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VALIDATED

TERPSTRA BROTHERS INC

Trust Score

Excellent Why this score?

Company CheckTERPSTRA BROTHERS INC · DOT 585119

1200 WEST MAIN STREET, GRIFFITH, IN, 46319

DOT# 585119 MC# 254173 Griffith, Indiana 33 years

CARRIER & BROKER

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2

Power Units

2

Drivers

0

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

0

Inspections

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Public record

1 events tracked · latest Jul 12, 2026 ↓ Show details ↓

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameTERPSTRA BROTHERS INC

DOT Number585119

MC Number254173

Entity TypeCarrier & Broker

Operating StatusA - Active

LocationGriffith, Indiana

Added12/23/1994

MCS-15007/24/2021

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1200 WEST MAIN STREET, GRIFFITH, IN, 46319

Mailing Address1200 WEST MAIN STREET, GRIFFITH, IN, 46319

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

On File (FMCSA)None on file

VerifiedFMCSA · 06/03/2026

Required$75,000 (FMCSA min)

Last checked07/11/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeTRUCK INSURANCE EXCHANGE

Contact🔍 Find contact

Filings on record3

Bond cancelled May 28, 2022 by PEERLESS INSURANCE CO.. This company's broker authority is not currently active. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

PEERLESS INSURANCE CO.May 1997 to May 2022 · CANCELLED

MID-CENTURY INSURANCE CO.Mar 1995 to Mar 1997 · CANCELLED

TRUCK INSURANCE EXCHANGEMay 1992 to Mar 1995 · replaced

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC254173

CommonInactive

ContractInactive

BrokerInactive

Operating33 years

Company Overview

MID-CENTURY INSURANCE CO. is a FMCSA-validated carrier & broker based in Griffith, Indiana. The company has been in operation for 33 years, registered with the FMCSA on 12/23/1994. The fleet consists of 2 power units and 2 drivers. The company has a clean safety record with zero reported crashes. Based on authority, insurance, safety, and compliance data, MID-CENTURY INSURANCE CO. has a Trust Score of 90/100 (Excellent).

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Drivers

2

Interstate

0

Intrastate

0

CDL

2

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

Type34

VerifiedFMCSA · 06/03/2026

CompanyTRUCK INSURANCE EXCHANGE

Policy #60005 02 01

Last checked07/11/2026

Quick Facts

StatusActive

TypeCarrier & Broker

Fleet2 units

Drivers2

Operating33 years

MCS-15007/2021

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-K60272	$1,000,000	11/30/2008	01/03/2023	Cancelled
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CAK03282	$1,000,000	11/30/1999	11/30/2008	Replaced
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CAK03282	$1,000,000	11/30/1999	12/22/2008	Cancelled
91	BIPD	WEST BEND MUTUAL INSURANCE CO.	0110085127	$0	11/30/1997	01/15/2000	Cancelled
91X	BIPD/Primary	UNITED STATES FIRE INSURANCE CO.	133553760	$1,000,000	11/30/1996	11/30/1997	Replaced
91X	BIPD/Primary	UNITED STATES FIRE INSURANCE CO.	133553760	$1,000,000	11/30/1996	01/05/1998	Cancelled
84	SURETY	TRUCK INSURANCE EXCHANGE	601479720	$0	05/29/1992	03/20/1995	Replaced
84	SURETY	PEERLESS INSURANCE CO.	018889821	$0	05/19/1997	05/28/2022	Cancelled
84	SURETY	MID-CENTURY INSURANCE CO.	NONE	$0	03/20/1995	03/30/1997	Cancelled
91X	BIPD/Primary	TRUCK INSURANCE EXCHANGE	60005 02 01	$1,000,000	03/16/1995	11/30/1996	Replaced
91X	BIPD/Primary	TRUCK INSURANCE EXCHANGE	60005 0201	$750,000	03/16/1995	11/30/1996	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC254173	COMMON	INVOLUNTARY REVOCATION	11/25/2008	DISCONTINUED REVOCATION	12/02/2008
MC254173	CONTRACT	INVOLUNTARY REVOCATION	11/25/2008	DISCONTINUED REVOCATION	12/02/2008
MC254173	COMMON	INVOLUNTARY REVOCATION	11/17/2005	DISCONTINUED REVOCATION	11/30/2005
MC254173	CONTRACT	INVOLUNTARY REVOCATION	11/17/2005	DISCONTINUED REVOCATION	11/30/2005
MC254173	BROKER	INVOLUNTARY REVOCATION	11/17/2005	DISCONTINUED REVOCATION	11/30/2005
MC254173	PROPERTY BROKER	GRANTED	09/03/1992	TRANSFERRED	07/29/1993
MC254173	MOTOR PROPERTY COMMON CARRIER	GRANTED	06/22/1995	REVOKED	01/09/2023
MC254173	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	06/22/1995	REVOKED	01/09/2023
MC254173	BROKER	INVOLUNTARY REVOCATION	04/24/1997	DISCONTINUED REVOCATION	06/04/1997
MC254173	PROPERTY BROKER	GRANTED	02/16/1995	REVOKED	12/09/2013

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.