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STEPHEN CARGO & MORE LLC

Trust Score

Good Why this score?

Company CheckSTEPHEN CARGO & MORE LLC · DOT 4210079

1140 THORN RUN RD SUITE 1021, CORAOPOLIS, PA, 15108

DOT# 4210079 MC# 1625615 Coraopolis, Pennsylvania 2 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Public record

9 events tracked · latest Jul 14, 2026 ↓ Show details ↓

Safety & compliance 7

Jun 8, 2026
Roadside inspection, 1 violation (no OOS).
May 15, 2026
Roadside inspection, 3 violations (no OOS).
Apr 6, 2026
Roadside inspection, 1 violation (no OOS).
Feb 17, 2026
Crash reported (no fatalities).
Jan 20, 2026
Roadside inspection, 3 violations (no OOS).
Sep 10, 2025
DISCONTINUED REVOCATION COMMON.
Aug 19, 2025
DISCONTINUED REVOCATION COMMON.

Insurance 2

Current
Active insurance on file ($750,000).
Sep 11, 2025
Insurance policy cancelled (UNDERWRITERS AT LLOYDS LONDON).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address1140 THORN RUN RD SUITE 1021, CORAOPOLIS, PA, 15108

Mailing Address5000 LANDMARK DR SUITE 5307, ALIQUIPPA, PA, 15001

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1625615

CommonActive

ContractNot Active

BrokerNot Active

Operating2 years

Company Overview

STEPHEN CARGO & MORE LLC is a FMCSA-validated carrier based in Coraopolis, Pennsylvania. The company has been in operation for 2 years, registered with the FMCSA on 03/14/2024. The fleet consists of 1 power unit and 2 drivers. Annual mileage is reported at 1 miles (2025). 1 crash has been reported with no fatalities. A total of 19 inspections are on file. Insurance coverage of $750,000 is on file through ACCREDITED SPECIALTY INSURANCE COMPANY. Active operating authorities include Common. Based on authority, insurance, safety, and compliance data, STEPHEN CARGO & MORE LLC has a Trust Score of 72/100 (Good).

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 68 · 4 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .58 · 1 insp with violations

Below cutoff

Driver Fitness

measure 1.08 · 3 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 7.5 · 3 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage1 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS21.4% avg 5.5%

Vehicle OOS20.0% avg 20.7%

SmartWay PartnerNo

Last Review10/15/2025

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/10/2026

CompanyACCREDITED SPECIALTY INSURANCE COMPANY

Policy #2-CWS-PA-19-S0379023-00

Last checked07/14/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers2

Mileage1 mi

Operating2 years

MCS-15003/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Driver Inspections

Total14

Out of Service3

OOS Rate21.4%

National Avg5.5%

Above National Average

Vehicle Inspections

Total5

Out of Service1

OOS Rate20.0%

National Avg20.7%

Below National Average

Last FMCSA Review: 10/15/2025

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 1 OOS -

2025

9 · 3 OOS ▲

2026

4 · 0 OOS ▼

Crashes

2024

0 crashes -

2025

0 crashes =

2026

1 crash ▲

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 14 inspections, 4 resulted in out-of-service (28.6% OOS rate).

Driver Out-of-Service 3 OOS

Vehicle Out-of-Service 2 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
02/17/2026	FAIRVIEW TOWNSHIP	PA	0	0	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

44 roadside violations across 14 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 12 violations · 0 OOS

