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VALIDATED

CG FINANCIAL LLC

Trust Score

Excellent Why this score?

Company CheckCG FINANCIAL LLC · DOT 2175748

DBA: SD FRESH PRODUCTS

7020 ALAMITOS AVE STE B, SAN DIEGO, CA, 92154

DOT# 2175748 MC# 755650 San Diego, California 11 years

CARRIER

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1

Power Units

5

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

9

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Aug 4, 2026 ↓ Show details ↓

Safety & compliance 4

Aug 4, 2026
Clean roadside inspection, no violations.
Jun 25, 2026
Roadside inspection, 1 violation (no OOS).
Sep 16, 2025
Clean roadside inspection, no violations.
Apr 17, 2025
Clean roadside inspection, no violations.

Insurance 1

Aug 21, 2025
Insurance policy cancelled (STATE FARM MUTUAL AUTOMOBILE INSURANCE CO.).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameCG FINANCIAL LLC

DBA NameSD FRESH PRODUCTS

DOT Number2175748

MC Number755650

Entity TypeCarrier

Operating StatusA - Active

LocationSan Diego, California

Added07/22/2011

MCS-15008/08/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address7020 ALAMITOS AVE STE B, SAN DIEGO, CA, 92154

Mailing Address7020 ALAMITOS AVE STE B, SAN DIEGO, CA, 92154

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC755650

CommonNot Active

ContractActive

BrokerNot Active

Operating11 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage200 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

5

Interstate

0

Intrastate

0

CDL

5

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review10/21/2021

Insurance

Amount$750,000

Type91X

Effective04/15/2026

CompanySTATE FARM MUTUAL AUTOMOBILE INSURANCE CO.

Policy #0010849-SFX-75

Last checked08/18/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers5

Mileage200 mi

Operating11 years

MCS-15008/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total5

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total4

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Last FMCSA Review: 10/21/2021

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

4 · 0 OOS -

2025

2 · 0 OOS =

2026

2 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Aug 2026, 7 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

1 roadside violations across 7 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (8)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
08/04/2026	NV	Driver-Only (Level III)	NV	0	0	0	0	0	0	-	▲Detail
06/25/2026	CA	Full (Level I)	CA	1	0	0	0	1	0	-	▲Detail
09/16/2025	CA	Full (Level I)	RAINBOW IF	0	0	0	0	0	0	-	▲Detail
04/17/2025	CA	Walk-Around (Level II)	SAN ONOFRE IF	0	0	0	0	0	0	-	▲Detail
12/23/2024	CA	Driver-Only (Level III)	SAN ONOFRE IF	0	0	0	0	0	0	-	▲Detail
11/12/2024	NV	Walk-Around (Level II)	SLOAN CHECK SITE	0	0	0	0	0	0	-	▲Detail
08/27/2024	NV	Full (Level I)	SLOAN CHECKSITE	0	0	0	0	0	0	-	▲Detail
05/18/2024	CA	Full (Level I)	MT. PASS JPOE CVEF	2	0	0	0	2	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections5

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	STATE FARM MUTUAL AUTOMOBILE INSURANCE CO.	295 5739-754	$1,000,000	12/05/2011	08/21/2025	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC755650	MOTOR PROPERTY CONTRACT CARRIER	DISMISSED	08/31/2011	-	-
MC755650	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	04/17/2015	-	-

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.