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VALIDATED

BOBBY C GARCIA

Trust Score

Excellent Why this score?

Company CheckBOBBY C GARCIA · DOT 403098

DBA: BOBBY GARCIA TRUCKING INC

HWY 68 COUNTY RD 0048, LOS LUCEROS, NM, 87511

DOT# 403098 MC# 214682 Los Luceros, New Mexico 37 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Satisfactory

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Oct 1, 2025 ↓ Show details ↓

Insurance 1

Oct 1, 2025
Insurance policy cancelled (EMPLOYERS MUTUAL CASUALTY CO.).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameBOBBY C GARCIA

DBA NameBOBBY GARCIA TRUCKING INC

DOT Number403098

MC Number214682

Entity TypeCarrier

Operating StatusA - Active

LocationLos Luceros, New Mexico

Added07/31/1990

MCS-15002/13/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical AddressHWY 68 COUNTY RD 0048, LOS LUCEROS, NM, 87511

Mailing AddressP O BOX 4438, FAIRVIEW, NM, 87533

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC214682

CommonNot Active

ContractActive

BrokerNot Active

Operating37 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage25,936 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review12/19/1996

Insurance

Amount$750,000

Type91X

Effective10/01/2025

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA863805304

Last checked07/25/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage25,936 mi

Operating37 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 12/19/1996 | Rated: 02/03/1997

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	EMCASCO INSURANCE COMPANY	4E99004	$750,000	10/02/2014	08/26/2018	Replaced
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	6E38168	$750,000	09/30/2021	10/01/2025	Replaced
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	5E76886	$1,000,000	09/30/2018	06/17/2021	Replaced
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	5E76886	$1,000,000	09/30/2018	09/30/2018	Cancelled
91X	BIPD/Primary	EMC PROPERTY AND CASUALTY COMPANY	4E99004	$1,000,000	09/30/2013	10/02/2014	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP32565A	$1,000,000	08/30/2005	09/30/2013	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	379982	$1,000,000	08/30/2004	08/30/2005	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	379955	$1,000,000	08/30/2003	08/30/2004	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	379926	$1,000,000	08/30/2002	08/30/2003	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN319605	$1,000,000	08/30/2001	08/30/2002	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN319605	$1,000,000	08/30/2001	10/09/2002	Cancelled
91X	BIPD/Primary	GULF INSURANCE CO.	GA0473586	$1,000,000	08/30/1999	08/30/2001	Cancelled
91X	BIPD/Primary	GULF INSURANCE CO.	GA 047 35 86	$1,000,000	08/30/1999	12/12/1999	Name Changed
91X	BIPD/Primary	TRAVELERS INDEMNITY COMPANY	7LHT281T663-6-IND-97	$1,000,000	08/30/1997	08/30/1999	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	238152	$1,000,000	08/30/1996	08/30/1997	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	238124	$1,000,000	08/30/1995	08/30/1996	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	233325	$1,000,000	08/30/1994	08/30/1995	Cancelled
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	4E99004	$1,000,000	08/26/2018	08/26/2018	Replaced
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	4E99004	$1,000,000	08/26/2018	09/30/2018	Cancelled
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	4E99004	$1,000,000	08/26/2018	09/30/2018	Cancelled
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	5E76886	$750,000	06/17/2021	09/30/2021	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC214682	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	12/21/2004	REVOKED	09/06/2005
MC214682	CONTRACT	INVOLUNTARY REVOCATION	09/26/2003	DISCONTINUED REVOCATION	11/04/2003
MC214682	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	09/15/2005	-	-
MC214682	CONTRACT	INVOLUNTARY REVOCATION	09/02/1996	DISCONTINUED REVOCATION	09/13/1996
MC214682	CONTRACT	INVOLUNTARY REVOCATION	08/30/1994	DISCONTINUED REVOCATION	09/26/1994
MC214682	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	01/31/1989	REVOKED	09/07/2004
MC214682	CONTRACT	INVOLUNTARY REVOCATION	01/11/2000	DISCONTINUED REVOCATION	02/01/2000

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.