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VALIDATED

MIKE STEPHENSON

Trust Score

Excellent Why this score?

Company CheckMIKE STEPHENSON · DOT 1078482

DBA: STEPHENSON TRUCKING

22093 JASPER TRAIL, MARYVILLE, MO, 64468

DOT# 1078482 MC# 448250 Maryville, Missouri 23 years

CARRIER Legal name changed · Aug 19, 2026

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

1

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Aug 19, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
Company legal name changed.

Safety & compliance 1

Nov 20, 2024
Clean roadside inspection, no violations.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameMIKE STEPHENSON

DBA NameSTEPHENSON TRUCKING

DOT Number1078482

MC Number448250

Entity TypeCarrier

Operating StatusA - Active

LocationMaryville, Missouri

Added12/06/2002

MCS-15004/09/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address22093 JASPER TRAIL, MARYVILLE, MO, 64468

Mailing Address23417 KATYDID ROAD, MARYVILLE, MO, 64468

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC448250

CommonActive

ContractNot Active

BrokerNot Active

Operating23 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage80,739 miles

Mileage Year2017

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

Effective03/09/2017

CompanyPROGRESSIVE CASUALTY INSURANCE COMPANY

Policy #CA 2860640

Last checked09/16/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage80,739 mi

Operating23 years

MCS-15004/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 0 OOS -

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Nov 2024, 1 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Inspection Records (1)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
11/20/2024	IA	Driver-Only (Level III)	HWY 148/308 WAY ST BEDFORD, IA	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 57 07	$0	12/07/2009	01/12/2010	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 57 07	$1,000,000	12/07/2009	01/12/2010	Replaced
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 2860640	$750,000	02/03/2016	03/09/2017	Replaced
91X	BIPD/Primary	CONTINENTAL WESTERN INSURANCE CO.	MCP2862448C	$750,000	01/12/2010	11/14/2012	Cancelled
34	CARGO	CONTINENTAL WESTERN INSURANCE CO.	MCP2862448C	$0	01/12/2010	10/26/2011	Cancelled
34	CARGO	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 57 07	$0	01/12/2006	12/28/2009	Cancelled
34	CARGO	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 57 07	$0	01/12/2006	12/07/2009	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 57 07	$1,000,000	01/12/2006	12/28/2009	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 57 07	$1,000,000	01/12/2006	12/07/2009	Replaced
34	CARGO	CONTINENTAL WESTERN INSURANCE CO.	MCP2418650	$0	01/12/2003	02/05/2003	Cancelled
34	CARGO	CONTINENTAL WESTERN INSURANCE CO.	MCP2418650	$0	01/12/2003	01/07/2003	Replaced
91X	BIPD/Primary	CONTINENTAL WESTERN INSURANCE CO.	MCP2418650	$1,000,000	01/12/2003	02/05/2003	Cancelled
91X	BIPD/Primary	CONTINENTAL WESTERN INSURANCE CO.	MCP2418650	$1,000,000	01/12/2003	01/07/2003	Replaced
91X	BIPD/Primary	CONTINENTAL WESTERN INSURANCE CO.	MCP2418650	$1,000,000	01/07/2003	02/17/2006	Cancelled
34	CARGO	CONTINENTAL WESTERN INSURANCE CO.	MCP2418650	$0	01/07/2003	01/12/2006	Replaced
34	CARGO	CONTINENTAL WESTERN INSURANCE CO.	MCP2418650	$0	01/07/2003	02/17/2006	Cancelled
91X	BIPD/Primary	CONTINENTAL WESTERN INSURANCE CO.	MCP2418650	$1,000,000	01/07/2003	01/12/2006	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC448250	COMMON	INVOLUNTARY REVOCATION	12/01/2009	DISCONTINUED REVOCATION	12/08/2009
MC448250	MOTOR PROPERTY COMMON CARRIER	REINSTATED	02/11/2016	-	-
MC448250	MOTOR PROPERTY COMMON CARRIER	GRANTED	01/10/2003	REVOKED	11/20/2012

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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