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1ST EXPRESS INC

Trust Score

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Company Check1ST EXPRESS INC · DOT 284589

227 MATZINGER ROAD, TOLEDO, OH, 43612

DOT# 284589 MC# 181440 Toledo, Ohio 41 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

Inspections

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Public record

10 events tracked · latest Jul 9, 2026 ↓ Show details ↓

Safety & compliance 7

Jun 3, 2026
Clean roadside inspection, no violations.
Mar 13, 2026
Clean roadside inspection, no violations.
Feb 17, 2026
Roadside inspection, 1 out-of-service violation.
Dec 31, 2025
Clean roadside inspection, no violations.
Jun 2, 2025
Crash reported (no fatalities).
Jan 17, 2025
Crash reported (no fatalities).
Sep 4, 2024
Crash reported (no fatalities).

Insurance 3

Current
Active insurance on file ($1,000,000).
Aug 21, 2025
Insurance policy cancelled (ACUITY, A MUTUAL INSURANCE COMPANY).
Jul 18, 2025
Insurance policy cancelled (ACUITY, A MUTUAL INSURANCE COMPANY).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address227 MATZINGER ROAD, TOLEDO, OH, 43612

Mailing Address227 MATZINGER ROAD, TOLEDO, OH, 43612

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC181440

CommonActive

ContractActive

BrokerInactive

Operating41 years

Company Overview

1ST EXPRESS INC is a FMCSA-validated carrier based in Toledo, Ohio. The company has been in operation for 41 years, registered with the FMCSA on 12/30/1986. The fleet consists of 27 power units and 29 drivers. Annual mileage is reported at 2,162,495 miles (2023). 4 crashes have been reported with no fatalities. A total of 42 inspections are on file. Both driver and vehicle out-of-service rates are below the national average, indicating strong compliance. The carrier holds a Satisfactory safety rating from the FMCSA. Insurance coverage of $1,000,000 is on file through GREAT WEST CASUALTY CO.. Active operating authorities include Common, Contract. Based on authority, insurance, safety, and compliance data, 1ST EXPRESS INC has a Trust Score of 98/100 (Excellent).

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1.8 · 6 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .02 · 1 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 3.46 · 5 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage2,162,495 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)4

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS13.3% avg 20.7%

SmartWay PartnerYes

Last Review07/30/2012

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 06/16/2026

CompanyGREAT WEST CASUALTY CO.

Policy #GRT43784A

Quick Facts

StatusActive

TypeCarrier

Fleet27 units

Drivers29

Mileage2,162,495 mi

Operating41 years

MCS-15004/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)4

Fatal0

Injury2

Tow-Away2

Safety RatingSatisfactory

Driver Inspections

Total27

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total15

Out of Service2

OOS Rate13.3%

National Avg20.7%

Below National Average

Last FMCSA Review: 07/30/2012 | Rated: 01/30/2001

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

12 · 0 OOS =

2025

17 · 1 OOS ▲

2026

3 · 1 OOS =

Crashes

2023

1 crash -

2024

3 crashes ▲

2025

2 crashes ▼

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 27 inspections, 2 resulted in out-of-service (7.4% OOS rate).

Vehicle Out-of-Service 2 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (6)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Injuries	Tow	Vehicles	Weather	Road	Light
06/02/2025	GORHAM (TOWNSHIP OF)	OH	0	1	1	Clear	Dry	Dawn
01/17/2025	LINCOLN PARK	MI	1	1	2	Clear	Dry	Daylight
09/04/2024	TOLEDO	OH	1	1	2	Clear	Dry	Dusk
05/09/2024	Southgate	MI	0	1	4	Rain	Wet	Daylight
01/04/2024	LAKE (TOWNSHIP OF)	OH	0	1	1	Fog/Smog	Water	Dusk
10/10/2023	SOMERFORD (TOWNSHIP OF)	OH	0	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

16 roadside violations across 27 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 7 violations · 2 OOS

