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VALIDATED

C & Y OIL COMPANY

Trust Score

Excellent Why this score?

Company CheckC & Y OIL COMPANY · DOT 409900

201 N MAIN STREET, PAYNE, OH, 45880

DOT# 409900 MC# 771099 Payne, Ohio 12 years

CARRIER Legal name changed · Aug 19, 2026

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6

Power Units

2

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Conditional

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Aug 19, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
Company legal name changed.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameC & Y OIL COMPANY

DOT Number409900

MC Number771099

Entity TypeCarrier

Operating StatusA - Active

LocationPayne, Ohio

Added06/01/1974

MCS-15002/18/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address201 N MAIN STREET, PAYNE, OH, 45880

Mailing Address935 CLEVELAND AVENUE, DEFIANCE, OH, 43512

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC771099

CommonNot Active

ContractActive

BrokerNot Active

Operating12 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage28,082 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

2

Interstate

0

Intrastate

0

CDL

2

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingConditional

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review08/29/2007

Insurance

Amount$1,000,000

Type91X

Effective07/31/2019

CompanyEMPLOYERS MUTUAL CASUALTY CO.

Policy #5E90945

Last checked08/27/2026

Quick Facts

StatusActive

TypeCarrier

Fleet6 units

Drivers2

Mileage28,082 mi

Operating12 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingConditional

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 08/29/2007 | Rated: 10/19/2007

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PHILADELPHIA INDEMNITY INSURANCE COMPANY	PHPK1854386	$1,000,000	08/01/2018	07/31/2019	Replaced
91X	BIPD/Excess	FIRST MERCURY INSURANCE COMPANY	NJ-EX-00000149948	$4,000,000	08/01/2016	08/01/2018	Replaced
91X	BIPD/Excess	FIRST MERCURY INSURANCE COMPANY	NJ-EX-00000149948	$4,000,000	08/01/2016	11/06/2018	Cancelled
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PCT9000136-04	$1,000,000	08/01/2016	08/01/2018	Replaced
91X	BIPD/Excess	FIRST MERCURY INSURANCE COMPANY	NJ-EX-0000014948-04	$4,000,000	08/01/2015	08/01/2016	Replaced
91X	BIPD/Excess	FIRST MERCURY INSURANCE COMPANY	NJ-EX-0000014948-04	$4,000,000	08/01/2015	09/19/2016	Name Changed
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PCT3000136-02	$1,000,000	08/01/2014	08/01/2016	Replaced
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PCT3000136-02	$1,000,000	08/01/2014	09/19/2016	Name Changed
91X	BIPD/Excess	FIRST MERCURY INSURANCE COMPANY	NJ-EX-0000014948-03	$4,000,000	08/01/2014	08/01/2015	Cancelled
91X	BIPD/Excess	FIRST MERCURY INSURANCE COMPANY	NY-EX-0000014948-02	$4,000,000	08/01/2013	08/08/2014	Cancelled
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PCT3000136-00	$1,000,000	08/01/2012	08/01/2014	Replaced
91X	BIPD/Primary	STARNET INSURANCE COMPANY	GSA0000249-00	$1,000,000	08/01/2011	08/01/2012	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC771099	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	12/03/2013	REVOKED	08/18/2014
MC771099	CONTRACT	INVOLUNTARY REVOCATION	10/10/2018	DISCONTINUED REVOCATION	10/18/2018
MC771099	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	09/02/2014	-	-
MC771099	CONTRACT	INVOLUNTARY REVOCATION	08/15/2016	DISCONTINUED REVOCATION	08/19/2016
MC771099	CONTRACT	INVOLUNTARY REVOCATION	07/06/2015	DISCONTINUED REVOCATION	08/07/2015
MC771099	CONTRACT	INVOLUNTARY REVOCATION	04/05/2022	DISCONTINUED REVOCATION	05/16/2022
MC771099	MOTOR PROPERTY COMMON CARRIER	DISMISSED	02/09/2012	-	-

No revocation records.

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88/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 88

88

−12

Starts at 100−12 totalFinal 88

Conditional safety rating−12

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Conditional rating (acceptable, but not Unsatisfactory).

What's lowering this score

-12

Conditional safety rating

FMCSA assigned a Conditional safety rating.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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