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THE W H FAY COMPANY

Trust Score

Excellent Why this score?

Company CheckTHE W H FAY COMPANY · DOT 212920

3020 QUIGLEY RD, CLEVELAND, OH, 44113-4596

DOT# 212920 MC# 160625 Cleveland, Ohio 43 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Satisfactory

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Aug 25, 2026 ↓ Show details ↓

Safety & compliance 4

Feb 20, 2026
Roadside inspection, 2 out-of-service violations.
Jan 14, 2026
Clean roadside inspection, no violations.
Sep 25, 2025
Roadside inspection, 1 violation (no OOS).
Jul 14, 2025
Clean roadside inspection, no violations.

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address3020 QUIGLEY RD, CLEVELAND, OH, 44113-4596

Mailing Address3020 QUIGLEY RD, CLEVELAND, OH, 44113-4596

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC160625

CommonActive

ContractActive

BrokerNot Active

Operating43 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 15.75 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage793,707 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS50.0% avg 20.7%

SmartWay PartnerNo

Last Review06/29/2018

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/29/2026

CompanyHARCO NATIONAL INSURANCE CO.

Policy #GAT0001433

Last checked08/25/2026

Quick Facts

StatusActive

TypeCarrier

Fleet17 units

Drivers15

Mileage793,707 mi

Operating43 years

MCS-15006/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total6

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total2

Out of Service1

OOS Rate50.0%

National Avg20.7%

Above National Average

Last FMCSA Review: 06/29/2018 | Rated: 09/28/2018

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

4 · 1 OOS -

2025

2 · 0 OOS ▼

2026

2 · 1 OOS ▲

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Feb 2026, 4 inspections, 1 resulted in out-of-service (25% OOS rate).

Vehicle Out-of-Service 2 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

5 roadside violations across 4 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 3 violations · 0 OOS

Vehicle Maintenance 2 violations · 2 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (8)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
02/20/2026	OH	Walk-Around (Level II)	PIQUA OH	4	2	1	3	2	-	▲Detail
01/14/2026	OH	Driver-Only (Level III)	MENDON OH	0	0	0	0	0	-	▲Detail
09/25/2025	OH	Driver-Only (Level III)	SPRINGFIELD OH	1	0	0	0	0	-	▲Detail
07/14/2025	OH	Driver-Only (Level III)	MONROE OH	0	0	0	0	0	-	▲Detail
08/15/2024	OH	Walk-Around (Level II)	ROADSIDE	1	0	0	1	0	-	▲Detail
05/14/2024	IL	Driver-Only (Level III)	017 - BROWNSTOWN - I-70 E/B	0	0	0	0	0	-	▲Detail
04/03/2024	IN	Driver-Only (Level III)	RICHMOND IN	3	0	0	0	0	-	▲Detail
03/06/2024	OH	Walk-Around (Level II)	SHEETZ	3	2	0	3	2	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections5