Unsafe Driving 7 violations · 0 OOS

Hours-of-Service (HOS) Compliance 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (33)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
06/03/2026	OH	Driver-Only (Level III)	FINDLAY OH	0	0	0	0	0	-	▲Detail
03/13/2026	OH	Driver-Only (Level III)	BOWLING GREEN OH	0	0	0	0	0	-	▲Detail
02/17/2026	MI	Full (Level I)	MONROE SCALE N/B	3	1	0	3	1	-	▲Detail
12/31/2025	IN	Walk-Around (Level II)	CHESTERTON IN	0	0	0	0	0	-	▲Detail
12/17/2025	OH	Walk-Around (Level II)	FINDLAY OH	0	0	0	0	0	-	▲Detail
11/28/2025	OH	Walk-Around (Level II)	WILMINGTON OH	0	0	0	0	0	-	▲Detail
11/21/2025	MI	Driver-Only (Level III)	MONROE SCALE S/B	1	0	1	0	0	-	▲Detail
11/21/2025	IN	Driver-Only (Level III)	ANGOLA IN	1	0	1	0	0	-	▲Detail
11/12/2025	IN	Full (Level I)	CHESTERTON IN	1	0	0	0	0	-	▲Detail
10/23/2025	OH	Driver-Only (Level III)	MARION OH	0	0	0	0	0	-	▲Detail
09/11/2025	OH	Full (Level I)	FINDLAY OH	1	1	0	0	1	-	▲Detail
08/15/2025	IN	Driver-Only (Level III)	ETNA GREEN IN	1	0	0	0	0	-	▲Detail
08/11/2025	IN	Walk-Around (Level II)	WARREN IN	1	0	0	0	0	-	▲Detail
05/07/2025	IN	Driver-Only (Level III)	GARY IN	1	0	0	0	0	-	▲Detail
03/14/2025	IN	Walk-Around (Level II)	WARREN IN	3	0	0	0	0	-	▲Detail
03/03/2025	IN	Walk-Around (Level II)	WARREN IN	0	0	0	0	0	-	▲Detail
02/20/2025	IN	Driver-Only (Level III)	MICHIGAN CITY IN	1	0	0	0	0	-	▲Detail
02/13/2025	MI	Walk-Around (Level II)	I-75 NB @ 24 MM	1	0	0	1	0	-	▲Detail
02/11/2025	OH	Walk-Around (Level II)	HEBRON OH	0	0	0	0	0	-	▲Detail
01/15/2025	IN	Driver-Only (Level III)	WARREN IN	0	0	0	0	0	-	▲Detail
12/11/2024	MI	Driver-Only (Level III)	NB-I-75 @ VERNOR HWY	1	0	1	0	0	-	▲Detail
11/27/2024	IN	Walk-Around (Level II)	CHESTERTON IN	0	0	0	0	0	-	▲Detail
08/28/2024	OH	Full (Level I)	23 NORTH	0	0	0	0	0	-	▲Detail
08/19/2024	OH	Walk-Around (Level II)	23 NORTH	0	0	0	0	0	-	▲Detail
08/16/2024	IN	Walk-Around (Level II)	WARREN IN	0	0	0	0	0	-	▲Detail
08/15/2024	IL	Driver-Only (Level III)	I-80 E/B	0	0	0	0	0	-	▲Detail
08/01/2024	IL	Driver-Only (Level III)	025 - PEOTONE - I-57 S/B	0	0	0	0	0	-	▲Detail
06/21/2024	IL	Driver-Only (Level III)	I-80	1	0	0	0	0	-	▲Detail
02/26/2024	IN	Walk-Around (Level II)	CHESTERTON IN	0	0	0	0	0	-	▲Detail
02/13/2024	OH	Full (Level I)	IR 75 MP 114	0	0	0	0	0	-	▲Detail
02/05/2024	MI	Walk-Around (Level II)	I 75 SB 21	2	0	0	2	0	-	▲Detail
01/29/2024	IN	Full (Level I)	CHESTERTON IN	0	0	0	0	0	-	▲Detail
07/18/2023	IN	Driver-Only (Level III)	US 20 WB ENAR CR 23	1	0	1	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections27