Vehicle Maintenance 11 violations · 1 OOS

Driver Fitness 4 violations · 2 OOS

Hours-of-Service (HOS) Compliance 1 violation · 1 OOS

Other (General) 16 violations · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (14)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/08/2026	PA	Driver-Only (Level III)	MUNHALL PA	1	0	0	0	1	0	-	▲Detail
05/15/2026	PA	Walk-Around (Level II)	CHIPPEWA TWP PA	3	0	0	0	3	0	-	▲Detail
04/06/2026	CT	Walk-Around (Level II)	I-84 WB EXIT 23	1	0	0	0	1	0	-	▲Detail
01/20/2026	NY	Driver-Only (Level III)	CAMPBELL NY	3	0	0	0	3	0	-	▲Detail
10/22/2025	PA	Full (Level I)	JOHNSTOWN PA	3	1	0	0	3	1	-	▲Detail
09/09/2025	OH	Driver-Only (Level III)	CADIZ OH	3	1	0	1	0	0	-	▲Detail
08/27/2025	PA	Walk-Around (Level II)	SR376 CHIPPEWA TWP - CHIPPEWA	6	0	1	0	5	0	-	▲Detail
08/05/2025	PA	Driver-Only (Level III)	ON STATE ROUTE 28 852 FEET EAS	2	0	0	0	2	0	-	▲Detail
07/28/2025	PA	Driver-Only (Level III)	SR 30 BRUSH CREEK TWP - RANGER	8	1	7	1	1	0	-	▲Detail
07/18/2025	PA	Driver-Only (Level III)	165 WHITE SCHOOL RD	2	0	1	0	1	0	-	▲Detail
07/15/2025	PA	Driver-Only (Level III)	ON ROUTE 22 237 FEET WEST OF U	2	0	1	0	1	0	-	▲Detail
06/23/2025	PA	Driver-Only (Level III)	ON I-376 W AT ITS OFF RAMP WIT	3	0	1	0	2	0	-	▲Detail
04/08/2025	WV	Walk-Around (Level II)	MOUNDSVILLE WV	3	0	0	0	0	0	-	▲Detail
07/23/2024	OH	Driver-Only (Level III)	ROADSIDE	3	2	1	1	2	1	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections12

Unsafe Driving 4 viols

HOS Compliance 1 viols

Driver Fitness 3 viols

Vehicle Maintenance 3 viols

Out of Service Orders (1)

OOS Date	Reason	Status	Rescind Date
2024-07-19	New Entrant Revoked - Refusal of Audit/No Contact	ACTIVE	2024-07-23

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	AGENCY INSURANCE COMPANY OF MARYLAND, INC	CA 0052021	$1,000,000	12/17/2024	02/19/2025	Replaced
91X	BIPD/Primary	AGENCY INSURANCE COMPANY OF MARYLAND, INC	CA 0052021	$1,000,000	12/17/2024	03/20/2025	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2488TCB24TAP01-0087-TCB	$0	09/11/2024	09/11/2025	Cancelled
91X	BIPD/Primary	AGENCY INSURANCE COMPANY OF MARYLAND, INC	CA 0052021	$1,000,000	09/10/2024	12/17/2024	Replaced
91X	BIPD/Primary	AGENCY INSURANCE COMPANY OF MARYLAND, INC	CA 0052021	$1,000,000	09/10/2024	01/17/2025	Cancelled
91X	BIPD/Primary	AGENCY INSURANCE COMPANY OF MARYLAND, INC	CA 0052021	$1,000,000	08/15/2025	09/10/2025	Replaced
91X	BIPD/Primary	AGENCY INSURANCE COMPANY OF MARYLAND, INC	CA 0052021	$1,000,000	08/15/2025	09/18/2025	Cancelled
91X	BIPD/Primary	AGENCY INSURANCE COMPANY OF MARYLAND, INC	CA 0052021	$1,000,000	06/13/2025	08/18/2025	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA979929426	$750,000	04/16/2024	09/10/2024	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA979929426	$750,000	04/16/2024	10/11/2024	Cancelled
91X	BIPD/Primary	AGENCY INSURANCE COMPANY OF MARYLAND, INC	CA 0052021	$1,000,000	02/19/2025	06/13/2025	Replaced
91X	BIPD/Primary	AGENCY INSURANCE COMPANY OF MARYLAND, INC	CA 0052021	$1,000,000	02/19/2025	07/17/2025	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1625615	COMMON	INVOLUNTARY REVOCATION	08/22/2025	DISCONTINUED REVOCATION	09/10/2025
MC1625615	COMMON	INVOLUNTARY REVOCATION	07/22/2025	DISCONTINUED REVOCATION	08/19/2025
MC1625615	MOTOR PROPERTY COMMON CARRIER	GRANTED	04/19/2024	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

72/100

Good

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 72

−17

Starts at 100−28 totalFinal 72

Crashes on record (rate-adjusted)−17

Limited operating history (1-3 years)−6

Driver out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 7/10/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-17

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 1 vehicle (~1 per vehicle); none fatal. Scaled to fleet size and fatal severity.

-6

Limited operating history (1-3 years)

Authority granted about 2 year(s) ago.

-5

Driver out-of-service rate above national average

Driver OOS 21.4286% vs national avg 5.51%.

Where this company lands, risk scales

Crash history (rate-adjusted)−17 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 1 vehicle (~1 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 21.4286% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

STEPHEN CARGO & MORE LLC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Company Overview

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (14)

Safety Performance Percentiles

Out of Service Orders (1)

Licensing & Insurance

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