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VALIDATED

MICHAEL TERRY

Trust Score

Excellent Why this score?

Company CheckMICHAEL TERRY · DOT 515099

DBA: TERRY'S WRECKER SERVICE

10137 CR 2170, WHITEHOUSE, TX, 75791

DOT# 515099 MC# 155241 Whitehouse, Texas 44 years

CARRIER

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2

Power Units

1

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameMICHAEL TERRY

DBA NameTERRY'S WRECKER SERVICE

DOT Number515099

MC Number155241

Entity TypeCarrier

Operating StatusA - Active

LocationWhitehouse, Texas

Added03/04/1993

MCS-15007/10/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address10137 CR 2170, WHITEHOUSE, TX, 75791

Mailing Address10137 CR 2170, WHITEHOUSE, TX, 75791

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC155241

CommonActive

ContractActive

BrokerNot Active

Operating44 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage20,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

Effective10/16/2021

CompanyPROGRESSIVE COUNTY MUTUAL

Policy #CA04168289

Last checked08/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet2 units

Drivers1

Mileage20,000 mi

Operating44 years

MCS-15007/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP111463	$1,000,000	10/16/2020	10/16/2021	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP007542	$1,000,000	10/16/2019	10/16/2020	Cancelled
91X	BIPD/Primary	PENNSYLVANIA MANUF. ASSOC. INS.	151701 9922444	$750,000	10/16/2017	10/16/2019	Cancelled
91X	BIPD/Primary	PENNSYLVANIA MANUF. ASSOC. INS.	151601 9922444	$1,000,000	10/16/2016	10/16/2017	Replaced
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	TWR0032600	$1,000,000	10/16/2015	10/16/2016	Replaced
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRR224228	$1,000,000	07/14/2015	10/16/2015	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	H7A2TP0000724-00	$1,000,000	07/14/2014	07/14/2015	Cancelled
91X	BIPD/Primary	LIBERTY INSURANCE UNDERWRITERS	CAT000209-0313	$1,000,000	07/14/2013	07/14/2014	Cancelled
91X	BIPD/Primary	LIBERTY INSURANCE UNDERWRITERS	CAT000209-0212	$1,000,000	07/14/2012	07/14/2013	Cancelled
91X	BIPD/Primary	LIBERTY INSURANCE UNDERWRITERS	CAT000209-0111	$1,000,000	07/14/2011	07/14/2012	Cancelled
34	CARGO	SUA INSURANCE COMPANY	10AEOTT-101361PG03	$0	07/14/2010	07/14/2011	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOTT-101361PG03	$1,000,000	07/14/2010	07/14/2011	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOTT101361PG01	$1,000,000	07/14/2009	07/14/2010	Cancelled
34	CARGO	SUA INSURANCE COMPANY	10AEOTT101361PG01	$0	07/14/2009	07/14/2010	Cancelled
34	CARGO	SUA INSURANCE COMPANY	10AEOTT101361PG01	$0	07/14/2008	07/14/2009	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOTT101361PG01	$1,000,000	07/14/2008	07/14/2009	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOTT-101361-CA02	$750,000	07/14/2007	07/27/2008	Cancelled
91X	BIPD/Primary	SUA INSURANCE COMPANY	10AEOTT-101361-CA02	$750,000	07/14/2007	07/14/2008	Replaced
34	CARGO	SUA INSURANCE COMPANY	10AEOTT-101361-CA02	$0	07/14/2007	07/14/2008	Replaced
34	CARGO	SUA INSURANCE COMPANY	10AEOTT-101361-CA02	$0	07/14/2007	07/27/2008	Cancelled