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	HARCO NATIONAL INSURANCE CO.	GAT0000294	$750,000	06/15/2023	06/15/2024	Replaced
91X	BIPD/Primary	HARCO NATIONAL INSURANCE CO.	GFL0000182	$750,000	06/15/2020	06/15/2023	Replaced
91X	BIPD/Primary	NATIONAL INTERSTATE INSURANCE COMPANY	CAT 0011185-00	$750,000	06/15/2019	07/05/2020	Cancelled
91X	BIPD/Primary	NATIONAL INTERSTATE INSURANCE COMPANY	CAT 0011185-00	$750,000	06/15/2019	06/15/2020	Replaced
91X	BIPD/Primary	NATIONAL INTERSTATE INSURANCE COMPANY	CAT 0011185-00	$1,000,000	06/15/2019	06/15/2019	Replaced
91X	BIPD/Primary	AMERICAN HALLMARK INSURANCE COMPANY OF TEXAS	AHI-E4238-340660	$1,000,000	06/15/2018	02/12/2019	Cancelled
91X	BIPD/Primary	AMERICAN HALLMARK INSURANCE COMPANY OF TEXAS	AHI-E4238-340660	$1,000,000	06/15/2013	06/15/2018	Replaced
91X	BIPD/Primary	AMERICAN HALLMARK INSURANCE COMPANY OF TEXAS	AHI-E4238-340660	$1,000,000	06/15/2013	06/18/2018	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	359357	$750,000	06/15/2012	06/15/2013	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	356433	$750,000	06/15/2011	06/15/2012	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT751031-3805-051	$750,000	06/15/2005	06/15/2011	Replaced
34	CARGO	SENTRY SELECT INSURANCE COMPANY	CT751031-3805-051	$0	06/15/2005	04/25/2011	Cancelled
91X	BIPD/Primary	AMERICAN SOUTHERN INSURANCE CO.	BA611142	$750,000	06/15/2004	06/15/2005	Cancelled
34	CARGO	HARTFORD FIRE INSURANCE COMPANY	45MSUK3302	$0	06/15/2004	06/15/2005	Replaced
91X	BIPD/Primary	REDLAND INSURANCE CO.	SPM-P2214340235	$1,000,000	06/15/2001	06/15/2004	Replaced
91X	BIPD/Primary	CONTINENTAL NATIONAL INDEMNITY COMPANY	TL 334-52 71	$1,000,000	06/15/2000	06/15/2001	Cancelled
91X	BIPD/Primary	CONTINENTAL NATIONAL INDEMNITY COMPANY	TL334-5031	$1,000,000	06/15/1994	06/15/2000	Cancelled
34	CARGO	HARTFORD FIRE INSURANCE COMPANY	45 MS CP 2260	$0	06/15/1994	06/15/2004	Replaced
34	CARGO	HARTFORD FIRE INSURANCE COMPANY	45 MS CP 2260	$0	06/15/1994	10/08/2004	Cancelled
91X	BIPD/Primary	AMERICAN HALLMARK INSURANCE COMPANY OF TEXAS	AHI-E4238-340660	$1,000,000	02/12/2019	07/10/2019	Cancelled
91X	BIPD/Primary	AMERICAN HALLMARK INSURANCE COMPANY OF TEXAS	AHI-E4238-340660	$1,000,000	02/12/2019	06/15/2019	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC160625	CONTRACT	INVOLUNTARY REVOCATION	12/28/1992	DISCONTINUED REVOCATION	01/13/1993
MC160625	COMMON	INVOLUNTARY REVOCATION	12/28/1992	DISCONTINUED REVOCATION	01/13/1993
MC160625	COMMON	INVOLUNTARY REVOCATION	12/01/1988	DISCONTINUED REVOCATION	12/15/1988
MC160625	MOTOR PROPERTY COMMON CARRIER	GRANTED	11/23/1983	-	-
MC160625	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/05/1982	-	-
MC160625	MOTOR PROPERTY COMMON CARRIER	GRANTED	09/17/1982	-	-
MC160625	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	09/12/1985	-	-
MC160625	COMMON	INVOLUNTARY REVOCATION	07/12/2000	DISCONTINUED REVOCATION	07/28/2000
MC160625	CONTRACT	INVOLUNTARY REVOCATION	07/12/2000	DISCONTINUED REVOCATION	07/28/2000
MC160625	COMMON	INVOLUNTARY REVOCATION	05/22/2018	DISCONTINUED REVOCATION	06/14/2018
MC160625	CONTRACT	INVOLUNTARY REVOCATION	05/22/2018	DISCONTINUED REVOCATION	06/14/2018
MC160625	CONTRACT	INVOLUNTARY REVOCATION	05/20/2013	DISCONTINUED REVOCATION	06/11/2013
MC160625	COMMON	INVOLUNTARY REVOCATION	05/20/2013	DISCONTINUED REVOCATION	06/11/2013
MC160625	CONTRACT	INVOLUNTARY REVOCATION	05/19/2005	DISCONTINUED REVOCATION	06/14/2005
MC160625	COMMON	INVOLUNTARY REVOCATION	05/19/2005	DISCONTINUED REVOCATION	06/14/2005
MC160625	MOTOR PROPERTY COMMON CARRIER	GRANTED	03/08/2002	-	-
MC160625	COMMON	INVOLUNTARY REVOCATION	01/16/2019	DISCONTINUED REVOCATION	01/22/2019
MC160625	CONTRACT	INVOLUNTARY REVOCATION	01/16/2019	DISCONTINUED REVOCATION	01/22/2019

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

85/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 85

−10

Starts at 100−15 totalFinal 85

MCS-150 update overdue−10

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 7/29/2026.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-5

Vehicle out-of-service rate above national average

Vehicle OOS 50% vs national avg 20.72%.

Where this company lands, risk scales

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 50% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

THE W H FAY COMPANY

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (8)

Safety Performance Percentiles

Licensing & Insurance

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