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DOWNTOWN AUTOMOTIVE INC

Trust Score

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Company CheckDOWNTOWN AUTOMOTIVE INC · DOT 446268

1725 S MARKET, CHATT, TN, 37408

DOT# 446268 MC# 935316 Chatt, Tennessee 10 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Conditional

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Jul 25, 2026 ↓ Show details ↓

Safety & compliance 4

Sep 9, 2025
Roadside inspection, 3 out-of-service violations.
Jul 30, 2025
Roadside inspection, 1 violation (no OOS).
Mar 18, 2025
Roadside inspection, 1 out-of-service violation.
Aug 20, 2024
Roadside inspection, 1 violation (no OOS).

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1725 S MARKET, CHATT, TN, 37408

Mailing Address1725 S MARKET, CHATT, TN, 37408

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC935316

CommonActive

ContractNot Active

BrokerNot Active

Operating10 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 3.11 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure .14 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 5.71 · 1 insp with violations

Below cutoff

Vehicle Maintenance

measure 9.25 · 3 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage630,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingConditional

Total Crashes (24-mo)0

Fatal0

Driver OOS20.0% avg 5.5%

Vehicle OOS100.0% avg 20.7%

SmartWay PartnerNo

Last Review11/25/1991

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 07/08/2026

CompanyPROGRESSIVE HAWAII INSURANCE CORP

Policy #CA949353497

Last checked07/25/2026

Quick Facts

StatusActive

TypeCarrier

Fleet4 units

Drivers3

Mileage630,000 mi

Operating10 years

MCS-15003/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingConditional

Driver Inspections

Total5

Out of Service1

OOS Rate20.0%

National Avg5.5%

Above National Average

Vehicle Inspections

Total3

Out of Service3

OOS Rate100.0%

National Avg20.7%

Above National Average

Last FMCSA Review: 11/25/1991 | Rated: 02/04/1992

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

4 · 2 OOS -

2025

3 · 2 OOS =

Crashes

2024

1 crash -

2025

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Sep 2025, 5 inspections, 3 resulted in out-of-service (60% OOS rate).

Driver Out-of-Service 2 OOS

Vehicle Out-of-Service 3 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
02/10/2024	CHATTANOOGA	TN	0	0	1	4	Clear	Wet	Daylight

Roadside Violations by Safety Category Last 24 months

15 roadside violations across 5 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 7 violations · 2 OOS

Unsafe Driving 5 violations · 3 OOS

Driver Fitness 1 violation · 0 OOS

Other (General) 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (7)

Date	State	Level	Location	Violations	OOS	Driver OOS	Vehicle OOS	HazMat
09/09/2025	GA	Walk-Around (Level II)	ROSSVILLE GA	7	3	2	1	-	▲Detail
07/30/2025	GA	Driver-Only (Level III)	ROSSVILLE GA	1	0	0	0	-	▲Detail
03/18/2025	TN	Full (Level I)	CLEVELAND TN	1	1	0	1	-	▲Detail
08/20/2024	GA	Driver-Only (Level III)	LAFAYETTE GA	1	0	0	0	-	▲Detail
08/14/2024	GA	Full (Level I)	RINGGOLD GA	5	1	0	1	-	▲Detail
03/07/2024	GA	Full (Level I)	RINGGOLD GA	2	1	1	0	-	▲Detail
02/07/2024	GA	Driver-Only (Level III)	RINGGOLD GA	1	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections5

Unsafe Driving 1 viols

Driver Fitness 1 viols

Controlled Substances 1 viols

Vehicle Maintenance 3 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	TRUSTGARD INSURANCE COMPANY	XA 2696172	$1,000,000	11/03/2016	11/03/2016	Replaced
91X	BIPD/Primary	TRUSTGARD INSURANCE COMPANY	XA 2696172	$1,000,000	11/03/2016	12/07/2016	Cancelled
91X	BIPD/Primary	GRANGE INDEMNITY INSURANCE COMPANY	XA 2696172	$1,000,000	11/03/2016	11/02/2017	Replaced
91X	BIPD/Primary	GRANGE INDEMNITY INSURANCE COMPANY	XA 2696172	$1,000,000	11/03/2016	11/03/2017	Cancelled
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 4180206	$1,000,000	11/02/2017	07/09/2018	Cancelled
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	2E15707	$1,000,000	09/18/2015	11/01/2016	Cancelled
91X	BIPD/Primary	TRAVELERS CASUALTY INSURANCE CO. OF AMERICA	9P444332	$1,000,000	09/17/2020	05/22/2021	Replaced
91X	BIPD/Primary	CELINA MUTUAL INSURANCE COMPANY	7254399-0	$1,000,000	06/14/2018	09/06/2020	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC935316	MOTOR PROPERTY COMMON CARRIER	REINSTATED	12/08/2016	REVOKED	09/14/2020
MC935316	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/08/2015	REVOKED	11/07/2016
MC935316	MOTOR PROPERTY COMMON CARRIER	REINSTATED	09/23/2020	-	-
MC935316	COMMON	INVOLUNTARY REVOCATION	06/12/2018	DISCONTINUED REVOCATION	07/16/2018

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

78/100

Good

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 78

−12

Starts at 100−22 totalFinal 78

Conditional safety rating−12

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 7/8/2026.

Safety rating not Unsatisfactory

Conditional rating (acceptable, but not Unsatisfactory).

What's lowering this score

-12

Conditional safety rating

FMCSA assigned a Conditional safety rating.

-5

Driver out-of-service rate above national average

Driver OOS 20% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 100% vs national avg 20.72%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 20% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 100% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

DOWNTOWN AUTOMOTIVE INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (7)

Safety Performance Percentiles

Licensing & Insurance

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