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LAZARO TORRES

Trust Score

Excellent Why this score?

Company CheckLAZARO TORRES · DOT 1080072

DBA: IO45 TRUCKING

2606 CLOUDY MEADOW, SAN ANTONIO, TX, 78222

DOT# 1080072 MC# 447094 San Antonio, Texas 23 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Satisfactory

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Aug 16, 2026 ↓ Show details ↓

Safety & compliance 3

Dec 2, 2025
Roadside inspection, 8 violations (no OOS).
Nov 5, 2025
Roadside inspection, 5 out-of-service violations.
Oct 2, 2025
Roadside inspection, 3 violations (no OOS).

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address2606 CLOUDY MEADOW, SAN ANTONIO, TX, 78222

Mailing Address2606 CLOUDY MEADOW, SAN ANTONIO, TX, 78222

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC447094

CommonActive

ContractNot Active

BrokerNot Active

Operating23 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 2.33 · 1 insp with violations

Below cutoff

Driver Fitness

measure 1.33 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 16.66 · 3 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage88,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS33.3% avg 5.5%

Vehicle OOS33.3% avg 20.7%

SmartWay PartnerNo

Last Review05/24/2011

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 06/24/2026

CompanyNORTHLAND INSURANCE COMPANY

Policy #WN398816

Last checked08/16/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage88,000 mi

Operating23 years

MCS-15004/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total3

Out of Service1

OOS Rate33.3%

National Avg5.5%

Above National Average

Vehicle Inspections

Total3

Out of Service1

OOS Rate33.3%

National Avg20.7%

Above National Average

Last FMCSA Review: 05/24/2011 | Rated: 05/31/2011

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

1 · 1 OOS ▲

2025

3 · 1 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Dec 2025, 3 inspections, 1 resulted in out-of-service (33.3% OOS rate).

Driver Out-of-Service 1 OOS

Vehicle Out-of-Service 4 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

31 roadside violations across 3 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 29 violations · 4 OOS

Hours-of-Service (HOS) Compliance 1 violation · 1 OOS

Driver Fitness 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (5)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
12/02/2025	TX	Walk-Around (Level II)	661M IH10 WB	8	0	0	0	8	0	-	▲Detail
11/05/2025	SC	Full (Level I)	PELZER SC	20	5	0	1	0	4	-	▲Detail
10/02/2025	US	Full (Level I)	SAN DIEGO CA	3	0	0	0	0	0	-	▲Detail
03/18/2024	IA	Driver-Only (Level III)	02 - I80 EB MM 115 VAN METER	1	1	1	1	0	0	-	▲Detail
10/11/2023	IL	Driver-Only (Level III)	INTERSTATE 57	1	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections3

