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VALIDATED

PRIME FINANCIAL AUTO LLC

Trust Score

Excellent Why this score?

Company CheckPRIME FINANCIAL AUTO LLC · DOT 3386515

207 CARRIAGE LN # 21, DELRAN, NJ, 08075

DOT# 3386515 MC# 1087712 Delran, New Jersey 6 years

MOTOR CARRIER Physical address changed · Aug 19, 2026

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1

Power Units

1

Drivers

0

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

1

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Aug 19, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
Mailing address changed in FMCSA records.

Safety & compliance 2

Mar 18, 2025
REVOKED MOTOR PROPERTY COMMON CARRIER.
Nov 27, 2024
Clean roadside inspection, no violations.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NamePRIME FINANCIAL AUTO LLC

DOT Number3386515

MC Number1087712

Entity TypeMotor Carrier

Operating StatusA - Active

LocationDelran, New Jersey

Added01/24/2020

MCS-15008/21/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address207 CARRIAGE LN # 21, DELRAN, NJ, 08075

Mailing Address37 MONMOUNTH AVE, FREEHOLD, NJ, 07728

Other Companies at This Address

Address207 CARRIAGE LN # 21, DELRAN, NJ 08075

3

Others here

3

Distinct phones

2

Active

Company	DOT	Phone	Status
PRIME FINANCIAL AUTO LLC this company	3386515	Sign in	Active
ROCKYS AUTO GROUP LLC	4416681	Sign in	Active
FREEMAX HAULERS LLC	4043857	Sign in	Inactive
G & J TRUCKING SERVICES LLC	2896204	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1087712

CommonInactive

ContractNot Active

BrokerNot Active

Operating6 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage50,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Quick Facts

StatusActive

TypeMotor Carrier

Fleet1 units

Drivers1

Mileage50,000 mi

Operating6 years

MCS-15008/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

6 · 3 OOS ▲

Crashes

2023

1 crash -

2024

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Nov 2024, 1 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
12/12/2023	MANALAPAN TWP	NJ	0	0	1	2	Clear	Dry	Dark - Unknown

Inspection Records (7)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
11/27/2024	NJ	Driver-Only (Level III)	GREENWICH SCALES WESTBOUND	0	0	0	0	0	0	-	▲Detail
06/05/2024	PA	Walk-Around (Level II)	ON SPUR RD 61 FEET WEST OF TRO	1	1	0	0	1	1	-	▲Detail
05/09/2024	PA	Walk-Around (Level II)	ON AUCTION RD AT POWER ROAD	8	2	1	1	7	1	-	▲Detail
02/22/2024	NJ	Driver-Only (Level III)	NSO	1	0	1	0	0	0	-	▲Detail
02/14/2024	NJ	Full (Level I)	GREENWICH WB SCALE	3	1	0	0	3	1	-	▲Detail
01/29/2024	NJ	Walk-Around (Level II)	FRANKLIN LAKES	0	0	0	0	0	0	-	▲Detail
12/04/2023	NJ	Walk-Around (Level II)	HERBERTSVILLE	6	0	0	0	6	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Out of Service Orders (2)

OOS Date	Reason	Status	Rescind Date
2021-08-02	90 day failure to pay fine	ACTIVE	2021-08-11
2021-02-19	New Entrant Revoked - Refusal of Audit/No Contact	ACTIVE	2021-03-22

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	HANOVER INSURANCE CO.	AWY H461827	$1,000,000	12/30/2020	07/21/2023	Replaced
91X	BIPD/Primary	DRIVE NEW JERSEY INSURANCE COMPANY	CA1584874	$1,000,000	12/26/2020	12/30/2020	Replaced
91X	BIPD/Primary	DRIVE NEW JERSEY INSURANCE COMPANY	CA1584874	$1,000,000	12/26/2020	02/12/2021	Cancelled
91X	BIPD/Primary	DRIVE NEW JERSEY INSURANCE COMPANY	CA972628767	$1,000,000	08/28/2023	03/14/2024	Cancelled
91X	BIPD/Primary	ACCREDITED SPECIALTY INSURANCE COMPANY	2-CWH-NJ-19-S0128618-00	$1,000,000	08/12/2024	08/12/2024	Replaced
91X	BIPD/Primary	ACCREDITED SPECIALTY INSURANCE COMPANY	2-CWH-NJ-19-S0128618-00	$1,000,000	08/12/2024	09/19/2024	Cancelled
91X	BIPD/Primary	ACCREDITED SPECIALTY INSURANCE COMPANY	2-CWH-NJ-19-S0128618-00	$1,000,000	08/12/2024	03/12/2025	Cancelled
91X	BIPD/Primary	DRIVE NEW JERSEY INSURANCE COMPANY	CA971688298	$1,000,000	07/21/2023	08/28/2023	Replaced
91X	BIPD/Primary	DRIVE NEW JERSEY INSURANCE COMPANY	CA971688298	$1,000,000	07/21/2023	09/13/2023	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP529197	$1,000,000	03/13/2024	08/02/2024	Cancelled
91X	BIPD/Primary	DRIVE NEW JERSEY INSURANCE COMPANY	CA 1584874	$1,000,000	02/06/2020	12/26/2020	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1087712	MOTOR PROPERTY COMMON CARRIER	REINSTATED	09/23/2024	REVOKED	03/18/2025
MC1087712	MOTOR PROPERTY COMMON CARRIER	GRANTED	02/14/2020	ADMINISTRATIVE INACTIVATION	08/11/2021
MC1087712	MOTOR PROPERTY COMMON CARRIER	GRANTED	02/14/2020	REVOKED	08/12/2024
MC1087712	COMMON	INVOLUNTARY REVOCATION	01/19/2021	DISCONTINUED REVOCATION	02/11/2021

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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