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VALIDATED

TRIBAL CASINO GAMING ENTERPRISE

Trust Score

Excellent Why this score?

Company CheckTRIBAL CASINO GAMING ENTERPRISE · DOT 1056484

DBA: HARRAH'S CHEROKEE CASINO & HOTEL

777 CASINO DRIVE, CHEROKEE, NC, 28719

DOT# 1056484 MC# 660046 Cherokee, North Carolina 17 years

CARRIER

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29

Power Units

11

Drivers

1

Crashes (24-Month)

$5,000,000

Insurance

Satisfactory

Safety Rating

6

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

6 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Safety & compliance 5

Dec 1, 2025
Crash reported (no fatalities).
Jun 30, 2025
Clean roadside inspection, no violations.
Jun 14, 2025
Clean roadside inspection, no violations.
Feb 5, 2025
Clean roadside inspection, no violations.
Dec 9, 2024
Clean roadside inspection, no violations.

Insurance 1

Current
Active insurance on file ($5,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameTRIBAL CASINO GAMING ENTERPRISE

DBA NameHARRAH'S CHEROKEE CASINO & HOTEL

DOT Number1056484

MC Number660046

Entity TypeCarrier

Operating StatusA - Active

LocationCherokee, North Carolina

Added09/24/2002

MCS-15002/11/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address777 CASINO DRIVE, CHEROKEE, NC, 28719

Mailing Address777 CASINO DRIVE, CHEROKEE, NC, 28719

Operating Authorities

Authority TypeINDIAN TRIBE;PRIVATE PROPERTY;PRIVATE PASSENGER, BUSINESS;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC660046

CommonActive

ContractNot Active

BrokerNot Active

Operating17 years

Operation Classification

Authorized For HirePrivate (Property)Private (Pass. Business)Indian Tribe Passenger Carrier

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage36,741 miles

Mileage Year2022

VMT SourceMCS-150 Form

Drivers

11

Interstate

0

Intrastate

0

CDL

11

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review12/09/2010

Insurance

Amount$5,000,000

Type91X

VerifiedFMCSA · 06/16/2026

CompanyZURICH AMERICAN INSURANCE COMPANY

Policy #BAP 7296471

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet29 units

Drivers11

Mileage36,741 mi

Operating17 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury1

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total4

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total2

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Last FMCSA Review: 12/09/2010 | Rated: 12/13/2010

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 0 OOS -

2025

3 · 0 OOS =

Crashes

2024

0 crashes -

2025

1 crash ▲

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2025, 4 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
12/01/2025	BRYSON CITY	NC	0	4	1	1	Clear	Dry	Dawn

Inspection Records (4)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/30/2025	NC	Driver-Only (Level III)	US 74 EB SHOULDER NEAR EXIT 64	0	0	0	0	0	0	-	▲Detail
06/14/2025	NC	Driver-Only (Level III)	US 74 WB SHOULDER	0	0	0	0	0	0	-	▲Detail
02/05/2025	NC	Full (Level I)	US 19 STILES PACKING RD	0	0	0	0	0	0	-	▲Detail
12/09/2024	NC	Walk-Around (Level II)	US 74 NEAR NC 28	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections4

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	BAP 9137846	$2,000,000	10/03/2008	06/01/2009	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	BAP 9137846	$2,000,000	10/03/2008	10/03/2008	Replaced
91X	BIPD/Primary	OLD REPUBLIC INSURANCE COMPANY	MWTB 313651	$5,000,000	07/01/2018	05/01/2021	Replaced
91X	BIPD/Primary	OLD REPUBLIC INSURANCE COMPANY	MWTB 310688	$5,000,000	07/01/2017	07/01/2018	Replaced
91X	BIPD/Primary	OLD REPUBLIC INSURANCE COMPANY	MWTB 308042	$5,000,000	07/01/2016	07/01/2017	Replaced
91X	BIPD/Primary	OLD REPUBLIC INSURANCE COMPANY	MWTB 305120	$5,000,000	07/01/2015	07/01/2016	Replaced
91X	BIPD/Primary	OLD REPUBLIC INSURANCE COMPANY	MWTB 301797	$5,000,000	07/01/2014	07/01/2015	Replaced
91X	BIPD/Primary	OLD REPUBLIC INSURANCE COMPANY	MWTB 22062	$5,000,000	06/01/2013	07/01/2014	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	BAP 9137846	$3,000,000	06/01/2012	06/01/2012	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	BAP 9137846	$3,000,000	06/01/2012	06/22/2012	Cancelled
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	2214204	$2,000,000	06/01/2012	06/20/2013	Cancelled
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	2214205	$2,000,000	06/01/2011	06/01/2012	Cancelled
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	2214204	$1,000,000	06/01/2011	06/01/2012	Cancelled
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	2213872	$2,000,000	06/01/2009	06/01/2011	Cancelled
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	2213873	$3,000,000	06/01/2009	06/01/2011	Cancelled
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	BAP 9137846	$2,000,000	06/01/2009	06/22/2012	Cancelled
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	BAP 9137846	$2,000,000	06/01/2009	06/01/2012	Replaced
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	2213609	$1,000,000	06/01/2008	06/01/2008	Replaced
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	2213610	$1,000,000	06/01/2008	06/01/2008	Replaced
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	2213610	$3,000,000	06/01/2008	06/01/2009	Cancelled
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	2213610	$2,000,000	06/01/2008	06/01/2009	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC660046	MOTOR PASSENGER COMMON CARRIER	REINSTATED	10/24/2019	-	-
MC660046	COMMON	INVOLUNTARY REVOCATION	05/07/2012	DISCONTINUED REVOCATION	05/30/2012
MC660046	COMMON	INVOLUNTARY REVOCATION	05/05/2011	DISCONTINUED REVOCATION	06/01/2011
MC660046	COMMON	INVOLUNTARY REVOCATION	05/05/2009	DISCONTINUED REVOCATION	06/03/2009
MC660046	MOTOR PASSENGER COMMON CARRIER	GRANTED	03/11/2009	REVOKED	07/05/2012

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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99/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 99

99

Starts at 100−1 totalFinal 99

Crashes on record (rate-adjusted)−1

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-1

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 29 vehicles (~0.03 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−1 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 29 vehicles (~0.03 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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