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VALIDATED

PAUL A CHANG

Trust Score

Excellent Why this score?

Company CheckPAUL A CHANG · DOT 2640022

4245 CYPRESS DR, SAN BERNARDINO, CA, 92407

DOT# 2640022 MC# 919894 San Bernardino, California 11 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NamePAUL A CHANG

DOT Number2640022

MC Number919894

Entity TypeCarrier

Operating StatusA - Active

LocationSan Bernardino, California

Added05/29/2015

MCS-15003/19/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address4245 CYPRESS DR, SAN BERNARDINO, CA, 92407

Mailing Address2243 NADULA DR, HACIENDA HEIGHTS, CA, 91745

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC919894

CommonNot Active

ContractActive

BrokerNot Active

Operating11 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage42,997 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Insurance

Amount$750,000

Type91X

Effective01/15/2022

CompanyNORTHLAND INSURANCE COMPANY

Policy #WN319509

Last checked08/20/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage42,997 mi

Operating11 years

MCS-15003/2026

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 1 OOS -

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Inspection Records (1)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
03/25/2024	CA	Full (Level I)	MOUNTAIN PASS CVEF	4	1	0	0	4	1	-	▲Detail

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 2594764	$750,000	07/29/2015	01/15/2016	Replaced
91	BIPD	WATFORD INSURANCE COMPANY	WIC1002750-02	$0	01/15/2021	01/15/2022	Cancelled
91	BIPD	WATFORD INSURANCE COMPANY	WIC1002750-01	$0	01/15/2020	01/15/2021	Cancelled
91	BIPD	WATFORD INSURANCE COMPANY	WIC1002750-00	$0	01/15/2019	01/15/2020	Cancelled
91X	BIPD/Primary	DB INSURANCE CO., LTD (U.S.BRANCH)	CCA-0007513-00	$750,000	01/15/2018	01/15/2019	Cancelled
91X	BIPD/Primary	REDWOOD FIRE AND CASUALTY INSURANCE CO.	01TRM015742-02	$750,000	01/15/2017	01/15/2018	Cancelled
91X	BIPD/Primary	REDWOOD FIRE AND CASUALTY INSURANCE CO.	01TRM015742-01	$750,000	01/15/2016	01/15/2017	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC919894	CONTRACT	INVOLUNTARY REVOCATION	12/21/2020	DISCONTINUED REVOCATION	01/15/2021
MC919894	CONTRACT	INVOLUNTARY REVOCATION	12/20/2021	DISCONTINUED REVOCATION	01/18/2022
MC919894	CONTRACT	INVOLUNTARY REVOCATION	12/19/2019	DISCONTINUED REVOCATION	01/10/2020
MC919894	CONTRACT	INVOLUNTARY REVOCATION	12/19/2018	DISCONTINUED REVOCATION	01/15/2019
MC919894	CONTRACT	INVOLUNTARY REVOCATION	12/19/2017	DISCONTINUED REVOCATION	01/16/2018
MC919894	CONTRACT	INVOLUNTARY REVOCATION	12/19/2016	DISCONTINUED REVOCATION	01/17/2017
MC919894	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	08/10/2015	-	-

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.