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NOT VALIDATED

STEVENS TOWING INC

Trust Score

Good Why this score?

Company CheckSTEVENS TOWING INC · DOT 440199

1910 E SPRING STREET, COOKEVILLE, TN, 38506

DOT# 440199 MC# 513580 Cookeville, Tennessee 21 years

MOTOR CARRIER

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4

Power Units

2

Drivers

0

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Jul 25, 2026 ↓ Show details ↓

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameSTEVENS TOWING INC

DOT Number440199

MC Number513580

Entity TypeMotor Carrier

Operating StatusA - Active

LocationCookeville, Tennessee

Added03/21/1991

MCS-15010/23/2013

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1910 E SPRING STREET, COOKEVILLE, TN, 38506

Mailing Address3198 POPLAR GROVE RD, COOKEVILLE, TN, 38506

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC513580

CommonNot Active

ContractInactive

BrokerNot Active

Operating21 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Drivers

2

Interstate

0

Intrastate

0

CDL

2

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

VerifiedFMCSA · 07/08/2026

Last checked07/25/2026

Quick Facts

StatusActive

TypeMotor Carrier

Fleet4 units

Drivers2

Operating21 years

MCS-15010/2013

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK003440-00	$1,000,000	12/21/2012	02/14/2013	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK003440-00	$1,000,000	10/12/2012	12/21/2012	Cancelled
91X	BIPD/Primary	CASTLEPOINT NATIONAL INSURANCE CO	TWP DY00527 11	$1,000,000	06/29/2011	05/16/2012	Replaced
91X	BIPD/Primary	CASTLEPOINT NATIONAL INSURANCE CO	TWP DY00527 11	$1,000,000	06/29/2011	06/04/2012	Cancelled
91X	BIPD/Primary	CASTLEPOINT NATIONAL INSURANCE CO	TWP DY00527 11	$1,000,000	06/29/2011	06/29/2011	Replaced
91X	BIPD/Primary	CASTLEPOINT NATIONAL INSURANCE CO	TWP DY00527 11	$1,000,000	06/29/2011	06/29/2012	Cancelled
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	TIP-003324	$1,000,000	06/29/2010	06/29/2011	Cancelled
34	CARGO	STATE NATIONAL INSURANCE CO., INC.	TIP-003324	$0	06/29/2010	06/29/2011	Cancelled
91X	BIPD/Primary	EVEREST NATIONAL INSURANCE COMPANY	7400000456-091	$1,000,000	06/29/2009	06/29/2010	Cancelled
91X	BIPD/Primary	EVEREST NATIONAL INSURANCE COMPANY	7400000456-081	$1,000,000	06/29/2008	06/29/2009	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LTP103105-02	$1,000,000	06/29/2007	06/29/2008	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LTP103105-01	$750,000	06/29/2006	06/29/2007	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	LTP103105	$1,000,000	06/29/2005	06/29/2006	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK003440-00	$1,000,000	05/16/2012	10/12/2012	Cancelled
91X	BIPD/Primary	MOUNTAIN LAUREL ASSURANCE COMPANY	CA 2725813	$750,000	02/23/2005	06/29/2005	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC513580	CONTRACT	INVOLUNTARY REVOCATION	11/26/2012	DISCONTINUED REVOCATION	12/21/2012
MC513580	CONTRACT	INVOLUNTARY REVOCATION	09/17/2012	DISCONTINUED REVOCATION	10/15/2012
MC513580	CONTRACT	INVOLUNTARY REVOCATION	06/04/2007	DISCONTINUED REVOCATION	06/29/2007
MC513580	CONTRACT	INVOLUNTARY REVOCATION	06/02/2011	DISCONTINUED REVOCATION	06/29/2011
MC513580	CONTRACT	INVOLUNTARY REVOCATION	06/02/2010	DISCONTINUED REVOCATION	06/29/2010
MC513580	CONTRACT	INVOLUNTARY REVOCATION	06/02/2009	DISCONTINUED REVOCATION	06/29/2009
MC513580	CONTRACT	INVOLUNTARY REVOCATION	06/02/2008	DISCONTINUED REVOCATION	06/30/2008
MC513580	CONTRACT	INVOLUNTARY REVOCATION	06/02/2006	DISCONTINUED REVOCATION	06/28/2006
MC513580	CONTRACT	INVOLUNTARY REVOCATION	05/08/2012	DISCONTINUED REVOCATION	05/18/2012
MC513580	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	03/03/2005	REVOKED	02/20/2013

No revocation records.

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65/100

Good

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 65

65

−25

−10

Starts at 100−35 totalFinal 65

No insurance or bond on file−25

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows coverage is required for this authority, but no active insurance or surety bond is on file as of 7/8/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

No insurance or bond on file FAILS VERIFICATION

FMCSA shows insurance is required but no active insurance or surety bond is currently on file (per the latest FMCSA filing as of 7/8/2026).

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.