Unsafe Driving 6 viols

HOS Compliance 1 viols

Vehicle Maintenance 5 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROTECTIVE INSURANCE CO.	MD000001	$750,000	08/21/2004	08/16/2006	Cancelled
91X	BIPD/Primary	PROTECTIVE INSURANCE CO.	MD000001	$750,000	08/21/2004	07/18/2006	Replaced
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-ZW2866	$1,000,000	07/18/2024	07/18/2025	Replaced
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-ZW2866	$1,000,000	07/18/2024	08/21/2025	Cancelled
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-L43614	$1,000,000	07/18/2014	07/18/2014	Replaced
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-L43614	$750,000	07/18/2014	07/18/2013	Replaced
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-L43614	$1,000,000	07/18/2013	07/18/2024	Replaced
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-L43614	$1,000,000	07/18/2013	07/18/2014	Replaced
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-L43614	$750,000	07/18/2012	07/18/2013	Replaced
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-L43614	$1,000,000	07/18/2006	07/18/2012	Replaced
34	CARGO	TRAVELERS PROPERTY CASUALTY CO. OF AMERICA	QT 660 0519B870	$0	07/18/2004	06/07/2019	Cancelled
91X	BIPD/Primary	PROTECTIVE INSURANCE CO.	MD000001	$1,000,000	07/18/2001	08/21/2004	Cancelled
34	CARGO	CENTENNIAL INSURANCE CO.	259016787	$0	07/18/2000	07/18/2004	Replaced
91X	BIPD/Primary	EMPLOYERS INSURANCE OF WAUSAU, A MUTUAL CO.	0821-00-00762	$1,000,000	07/18/2000	07/18/2001	Cancelled
34	CARGO	ACE PROPERTY AND CASUALTY INSURANCE COMPANY	I20386393	$0	07/18/1999	07/18/2000	Replaced
34	CARGO	ACE PROPERTY AND CASUALTY INSURANCE COMPANY	I20386393	$0	07/18/1999	08/23/2000	Cancelled
91X	BIPD/Primary	TRANSPORTATION INSURANCE CO.	TRK10788447538	$1,000,000	07/18/1998	07/18/2000	Replaced
34	CARGO	TRANSPORTATION INSURANCE CO.	TRK1078847538	$0	07/18/1998	07/18/1999	Replaced
84	SURETY	AMERICAN ALTERNATIVE INSURANCE CORPORATION	MC181440	$0	07/02/2011	10/01/2013	Cancelled
84	SURETY	NAVIGATORS INSURANCE COMPANY	91618	$0	07/02/2006	07/02/2011	Cancelled
84	SURETY	XL SPECIALTY INSURANCE COMPANY	8392655	$0	07/02/2005	07/02/2006	Cancelled
84	SURETY	WESTERN SURETY CO.	190431836	$0	07/02/2002	07/02/2005	Replaced
84	SURETY	CONTINENTAL CASUALTY CO.	190431836	$0	07/02/1998	07/02/2002	Replaced
84	SURETY	FIDELITY & DEPOSIT CO. OF MARYLAND	30001794	$0	07/02/1990	07/02/1998	Cancelled
91X	BIPD/Primary	UNITED STATES FIDELITY & GUARANTY CO.	1MP 300875421	$1,000,000	06/10/1993	07/18/1998	Cancelled
34	CARGO	UNITED STATES FIDELITY & GUARANTY CO.	1MP 300875421	$0	06/10/1993	07/18/1998	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC181440	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	08/22/1991	-	-
MC181440	COMMON	INVOLUNTARY REVOCATION	08/13/1998	DISCONTINUED REVOCATION	09/02/1998
MC181440	CONTRACT	INVOLUNTARY REVOCATION	08/13/1998	DISCONTINUED REVOCATION	09/02/1998
MC181440	BROKER	INVOLUNTARY REVOCATION	07/29/1998	DISCONTINUED REVOCATION	09/04/1998
MC181440	PROPERTY BROKER	GRANTED	07/17/1990	REVOKED	09/25/2013
MC181440	BROKER	INVOLUNTARY REVOCATION	06/05/2006	DISCONTINUED REVOCATION	06/14/2006
MC181440	MOTOR PROPERTY COMMON CARRIER	GRANTED	05/24/1985	-	-
MC181440	MOTOR PROPERTY CONTRACT CARRIER	REJECTED	04/17/1990	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

98/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 98

Starts at 100−2 totalFinal 98

Crashes on record (rate-adjusted)−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 6/16/2026.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-2

Crashes on record (rate-adjusted)

Crash rate: 4 crash(es) across 27 vehicles (~0.15 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−2 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 4 crash(es) across 27 vehicles (~0.15 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

1ST EXPRESS INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Company Overview

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (6)

Roadside Violations by Safety Category Last 24 months

Inspection Records (33)

Safety Performance Percentiles

Licensing & Insurance

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