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VALIDATED

Z & S CONSTRUCTION COMPANY INC

Trust Score

Excellent Why this score?

Company CheckZ & S CONSTRUCTION COMPANY INC · DOT 104508

402 N COUNTY RD, KIMBALL, NE, 69145

DOT# 104508 MC# 140054 Kimball, Nebraska 45 years

CARRIER Legal name changed · Aug 19, 2026

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Satisfactory

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Sep 8, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
Company legal name changed.

Safety & compliance 1

Apr 14, 2025
Roadside inspection, 1 violation (no OOS).

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address402 N COUNTY RD, KIMBALL, NE, 69145

Mailing AddressPO BOX 310, KIMBALL, NE, 69145

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC140054

CommonActive

ContractNot Active

BrokerNot Active

Operating45 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure .13 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage74,605 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review11/21/1996

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 06/16/2026

CompanyBITCO GENERAL INSURANCE CORPORATION

Policy #CAP 3677728

Last checked09/08/2026

Quick Facts

StatusActive

TypeCarrier

Fleet29 units

Drivers8

Mileage74,605 mi

Operating45 years

MCS-15006/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 11/21/1996 | Rated: 12/02/1996

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2025

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Apr 2025, 1 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Inspection Records (2)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
04/14/2025	NE	Driver-Only (Level III)	MM 11 HWY 71	1	0	0	0	0	0	-	▲Detail
11/16/2023	NE	Driver-Only (Level III)	ON STATE HWY 71, 2536 FEET SOU	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Unsafe Driving 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	BITCO GENERAL INSURANCE CORPORATION	CAP 3 153 527	$1,000,000	12/01/2002	12/01/2003	Cancelled
91X	BIPD/Primary	UNITED STATES FIDELITY & GUARANTY CO.	12-203-415	$1,000,000	12/01/1996	12/01/2002	Replaced
34	CARGO	BITCO GENERAL INSURANCE CORPORATION	CLP 2 283 000	$0	12/01/1996	12/01/2003	Cancelled
91X	BIPD/Primary	WEST AMERICAN INSURANCE CO.	BAW 50 74 85 17	$1,000,000	12/01/1994	12/01/1996	Replaced
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	9E56637	$1,000,000	12/01/1988	12/22/1994	Cancelled
34	CARGO	BITCO GENERAL INSURANCE CORPORATION	CLP 3 270 714	$0	08/27/2010	08/05/2011	Cancelled
91X	BIPD/Primary	BITCO GENERAL INSURANCE CORPORATION	CAP 3 535 574	$1,000,000	08/27/2010	01/22/2019	Replaced
34	CARGO	THE RELIANCE INSURANCE CO.	M8709241	$0	08/17/1979	12/01/1996	Replaced
34	CARGO	NATIONWIDE MUTUAL INSURANCE COMP	ACP CIM 7201485319	$0	03/11/2004	08/27/2010	Replaced
91X	BIPD/Primary	AMERICAN HOME ASSURANCE CO.	3213318	$1,000,000	01/22/2004	08/27/2010	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC140054	COMMON	INVOLUNTARY REVOCATION	12/22/1994	DISCONTINUED REVOCATION	01/18/1995
MC140054	MOTOR PROPERTY COMMON CARRIER	GRANTED	12/10/1981	REVOKED	01/15/2004
MC140054	COMMON	INVOLUNTARY REVOCATION	12/01/1988	DISCONTINUED REVOCATION	12/27/1988
MC140054	MOTOR PROPERTY COMMON CARRIER	GRANTED	11/19/1982	REVOKED	01/15/2004
MC140054	MOTOR PROPERTY COMMON CARRIER	DENIED	09/14/1977	-	-
MC140054	MOTOR PROPERTY COMMON CARRIER	GRANTED	06/19/1985	REVOKED	01/15/2004
MC140054	MOTOR PROPERTY COMMON CARRIER	GRANTED	05/19/1981	REVOKED	01/15/2004
MC140054	MOTOR PROPERTY COMMON CARRIER	REINSTATED	03/18/2004	-	-

No revocation records.

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See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

Z & S CONSTRUCTION COMPANY INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Inspection Records (2)

Safety Performance Percentiles

Licensing & Insurance

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