← Back to Search

VALIDATED

SWX ENTERPRISES INC

Trust Score

Excellent Why this score?

Company CheckSWX ENTERPRISES INC · DOT 653450

5231 ENGLE RD, BROOK PARK, OH, 44142

DOT# 653450 MC# 307644 Brook Park, Ohio 29 years

CARRIER & BROKER

★★★★★ Ratings & reviews

Save to favorites Watch, alerts on changes Write a review Add a private note Download PDF report

Create free account →

Free • 30 seconds • Already a member? Log in

Power Units

Drivers

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

Inspections

Is this your company? Claim your profile →

Just researching? Create a free account →

Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Aug 26, 2026 ↓ Show details ↓

Safety & compliance 2

May 27, 2026
Roadside inspection, 2 violations (no OOS).
Apr 7, 2025
REVOKED MOTOR PROPERTY COMMON CARRIER.

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address5231 ENGLE RD, BROOK PARK, OH, 44142

Mailing Address5231 ENGLE RD, BROOK PARK, OH, 44142

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

On File (FMCSA)None on file

VerifiedFMCSA · 06/04/2026

Required$75,000 (FMCSA min)

Last checked08/26/2026

TypeTrust Fund (BMC-85)

Surety / TrusteePACIFIC FINANCIAL ASSOCIATION, INC.

Contact☎ (800) 595-2615
🌐 pfaprotects.com

Filings on record2

No active bond on file. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

PACIFIC FINANCIAL ASSOCIATION, INC.Oct 2013 to Oct 2013 · replaced

Never get caught by a dead bond. Daily checks, same-day email alerts.

Watch this broker

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC307644

CommonInactive

ContractNot Active

BrokerActive

Operating29 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 2.2 · 2 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

Type84

VerifiedFMCSA · 06/04/2026

CompanyMERCHANTS NATIONAL BONDING, INC

Policy #101649682

Last checked08/26/2026

Quick Facts

StatusActive

TypeCarrier & Broker

Fleet10 units

Drivers10

Operating29 years

MCS-15003/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total2

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

2 · 0 OOS -

2026

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through May 2026, 1 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

2 roadside violations across 1 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (3)

Date	State	Level	Location	Violations	Driver Viol	Vehicle Viol	HazMat
05/27/2026	OH	Driver-Only (Level III)	CLEVELAND OH	2	2	0	-	▲Detail
07/23/2024	OH	Driver-Only (Level III)	ROADSIDE,,	2	1	1	-	▲Detail
03/07/2024	OH	Driver-Only (Level III)	ROADSIDE	2	1	1	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections2

Unsafe Driving 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	10/15/2013	10/15/2013	Replaced
91X	BIPD/Primary	CENTRAL MUTUAL INSURANCE COMPANY	9945720	$1,000,000	10/05/2021	03/29/2025	Cancelled
34	CARGO	ST. PAUL PROTECTIVE INSURANCE COMPANY	84 103 656	$0	08/20/1996	04/16/1997	Cancelled
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	04/01/2002	10/15/2013	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP19708A	$1,000,000	03/02/2004	04/05/2019	Cancelled
34	CARGO	ST. PAUL FIRE & MARINE INSURANCE CO.	IM03401188	$0	03/02/2004	03/01/2008	Replaced
34	CARGO	GREAT WEST CASUALTY CO.	GWP19708A	$0	03/02/2004	03/02/2004	Replaced
34	CARGO	GREAT WEST CASUALTY CO.	GWP19708A	$0	03/02/2004	04/13/2004	Cancelled
91X	BIPD/Primary	REDLAND INSURANCE CO.	SPM-P2228-340 950	$1,000,000	03/02/2002	03/02/2004	Replaced
34	CARGO	LUMBERMENS MUTUAL CASUALTY CO.	3AT 652 173-00	$0	03/02/2000	03/02/2004	Replaced
34	CARGO	CITIZENS INSURANCE CO. OF AMERICA	CI 033 59 40	$0	03/02/1998	03/02/2000	Replaced
34	CARGO	ST. PAUL FIRE & MARINE INSURANCE CO.	IM03400666	$0	03/02/1997	03/02/1998	Replaced
91X	BIPD/Primary	CONTINENTAL NATIONAL INDEMNITY COMPANY	TL334-2328	$1,000,000	03/02/1996	03/02/2002	Cancelled
34	CARGO	GREAT WEST CASUALTY CO.	GWP19708E	$0	03/01/2008	04/05/2019	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC307644	MOTOR PROPERTY COMMON CARRIER	REINSTATED	10/21/2021	REVOKED	04/07/2025
MC307644	PROPERTY BROKER	REINSTATED	10/21/2021	-	-
MC307644	MOTOR PROPERTY COMMON CARRIER	GRANTED	09/06/1996	REVOKED	04/15/2019
MC307644	COMMON	INVOLUNTARY REVOCATION	05/12/1997	DISCONTINUED REVOCATION	06/09/1997
MC307644	PROPERTY BROKER	GRANTED	04/12/2002	REVOKED	06/08/2021

No revocation records.

Stay ahead of changes

You are checking PACIFIC FINANCIAL ASSOCIATION, INC. today. We can keep watching them for you.

Authority gets revoked, insurance lapses, and a company that looks clean today can change overnight. Create an account, add this company to your list,
and the moment their authority, insurance, safety or contact details change, you see it on your dashboard, or get it by email with Pro.

Add them to your list

Keep this company and every partner you vet in one place you can come back to.

Get a change alert

The moment authority, insurance or safety status moves, you hear about it first.

See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

SWX ENTERPRISES INC

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Operation Classification

SMS BASIC Scores

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (3)

Safety Performance Percentiles

Licensing & Insurance

You are checking PACIFIC FINANCIAL ASSOCIATION, INC. today. We can keep watching them for you.

Add them to your list

Get a change alert

See the full history