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VALIDATED

MNC BROKERAGE INC

Trust Score

Excellent Why this score?

Company CheckMNC BROKERAGE INC · DOT 2241769

3796 STEEP CREEK RD, COVINGTON, KY, 41015

DOT# 2241769 MC# 639491 Covington, Kentucky 18 years

BROKER Physical address changed · Aug 14, 2026

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Power Units

Drivers

Crashes (24-Month)

$75,000 bond

Insurance

Not Rated

Safety Rating

Inspections

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Public record

9 events tracked · latest Aug 19, 2026 ↓ Show details ↓

Identity & ownership 8

Aug 14, 2026
Mailing address changed in FMCSA records.
Aug 13, 2026
Mailing address changed in FMCSA records.
Aug 9, 2026
Mailing address changed in FMCSA records.
Aug 8, 2026
Mailing address changed in FMCSA records.
Aug 2, 2026
Mailing address changed in FMCSA records.
Jul 30, 2026
Mailing address changed in FMCSA records.
Jul 28, 2026
Mailing address changed in FMCSA records.
Jul 27, 2026
Mailing address changed in FMCSA records.

Insurance 1

Current
Active surety bond on file ($75,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address3796 STEEP CREEK RD, COVINGTON, KY, 41015

Mailing Address3796 STEEP CREEK RD, COVINGTON, KY, 41015

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)$75,000

VerifiedFMCSA · 07/13/2026

Required$75,000 (FMCSA min)

Last checked08/19/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeUNITED STATES FIRE INSURANCE CO.

Contact☎ (973) 490-6600
🌐 cfins.com

Filings on record7

Bond history

UNITED STATES FIRE INSURANCE CO.since Oct 1, 2017 · active

ASPEN AMERICAN INSURANCE COMPANYOct 2017 to Oct 2017 · replaced

WESTFIELD INSURANCE CO.Oct 2016 to Oct 2017 · replaced

LEXON INSURANCE COMPANYOct 2013 to Oct 2013 · replaced

AMERICAN CONTRACTORS INDEMNITY COMPANYApr 2008 to Oct 2013 · CANCELLED

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Other Companies at This Address

Address3796 STEEP CREEK RD, COVINGTON, KY 41015

Others here

Distinct phones

Active

Company	DOT	Phone	Status
HALLS PAVING & SEALING	1845303	Sign in	Active
MNC BROKERAGE INC this company	2241769	Sign in	Active

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC639491

CommonNot Active

ContractNot Active

BrokerActive

Operating18 years

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$75,000 bond

Type84

VerifiedFMCSA · 07/13/2026

CompanyUNITED STATES FIRE INSURANCE CO.

Policy #612404423

Last checked08/19/2026

Quick Facts

StatusActive

TypeBroker

Operating18 years

MCS-15011/2018

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	ASPEN AMERICAN INSURANCE COMPANY	SU56057	$0	10/01/2017	10/01/2017	Replaced
84	SURETY	WESTFIELD INSURANCE CO.	4893898	$0	10/01/2016	10/01/2017	Replaced
84	SURETY	LEXON INSURANCE COMPANY	1083417	$0	10/01/2013	10/01/2013	Replaced
84	SURETY	LEXON INSURANCE COMPANY	1083417	$0	10/01/2013	10/01/2013	Replaced
84	SURETY	LEXON INSURANCE COMPANY	1083417	$0	10/01/2013	09/24/2016	Cancelled
84	SURETY	LEXON INSURANCE COMPANY	1083417	$0	09/30/2013	10/01/2013	Replaced
84	SURETY	AMERICAN CONTRACTORS INDEMNITY COMPANY	1000794042	$0	04/01/2008	10/01/2013	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC639491	BROKER	INVOLUNTARY REVOCATION	09/30/2016	DISCONTINUED REVOCATION	10/03/2016
MC639491	BROKER	INVOLUNTARY REVOCATION	09/04/2013	DISCONTINUED REVOCATION	10/01/2013
MC639491	PROPERTY BROKER	GRANTED	04/03/2008	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Active broker authority

Holds active broker authority.

Broker bond (BMC-84) on file

Active broker authority on file, FMCSA requires a BMC-84 surety bond ($75K) to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

MNC BROKERAGE INC

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Other Companies at This Address

Operating Authorities

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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