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STEPHEN TRUCKING INC

Trust Score

Excellent Why this score?

Company CheckSTEPHEN TRUCKING INC · DOT 1393347

514 S GLOSTER ST, TUPELO, MS, 38801

DOT# 1393347 MC# 530286 Tupelo, Mississippi 20 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Jun 8, 2026 ↓ Show details ↓

Safety & compliance 4

Jun 8, 2026
Clean roadside inspection, no violations.
May 5, 2026
Roadside inspection, 1 violation (no OOS).
Apr 29, 2026
Clean roadside inspection, no violations.
Dec 26, 2025
Clean roadside inspection, no violations.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address514 S GLOSTER ST, TUPELO, MS, 38801

Mailing Address4157 HWY 8 E, OKOLONA, MS, 38860

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC530286

CommonActive

ContractNot Active

BrokerNot Active

Operating20 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 1.19 · 3 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 1.25 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage478,595 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review12/05/2014

Insurance

Amount$750,000

Type91X

Effective04/14/2026

CompanyBERKLEY CASUALTY COMPANY

Policy #7920502

Last checked07/23/2026

Quick Facts

StatusActive

TypeCarrier

Fleet5 units

Drivers3

Mileage478,595 mi

Operating20 years

MCS-15004/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total11

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total5

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Last FMCSA Review: 12/05/2014

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

5 · 0 OOS -

2025

5 · 0 OOS =

2026

3 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 12 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

14 roadside violations across 12 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Hours-of-Service (HOS) Compliance 9 violations · 0 OOS

Unsafe Driving 3 violations · 0 OOS

Vehicle Maintenance 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (13)

Date	State	Level	Location	Violations	Driver Viol	HazMat
06/08/2026	NJ	Driver-Only (Level III)	NJ	0	0	-	▲Detail
05/05/2026	MS	Driver-Only (Level III)	MS	1	1	-	▲Detail
04/29/2026	SC	Driver-Only (Level III)	KINARDS SC	0	0	-	▲Detail
12/26/2025	MS	Driver-Only (Level III)	PONTOTOC COUNTY	0	0	-	▲Detail
08/10/2025	AL	Full (Level I)	BRUNDIDGE AL	2	0	-	▲Detail
08/02/2025	AL	Walk-Around (Level II)	ALEXANDER CITY AL	8	0	-	▲Detail
06/14/2025	MS	Full (Level I)	CHICKASAW COUNTY	0	0	-	▲Detail
05/09/2025	GA	Driver-Only (Level III)	FOLKSTON GA	1	0	-	▲Detail
12/17/2024	MS	Walk-Around (Level II)	FULTON SCALE US 78 EAST	1	1	-	▲Detail
12/09/2024	FL	Driver-Only (Level III)	HAVANA FL	0	0	-	▲Detail
11/01/2024	MS	Full (Level I)	MONROE COUNTY	0	0	-	▲Detail
09/26/2024	TN	Driver-Only (Level III)	MILLINGTON TN	1	0	-	▲Detail
06/17/2024	AL	Driver-Only (Level III)	ROADSIDE	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections12

HOS Compliance 3 viols

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	BLUE HILL SPECIALTY INSURANCE COMPANY INC	CA04055232	$750,000	09/16/2022	04/14/2023	Replaced
91X	BIPD/Primary	BLUE HILL SPECIALTY INSURANCE COMPANY INC	CA04055232	$750,000	09/16/2022	05/19/2023	Cancelled
91X	BIPD/Primary	INDEMNITY INSURANCE CO. OF NORTH AMERICA	MMT H25549090	$1,000,000	08/04/2022	09/16/2022	Replaced
91X	BIPD/Primary	BLUE HILL SPECIALTY INSURANCE COMPANY INC	CA4055232	$750,000	08/04/2020	08/04/2022	Replaced
91X	BIPD/Primary	PROGRESSIVE GULF INSURANCE COMPANY	CA 4055232	$750,000	08/04/2017	08/04/2020	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA01909400	$750,000	07/26/2007	04/04/2008	Cancelled
34	CARGO	CANAL INSURANCE CO.	PIA01909400	$0	07/26/2007	04/04/2008	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	484215	$750,000	07/26/2006	07/26/2007	Replaced
34	CARGO	CANAL INSURANCE CO.	C343101	$0	07/26/2006	07/26/2007	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	465081	$750,000	07/26/2005	05/04/2006	Cancelled
34	CARGO	CANAL INSURANCE CO.	C330674	$0	07/26/2005	05/04/2006	Cancelled
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS033373	$1,000,000	06/19/2014	06/12/2015	Cancelled
91X	BIPD/Primary	PROGRESSIVE GULF INSURANCE COMPANY	CA 2522466	$750,000	06/12/2015	07/18/2015	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	465081	$750,000	05/03/2006	07/26/2006	Cancelled
34	CARGO	CANAL INSURANCE CO.	C330674	$0	05/03/2006	07/26/2006	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC530286	MOTOR PROPERTY COMMON CARRIER	REINSTATED	08/07/2017	-	-
MC530286	MOTOR PROPERTY COMMON CARRIER	GRANTED	08/05/2005	REVOKED	04/14/2008
MC530286	COMMON	INVOLUNTARY REVOCATION	06/29/2006	DISCONTINUED REVOCATION	07/27/2006
MC530286	MOTOR PROPERTY COMMON CARRIER	REINSTATED	06/23/2014	REVOKED	07/27/2015
MC530286	COMMON	INVOLUNTARY REVOCATION	05/18/2015	DISCONTINUED REVOCATION	06/15/2015
MC530286	COMMON	INVOLUNTARY REVOCATION	04/07/2006	DISCONTINUED REVOCATION	05/04/2006

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

STEPHEN TRUCKING INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (13)

Safety Performance Percentiles

Licensing & Insurance

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