34	CARGO	SPECIALTY UNDERWRITERS ALLIANCE	10AEOTT-101361-CA01	$0	07/14/2006	07/14/2007	Cancelled
91X	BIPD/Primary	SPECIALTY UNDERWRITERS ALLIANCE	10AEOTT-101361-CA01	$750,000	07/14/2006	07/14/2007	Cancelled
34	CARGO	STONINGTON INSURANCE COMPANY	TOW001176-00	$0	07/14/2005	07/14/2006	Cancelled
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	TOW001176-00	$750,000	07/14/2005	07/14/2006	Cancelled
34	CARGO	WESTPORT INSURANCE CORPORATION	WCP102000296901	$0	07/14/2004	07/14/2005	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	WCP102000296901	$750,000	07/14/2004	07/14/2005	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	WCP102000296900	$750,000	07/14/2003	07/14/2004	Cancelled
34	CARGO	WESTPORT INSURANCE CORPORATION	WCP102000296900	$0	07/14/2003	07/14/2004	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	KB0947-2	$750,000	07/14/2002	07/14/2003	Cancelled
34	CARGO	WESTPORT INSURANCE CORPORATION	KB0947-Z	$0	07/14/2002	07/14/2003	Replaced
34	CARGO	WESTPORT INSURANCE CORPORATION	KB0947-1	$0	07/14/2001	07/14/2002	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	KB0947-1	$750,000	07/14/2001	07/14/2002	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	KB0947-0	$750,000	07/14/2000	07/14/2001	Cancelled
34	CARGO	WESTPORT INSURANCE CORPORATION	KB0947-0	$0	07/14/2000	07/14/2001	Cancelled
91X	BIPD/Primary	THE CONNECTICUT INDEMNITY CO.	TTP100571	$750,000	07/14/1999	07/14/2000	Cancelled
34	CARGO	THE CONNECTICUT INDEMNITY CO.	TTC100095	$0	07/14/1999	07/14/2000	Replaced
34	CARGO	THE CONNECTICUT INDEMNITY CO.	TC300513	$0	07/14/1998	07/14/1999	Cancelled
91X	BIPD/Primary	THE CONNECTICUT INDEMNITY CO.	TT300513	$750,000	07/14/1998	07/14/1999	Cancelled
91	BIPD	SAFECO INSURANCE COMPANY OF AMERICA	BA7761257	$0	07/14/1997	07/14/1997	Replaced
34	CARGO	SAFECO INSURANCE COMPANY OF AMERICA	CP7761257	$0	07/14/1997	07/14/1997	Replaced
34	CARGO	THE CONNECTICUT INDEMNITY CO.	TC300317	$0	07/14/1997	07/14/1998	Cancelled
91	BIPD	THE CONNECTICUT INDEMNITY CO.	TT300317	$0	07/14/1997	07/14/1998	Cancelled
91X	BIPD/Primary	DISCOVER PROPERTY & CASUALTY INSURANCE CO.	CA0143362	$750,000	07/14/1993	08/22/1996	Cancelled
34	CARGO	LINCOLN NATIONAL SPECIALTY INSURANCE CO.	OH1400640	$0	07/14/1992	07/14/1997	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC155241	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	09/23/1992	REVOKED	06/13/1997
MC155241	MOTOR PROPERTY COMMON CARRIER	GRANTED	09/23/1992	REVOKED	06/13/1997
MC155241	CONTRACT	INVOLUNTARY REVOCATION	09/21/2020	DISCONTINUED REVOCATION	09/29/2020
MC155241	COMMON	INVOLUNTARY REVOCATION	09/21/2020	DISCONTINUED REVOCATION	09/29/2020
MC155241	CONTRACT	INVOLUNTARY REVOCATION	09/21/2015	DISCONTINUED REVOCATION	10/14/2015
MC155241	COMMON	INVOLUNTARY REVOCATION	09/21/2015	DISCONTINUED REVOCATION	10/14/2015
MC155241	CONTRACT	INVOLUNTARY REVOCATION	09/20/2021	DISCONTINUED REVOCATION	10/07/2021
MC155241	COMMON	INVOLUNTARY REVOCATION	09/20/2021	DISCONTINUED REVOCATION	10/07/2021
MC155241	CONTRACT	INVOLUNTARY REVOCATION	09/19/2019	DISCONTINUED REVOCATION	10/04/2019
MC155241	COMMON	INVOLUNTARY REVOCATION	09/19/2019	DISCONTINUED REVOCATION	10/04/2019
MC155241	COMMON	INVOLUNTARY REVOCATION	09/06/1992	DISCONTINUED REVOCATION	10/22/1992
