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MANDI MORGAN AND LONNIE MORGAN

Trust Score

Excellent Why this score?

Company CheckMANDI MORGAN AND LONNIE MORGAN · DOT 1045412

DBA: MORGAN TRUCKING

315 JEFFREY ACRES RD, MERIDIAN, MS, 39301

DOT# 1045412 MC# 444488 Meridian, Mississippi 23 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Feb 19, 2025 ↓ Show details ↓

Safety & compliance 4

Feb 19, 2025
Roadside inspection, 1 out-of-service violation.
Jan 17, 2025
Roadside inspection, 8 violations (no OOS).
Dec 12, 2024
Roadside inspection, 6 out-of-service violations.
Sep 9, 2024
Clean roadside inspection, no violations.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address315 JEFFREY ACRES RD, MERIDIAN, MS, 39301

Mailing Address315 JEFFREY ACRES RD, MERIDIAN, MS, 39301

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC444488

CommonNot Active

ContractActive

BrokerNot Active

Operating23 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 1.83 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 12.75 · 3 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage52,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS16.7% avg 5.5%

Vehicle OOS50.0% avg 20.7%

SmartWay PartnerNo

Last Review05/13/2022

Insurance

Amount$1,000,000

Type91X

Effective03/02/2022

CompanyMISSISSIPPI FARM BUREAU CASUALTY INSURANCE CO

Policy #30522654

Last checked07/24/2026

Quick Facts

StatusActive

TypeCarrier

Fleet2 units

Drivers2

Mileage52,000 mi

Operating23 years

MCS-15002/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total6

Out of Service1

OOS Rate16.7%

National Avg5.5%

Above National Average

Vehicle Inspections

Total4

Out of Service2

OOS Rate50.0%

National Avg20.7%

Above National Average

Last FMCSA Review: 05/13/2022

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

4 · 1 OOS -

2024

5 · 1 OOS =

2025

2 · 1 OOS =

Crashes

2023

1 crash -

2024

0 crashes ▼

2025

0 crashes =

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Feb 2025, 4 inspections, 2 resulted in out-of-service (50% OOS rate).

Driver Out-of-Service 1 OOS

Vehicle Out-of-Service 6 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
10/03/2023	RURAL JEFFERSON	AL	0	4	1	6	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

25 roadside violations across 4 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 17 violations · 6 OOS

Unsafe Driving 4 violations · 0 OOS

Driver Fitness 2 violations · 1 OOS

Other (General) 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (11)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
02/19/2025	MS	Walk-Around (Level II)	WAYNE COUNTY	3	1	0	0	3	1	-	▲Detail
01/17/2025	MS	Walk-Around (Level II)	NEWTON COUNTY	8	0	0	0	8	0	-	▲Detail
12/12/2024	AL	Walk-Around (Level II)	ROADSIDE	14	6	2	1	12	5	-	▲Detail
09/09/2024	LA	Driver-Only (Level III)	ROADSIDE	0	0	0	0	0	0	-	▲Detail
06/11/2024	MS	Walk-Around (Level II)	INTERSECT HWY 80/ KEWANEE ROAD	0	0	0	0	0	0	-	▲Detail
05/23/2024	MS	Driver-Only (Level III)	MONROE COUNTY	0	0	0	0	0	0	-	▲Detail
03/25/2024	MS	Walk-Around (Level II)	EXIT RAMP/ MM 165 WEST	3	0	1	0	2	0	-	▲Detail
10/11/2023	MS	Walk-Around (Level II)	OLIVE BRANCH SCALE US 78 EAST	1	0	0	0	1	0	-	▲Detail
08/17/2023	AL	Walk-Around (Level II)	ROADSIDE	9	1	0	0	9	1	-	▲Detail
08/10/2023	MS	Walk-Around (Level II)	EXIT RAMP MM 126 S./ CLARKE CO	1	0	0	0	1	0	-	▲Detail
07/18/2023	MS	Walk-Around (Level II)	LOWNDES COUNTY	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections6

Driver Fitness 1 viols

Vehicle Maintenance 3 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	CANAL INSURANCE CO.	435469	$1,000,000	12/08/2004	01/15/2004	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	483424	$750,000	12/02/2005	01/25/2006	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	483424	$750,000	12/02/2005	02/23/2006	Cancelled
91X	BIPD/Primary	MISSISSIPPI FARM BUREAU CASUALTY INSURANCE CO	30522654	$1,000,000	08/31/2021	02/28/2022	Name Changed
91X	BIPD/Primary	CANAL INSURANCE CO.	435469	$1,000,000	08/13/2003	01/01/2004	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP22956540802	$750,000	08/12/2002	03/04/2003	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	466389	$750,000	04/05/2005	11/29/2005	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP22956540802	$750,000	03/04/2003	08/12/2003	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA04585501	$750,000	02/26/2009	09/30/2009	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	483424	$750,000	01/25/2006	04/11/2006	Cancelled
91X	BIPD/Primary	BLUE HILL SPECIALTY INSURANCE COMPANY INC	CA03205003	$750,000	01/13/2021	08/31/2021	Replaced
91X	BIPD/Primary	BLUE HILL SPECIALTY INSURANCE COMPANY INC	CA03205003	$750,000	01/13/2021	09/18/2021	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC444488	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	12/16/2005	REVOKED	04/17/2006
MC444488	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	11/19/2002	REVOKED	02/17/2004
MC444488	CONTRACT	INVOLUNTARY REVOCATION	08/23/2021	DISCONTINUED REVOCATION	09/01/2021
MC444488	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	04/12/2005	REVOKED	12/05/2005
MC444488	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	03/03/2022	-	-
MC444488	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	03/02/2009	REVOKED	10/06/2009
MC444488	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	01/14/2021	REVOKED	02/28/2022

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

Starts at 100−10 totalFinal 90

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 16.6667% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 50% vs national avg 20.72%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 16.6667% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 50% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

MANDI MORGAN AND LONNIE MORGAN

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (11)

Safety Performance Percentiles

Licensing & Insurance

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