14/2013	DISCONTINUED REVOCATION	08/21/2013
MC450761	CONTRACT	INVOLUNTARY REVOCATION	08/02/2017	DISCONTINUED REVOCATION	08/09/2017
MC450761	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	07/25/2017	-	-
MC450761	CONTRACT	INVOLUNTARY REVOCATION	06/01/2017	DISCONTINUED REVOCATION	06/08/2017
MC450761	CONTRACT	INVOLUNTARY REVOCATION	04/26/2004	DISCONTINUED REVOCATION	06/01/2004
MC450761	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	02/06/2003	REVOKED	07/18/2017

No revocation records.

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88/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 88

88

−12

Starts at 100−12 totalFinal 88

Conditional safety rating−12

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Conditional rating (acceptable, but not Unsatisfactory).

What's lowering this score

-12

Conditional safety rating

FMCSA assigned a Conditional safety rating.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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