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COSME LOPEZ

Trust Score

Excellent Why this score?

Company CheckCOSME LOPEZ · DOT 1489979

2445 DRY CREEK WAY, STOCKTON, CA, 95206-5836

DOT# 1489979 MC# 592563 Stockton, California 19 years

CARRIER Phone number changed · Jul 19, 2026

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Aug 16, 2026 ↓ Show details ↓

Identity & ownership 1

Jul 19, 2026
Phone number changed.

Safety & compliance 3

Oct 5, 2025
Clean roadside inspection, no violations.
Oct 3, 2025
Roadside inspection, 3 violations (no OOS).
Sep 25, 2024
Clean roadside inspection, no violations.

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address2445 DRY CREEK WAY, STOCKTON, CA, 95206-5836

Mailing Address2445 DRY CREEK WAY, STOCKTON, CA, 95206

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC592563

CommonNot Active

ContractActive

BrokerNot Active

Operating19 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 10 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 4 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage20,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/12/2026

CompanyNORTHLAND INSURANCE COMPANY

Policy #WN400543

Last checked08/16/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage20,000 mi

Operating19 years

MCS-15009/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total3

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 0 OOS -

2025

2 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Oct 2025, 3 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

3 roadside violations across 3 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 2 violations · 0 OOS

Vehicle Maintenance 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (3)

Date	State	Level	Location	Violations	Driver Viol	Vehicle Viol	HazMat
10/05/2025	CA	Driver-Only (Level III)	I-580 E/B LIVERMORE CVEF	0	0	0	-	▲Detail
10/03/2025	CA	Walk-Around (Level II)	I-680 NB @ ANDRADE RD	3	1	2	-	▲Detail
09/25/2024	CA	Driver-Only (Level III)	CORDELIA IF	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections3

Unsafe Driving 1 viols

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	P0009-103559	$750,000	11/25/2010	04/05/2011	Replaced
91X	BIPD/Primary	UNITED SPECIALTY INSURANCE COMPANY	GWP21132 00	$750,000	06/24/2017	04/05/2018	Cancelled
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	P0009-103559	$750,000	04/06/2007	02/18/2010	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN261204	$750,000	04/05/2019	01/29/2020	Cancelled
91X	BIPD/Primary	UNITED SPECIALTY INSURANCE COMPANY	GWP31842 00	$750,000	04/05/2018	04/05/2019	Cancelled
91X	BIPD/Primary	UNITED SPECIALTY INSURANCE COMPANY	GWP21132 00	$750,000	04/05/2017	06/24/2017	Cancelled
91X	BIPD/Primary	UNITED SPECIALTY INSURANCE COMPANY	GWP10834 00	$750,000	04/05/2016	04/05/2017	Cancelled
91X	BIPD/Primary	SPIRIT COMMERCIAL AUTO RR GROUP, INC	CAC 00001-03978-15	$750,000	04/05/2015	04/05/2016	Cancelled
91X	BIPD/Primary	SUTTER INSURANCE COMPANY	STP24947	$750,000	04/05/2014	04/05/2015	Replaced
91X	BIPD/Primary	SUTTER INSURANCE COMPANY	STP24494	$750,000	04/05/2013	04/05/2014	Cancelled
91X	BIPD/Primary	SUTTER INSURANCE COMPANY	STP24285	$750,000	04/05/2012	04/05/2013	Cancelled
91X	BIPD/Primary	CRUSADER INSURANCE COMPANY	CTP-011301	$750,000	04/05/2011	04/05/2012	Cancelled
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	P0009-103559	$750,000	02/18/2010	11/25/2010	Cancelled
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	N013-103559	$750,000	01/31/2007	05/25/2007	Cancelled
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	N013-103559	$750,000	01/31/2007	04/06/2007	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN261204	$750,000	01/29/2020	06/02/2025	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN261204	$750,000	01/29/2020	07/09/2025	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC592563	CONTRACT	INVOLUNTARY REVOCATION	10/29/2010	DISCONTINUED REVOCATION	11/12/2010
MC592563	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	08/08/2012	-	-
MC592563	CONTRACT	INVOLUNTARY REVOCATION	05/30/2017	DISCONTINUED REVOCATION	06/02/2017
MC592563	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	03/16/2007	REVOKED	04/11/2012
MC592563	CONTRACT	INVOLUNTARY REVOCATION	03/11/2019	DISCONTINUED REVOCATION	04/09/2019
MC592563	CONTRACT	INVOLUNTARY REVOCATION	03/11/2013	DISCONTINUED REVOCATION	04/08/2013
MC592563	CONTRACT	INVOLUNTARY REVOCATION	03/10/2014	DISCONTINUED REVOCATION	04/03/2014
MC592563	CONTRACT	INVOLUNTARY REVOCATION	03/09/2018	DISCONTINUED REVOCATION	04/05/2018
MC592563	CONTRACT	INVOLUNTARY REVOCATION	03/09/2017	DISCONTINUED REVOCATION	04/06/2017
MC592563	CONTRACT	INVOLUNTARY REVOCATION	03/09/2016	DISCONTINUED REVOCATION	04/07/2016
MC592563	CONTRACT	INVOLUNTARY REVOCATION	01/22/2010	DISCONTINUED REVOCATION	01/27/2010

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

COSME LOPEZ

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (3)

Safety Performance Percentiles

Licensing & Insurance

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