MC155241	CONTRACT	INVOLUNTARY REVOCATION	09/06/1992	DISCONTINUED REVOCATION	10/22/1992
MC155241	MOTOR PROPERTY COMMON CARRIER	GRANTED	08/24/1981	TRANSFERRED	09/11/1992
MC155241	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	08/20/1992	REVOKED	06/13/1997
MC155241	MOTOR PROPERTY COMMON CARRIER	REINSTATED	08/20/1992	REVOKED	06/13/1997
MC155241	CONTRACT	INVOLUNTARY REVOCATION	08/07/1998	DISCONTINUED REVOCATION	08/24/1998
MC155241	COMMON	INVOLUNTARY REVOCATION	08/07/1998	DISCONTINUED REVOCATION	08/24/1998
MC155241	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	07/30/2015	-	-
MC155241	MOTOR PROPERTY COMMON CARRIER	REINSTATED	07/30/2015	-	-
MC155241	MOTOR PROPERTY COMMON CARRIER	REINSTATED	07/14/1997	REVOKED	07/20/2015
MC155241	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	07/14/1997	REVOKED	07/20/2015
MC155241	COMMON	INVOLUNTARY REVOCATION	06/30/2008	DISCONTINUED REVOCATION	07/07/2008
MC155241	CONTRACT	INVOLUNTARY REVOCATION	06/30/2008	DISCONTINUED REVOCATION	07/07/2008
MC155241	COMMON	INVOLUNTARY REVOCATION	06/19/2006	DISCONTINUED REVOCATION	07/07/2006
MC155241	CONTRACT	INVOLUNTARY REVOCATION	06/19/2006	DISCONTINUED REVOCATION	07/07/2006
MC155241	CONTRACT	INVOLUNTARY REVOCATION	06/18/2012	DISCONTINUED REVOCATION	07/10/2012
MC155241	COMMON	INVOLUNTARY REVOCATION	06/18/2012	DISCONTINUED REVOCATION	07/10/2012
MC155241	COMMON	INVOLUNTARY REVOCATION	06/18/2007	DISCONTINUED REVOCATION	07/10/2007
MC155241	CONTRACT	INVOLUNTARY REVOCATION	06/18/2007	DISCONTINUED REVOCATION	07/10/2007
MC155241	COMMON	INVOLUNTARY REVOCATION	06/17/2014	DISCONTINUED REVOCATION	07/10/2014
MC155241	CONTRACT	INVOLUNTARY REVOCATION	06/17/2014	DISCONTINUED REVOCATION	07/10/2014
MC155241	CONTRACT	INVOLUNTARY REVOCATION	06/17/2013	DISCONTINUED REVOCATION	07/09/2013
MC155241	COMMON	INVOLUNTARY REVOCATION	06/17/2013	DISCONTINUED REVOCATION	07/09/2013
MC155241	COMMON	INVOLUNTARY REVOCATION	06/17/2011	DISCONTINUED REVOCATION	07/01/2011
MC155241	CONTRACT	INVOLUNTARY REVOCATION	06/17/2011	DISCONTINUED REVOCATION	07/01/2011
MC155241	COMMON	INVOLUNTARY REVOCATION	06/17/2010	DISCONTINUED REVOCATION	07/01/2010
MC155241	CONTRACT	INVOLUNTARY REVOCATION	06/17/2010	DISCONTINUED REVOCATION	07/01/2010
MC155241	COMMON	INVOLUNTARY REVOCATION	06/17/2009	DISCONTINUED REVOCATION	06/25/2009
MC155241	CONTRACT	INVOLUNTARY REVOCATION	06/17/2009	DISCONTINUED REVOCATION	06/25/2009
MC155241	CONTRACT	INVOLUNTARY REVOCATION	06/17/2005	DISCONTINUED REVOCATION	07/12/2005
MC155241	COMMON	INVOLUNTARY REVOCATION	06/17/2005	DISCONTINUED REVOCATION	07/12/2005
MC155241	CONTRACT	INVOLUNTARY REVOCATION	06/17/2004	DISCONTINUED REVOCATION	07/15/2004
MC155241	COMMON	INVOLUNTARY REVOCATION	06/17/2004	DISCONTINUED REVOCATION	07/15/2004
MC155241	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	04/14/1988	TRANSFERRED	09/11/1992
MC155241	COMMON	INVOLUNTARY REVOCATION	01/11/1988	DISCONTINUED REVOCATION	02/01/1988

No revocation records.

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98/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 98

98

Starts at 100−2 totalFinal 98

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.