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MIKE STEPHENSON CONSTRUCTION INC

Trust Score

Excellent Why this score?

Company CheckMIKE STEPHENSON CONSTRUCTION INC · DOT 514156

865 WEST DRIVE, TENAHA, TX, 75974

DOT# 514156 MC# 421493 Tenaha, Texas 24 years

CARRIER

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3

Power Units

5

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Conditional

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Nov 19, 2024 ↓ Show details ↓

Safety & compliance 1

Nov 19, 2024
Roadside inspection, 1 violation (no OOS).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameMIKE STEPHENSON CONSTRUCTION INC

DOT Number514156

MC Number421493

Entity TypeCarrier

Operating StatusA - Active

LocationTenaha, Texas

Added02/26/1993

MCS-15006/04/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address865 WEST DRIVE, TENAHA, TX, 75974

Mailing Address865 WEST DRIVE, TENAHA, TX, 75974

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC421493

CommonNot Active

ContractActive

BrokerNot Active

Operating24 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage90,909 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

5

Interstate

0

Intrastate

0

CDL

5

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingConditional

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review08/20/2015

Insurance

Amount$1,000,000

Type91X

Effective02/19/2026

CompanyGEICO COUNTY MUTUAL INSURANCE CO.

Policy #9300284704

Last checked08/04/2026

Quick Facts

StatusActive

TypeCarrier

Fleet3 units

Drivers5

Mileage90,909 mi

Operating24 years

MCS-15006/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingConditional

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 08/20/2015 | Rated: 10/28/2015

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 0 OOS -

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Nov 2024, 1 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

1 roadside violations across 1 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (1)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
11/19/2024	TX	Special (Level IV)	SH-294	1	0	0	0	1	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Out of Service Orders (1)

OOS Date	Reason	Status	Rescind Date
2015-10-25	Unsatisfactory = Unfit	ACTIVE	2015-10-28

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	SCOTTSDALE INSURANCE COMPANY	CTS0056770	$750,000	12/03/2015	02/19/2016	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	WI 66 09 18	$750,000	03/27/2003	03/08/2006	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	WI 66 09 18	$750,000	03/27/2003	02/22/2006	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	WI 66 09 18	$750,000	02/22/2006	02/21/2007	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	WI 66 09 18	$750,000	02/22/2006	03/21/2007	Cancelled
91X	BIPD/Primary	HOME STATE COUNTY MUTUAL INS. CO.	WI 66 09 18	$750,000	02/21/2007	02/19/2008	Cancelled
91X	BIPD/Primary	SCOTTSDALE INSURANCE COMPANY	CTS0056770	$750,000	02/19/2015	12/03/2015	Cancelled
91X	BIPD/Primary	SCOTTSDALE INSURANCE COMPANY	CTS0055449	$750,000	02/19/2014	02/19/2015	Cancelled
91X	BIPD/Primary	SCOTTSDALE INSURANCE COMPANY	CTS0043487	$750,000	02/19/2013	02/19/2014	Cancelled
91X	BIPD/Primary	SOUTHERN INSURANCE COMPANY	PAL000127-12	$1,000,000	02/19/2012	02/19/2013	Cancelled
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	SAP005838	$1,000,000	02/19/2011	02/19/2012	Cancelled
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	SAP002450	$1,000,000	02/19/2010	02/19/2011	Replaced
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	IMS-499867	$1,000,000	02/19/2010	02/19/2010	Replaced
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	SAP002450	$1,000,000	02/19/2010	03/04/2011	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	351482	$750,000	02/19/2009	02/19/2010	Cancelled
91X	BIPD/Primary	SOUTHERN INSURANCE COMPANY	STC575598	$1,000,000	02/19/2008	02/19/2009	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN339441	$1,000,000	02/19/2002	03/27/2003	Cancelled
91X	BIPD/Primary	STATE AND COUNTY MUTUAL FIRE INS CO	FTB 210578	$1,000,000	02/19/2001	02/19/2002	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC421493	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	12/28/2001	REVOKED	10/25/2015
MC421493	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	11/09/2015	-	-
MC421493	CONTRACT	INVOLUNTARY REVOCATION	11/09/2015	DISCONTINUED REVOCATION	12/09/2015
MC421493	CONTRACT	INVOLUNTARY REVOCATION	02/09/2006	DISCONTINUED REVOCATION	02/23/2006
MC421493	CONTRACT	INVOLUNTARY REVOCATION	02/07/2011	DISCONTINUED REVOCATION	02/22/2011
MC421493	CONTRACT	INVOLUNTARY REVOCATION	01/25/2016	DISCONTINUED REVOCATION	02/17/2016
MC421493	CONTRACT	INVOLUNTARY REVOCATION	01/25/2010	DISCONTINUED REVOCATION	02/19/2010
MC421493	CONTRACT	INVOLUNTARY REVOCATION	01/23/2015	DISCONTINUED REVOCATION	02/20/2015
MC421493	CONTRACT	INVOLUNTARY REVOCATION	01/23/2014	DISCONTINUED REVOCATION	02/20/2014
MC421493	CONTRACT	INVOLUNTARY REVOCATION	01/23/2013	DISCONTINUED REVOCATION	02/20/2013
MC421493	CONTRACT	INVOLUNTARY REVOCATION	01/23/2012	DISCONTINUED REVOCATION	02/21/2012
MC421493	CONTRACT	INVOLUNTARY REVOCATION	01/23/2009	DISCONTINUED REVOCATION	02/19/2009
MC421493	CONTRACT	INVOLUNTARY REVOCATION	01/23/2008	DISCONTINUED REVOCATION	02/15/2008

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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88/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 88

88

−12

Starts at 100−12 totalFinal 88

Conditional safety rating−12

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Conditional rating (acceptable, but not Unsatisfactory).

What's lowering this score

-12

Conditional safety rating

FMCSA assigned a Conditional safety rating.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.