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VALIDATED

STEVE AND PHIL PHEGLEY

Trust Score

Excellent Why this score?

Company CheckSTEVE AND PHIL PHEGLEY · DOT 321554

DBA: PHEGLEY BROS

7279 S US 41, CARLISLE, IN, 47838

DOT# 321554 MC# 576605 Carlisle, Indiana 19 years

CARRIER

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3

Power Units

3

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

0

Inspections

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Company Information

Legal NameSTEVE AND PHIL PHEGLEY

DBA NamePHEGLEY BROS

DOT Number321554

MC Number576605

Entity TypeCarrier

Operating StatusA - Active

LocationCarlisle, Indiana

Added07/21/1988

MCS-15004/30/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address7279 S US 41, CARLISLE, IN, 47838

Mailing Address7279 S US 41, CARLISLE, IN, 47838

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE;EXEMPT FOR HIRE

Carrier OperationA - Interstate

DocketMC576605

CommonNot Active

ContractActive

BrokerNot Active

Operating19 years

Company Overview

STEVE AND PHIL PHEGLEY is a FMCSA-validated carrier based in Carlisle, Indiana. The company has been in operation for 19 years, registered with the FMCSA on 07/21/1988. The fleet consists of 3 power units and 3 drivers. Annual mileage is reported at 18,000 miles (2024). The company has a clean safety record with zero reported crashes. The carrier holds a Satisfactory safety rating from the FMCSA. Insurance coverage of $1,000,000 is on file through NATIONWIDE AGRIBUSINESS INSURANCE CO.. Active operating authorities include Contract. Based on authority, insurance, safety, and compliance data, STEVE AND PHIL PHEGLEY has a Trust Score of 100/100 (Excellent).

Operation Classification

Authorized For HireExempt For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage18,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

3

Interstate

0

Intrastate

0

CDL

3

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review09/19/1994

Insurance

Amount$1,000,000

Type91X

Effective02/20/2023

CompanyNATIONWIDE AGRIBUSINESS INSURANCE CO.

Policy #FPK BA017102132630

Quick Facts

StatusActive

TypeCarrier

Fleet3 units

Drivers3

Mileage18,000 mi

Operating19 years

MCS-15004/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 09/19/1994 | Rated: 10/25/1994

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 82 21	$0	09/12/2006	04/05/2007	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 82 21	$750,000	09/12/2006	04/20/2012	Replaced
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA 6089621	$750,000	04/20/2017	02/20/2023	Replaced
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA 6089621	$750,000	04/20/2017	04/11/2023	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN166877	$750,000	04/20/2015	04/20/2017	Replaced
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST175062	$750,000	04/20/2014	04/20/2014	Replaced
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST175062	$750,000	04/20/2014	05/14/2014	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0015375	$750,000	04/20/2014	04/20/2015	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0006550	$750,000	04/20/2012	04/20/2014	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC576605	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	09/29/2006	-	-
MC576605	CONTRACT	INVOLUNTARY REVOCATION	03/15/2023	DISCONTINUED REVOCATION	03/24/2023

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.