HOS Compliance 1 viols

Driver Fitness 1 viols

Vehicle Maintenance 3 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN106401	$750,000	12/11/2012	09/24/2013	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN106401	$750,000	12/11/2012	09/02/2013	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	R202950-083	$0	11/04/2002	03/23/2003	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN045922	$750,000	10/28/2010	12/11/2012	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	WN045922	$0	10/28/2010	09/09/2011	Cancelled
34	CARGO	ESSEX INSURANCE COMPANY	6CA9272	$0	09/05/2003	06/23/2005	Cancelled
34	CARGO	ESSEX INSURANCE COMPANY	6CA9272	$0	09/05/2003	05/22/2005	Replaced
91X	BIPD/Primary	CANAL INDEMNITY COMPANY	PDA01278701	$750,000	09/02/2013	10/13/2014	Cancelled
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CP 7002562-5	$750,000	08/18/2005	03/24/2006	Cancelled
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CP 7002562-4	$750,000	08/18/2004	01/25/2005	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	WN045922	$0	08/16/2010	10/28/2010	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN045922	$750,000	08/16/2010	10/28/2010	Cancelled
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CP 6916437-4	$750,000	05/23/2004	08/17/2004	Cancelled
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CP 6916437-3	$750,000	05/23/2003	05/23/2004	Cancelled
34	CARGO	ADRIATIC INSURANCE COMPANY	MC8048	$0	05/22/2005	05/22/2006	Cancelled
91X	BIPD/Primary	HALLMARK COUNTY MUTUAL INSURANCE COMPANY	A42502495	$750,000	04/10/2015	04/10/2016	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	LR069676	$0	04/09/2007	02/23/2008	Cancelled
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WMC2030799	$750,000	03/29/2024	03/29/2025	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	582496001	$750,000	03/29/2022	03/29/2024	Replaced
91X	BIPD/Primary	PROGRESSIVE COUNTY MUTUAL	CA1979473	$750,000	03/29/2020	01/28/2021	Cancelled
91X	BIPD/Primary	UNDERWRITERS AT LLOYDS LONDON	2623TDUBMDJ19L6299	$750,000	03/29/2019	03/29/2020	Cancelled
34	CARGO	LANCER INSURANCE COMPANY	CM0050535	$0	02/23/2010	08/16/2010	Cancelled
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0050535	$1,000,000	02/23/2010	08/16/2010	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	488887	$750,000	02/23/2009	02/23/2010	Replaced
34	CARGO	CAROLINA CASUALTY INSURANCE CO.	488887	$0	02/23/2009	02/23/2010	Replaced
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0046411	$1,000,000	02/23/2008	02/23/2009	Replaced
34	CARGO	LANCER INSURANCE COMPANY	CM0046411	$0	02/23/2008	02/23/2009	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	LR069676	$0	02/23/2007	04/09/2007	Name Changed
91X	BIPD/Primary	GLOBAL HAWK INSURANCE COMPANY, A RRG	GHITN6004-396	$750,000	02/23/2007	02/23/2008	Cancelled
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CP 6903324-2	$750,000	02/10/2003	03/31/2003	Cancelled
91X	BIPD/Primary	PROGRESSIVE COUNTY MUTUAL	CA1979473	$750,000	01/28/2021	03/29/2022	Replaced
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CP 7002562-4	$750,000	01/25/2005	08/18/2005	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC447094	COMMON	INVOLUNTARY REVOCATION	12/29/2004	DISCONTINUED REVOCATION	01/28/2005
MC447094	MOTOR PROPERTY COMMON CARRIER	REINSTATED	11/29/2004	REVOKED	04/03/2006
MC447094	COMMON	INVOLUNTARY REVOCATION	10/01/2010	DISCONTINUED REVOCATION	10/13/2010
MC447094	MOTOR PROPERTY COMMON CARRIER	REINSTATED	09/12/2003	REVOKED	08/23/2004
MC447094	COMMON	INVOLUNTARY REVOCATION	08/28/2013	DISCONTINUED REVOCATION	09/04/2013
MC447094	COMMON	INVOLUNTARY REVOCATION	07/22/2005	DISCONTINUED REVOCATION	08/19/2005
MC447094	COMMON	INVOLUNTARY REVOCATION	07/20/2010	DISCONTINUED REVOCATION	08/18/2010
MC447094	COMMON	INVOLUNTARY REVOCATION	04/26/2004	DISCONTINUED REVOCATION	05/25/2004
MC447094	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/15/2015	REVOKED	04/18/2016
MC447094	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/01/2019	-	-
MC447094	MOTOR PROPERTY COMMON CARRIER	REINSTATED	03/13/2007	REVOKED	10/20/2014
MC447094	COMMON	INVOLUNTARY REVOCATION	03/03/2025	DISCONTINUED REVOCATION	03/27/2025
MC447094	COMMON	INVOLUNTARY REVOCATION	03/02/2020	DISCONTINUED REVOCATION	03/27/2020
MC447094	MOTOR PROPERTY COMMON CARRIER	GRANTED	02/25/2003	REVOKED	06/10/2003
MC447094	COMMON	INVOLUNTARY REVOCATION	01/28/2008	DISCONTINUED REVOCATION	02/25/2008
MC447094	COMMON	INVOLUNTARY REVOCATION	01/04/2021	DISCONTINUED REVOCATION	01/21/2021

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

Starts at 100−10 totalFinal 90

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 33.3333% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 33.3333% vs national avg 20.72%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 33.3333% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 33.3333% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

LAZARO TORRES

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (5)

Safety Performance Percentiles

Licensing & Insurance

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