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VALIDATED

J & F ENTERPRISES INC

Trust Score

Excellent Why this score?

Company CheckJ & F ENTERPRISES INC · DOT 1017102

6761 185TH ST, ELGIN, IA, 52141

DOT# 1017102 MC# 443382 Elgin, Iowa 23 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameJ & F ENTERPRISES INC

DOT Number1017102

MC Number443382

Entity TypeCarrier

Operating StatusA - Active

LocationElgin, Iowa

Added04/04/2002

MCS-15010/14/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address6761 185TH ST, ELGIN, IA, 52141

Mailing Address595 RED SCHOOL ROAD, LUANA, IA, 52156

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC443382

CommonNot Active

ContractActive

BrokerNot Active

Operating23 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage150,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

Effective09/10/2025

CompanyNORTHLAND INSURANCE COMPANY

Policy #WN385624

Last checked07/28/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage150,000 mi

Operating23 years

MCS-15010/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN385624	$750,000	10/24/2024	01/08/2025	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN385624	$750,000	10/24/2024	02/03/2025	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA974468401	$750,000	10/24/2023	10/24/2024	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0068485	$750,000	10/24/2021	10/24/2023	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0041106	$750,000	10/24/2020	10/24/2021	Replaced
91X	BIPD/Primary	SCOTTSDALE INDEMNITY COMPANY	LTI0007559	$750,000	10/24/2016	08/28/2019	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0004764	$750,000	10/24/2011	10/24/2016	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN412212	$1,000,000	10/24/2003	08/24/2010	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN322635	$1,000,000	10/24/2002	10/24/2003	Cancelled
91X	BIPD/Primary	SCOTTSDALE INDEMNITY COMPANY	LTI0011184	$750,000	08/28/2019	10/24/2020	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN001750	$750,000	08/24/2010	10/24/2011	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN001750	$750,000	08/24/2010	11/28/2011	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN385624	$750,000	01/08/2025	09/10/2025	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN385624	$750,000	01/08/2025	10/01/2025	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC443382	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	10/25/2002	-	-
MC443382	CONTRACT	INVOLUNTARY REVOCATION	09/27/2023	DISCONTINUED REVOCATION	10/24/2023
MC443382	CONTRACT	INVOLUNTARY REVOCATION	09/04/2025	DISCONTINUED REVOCATION	09/11/2025
MC443382	CONTRACT	INVOLUNTARY REVOCATION	07/28/2010	DISCONTINUED REVOCATION	08/10/2010
MC443382	CONTRACT	INVOLUNTARY REVOCATION	01/07/2025	DISCONTINUED REVOCATION	01/09/2025

No revocation records.

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98/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 98

98

Starts at 100−2 totalFinal 98

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.