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RAY & CLAY COMPANY LLP

Trust Score

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Company CheckRAY & CLAY COMPANY LLP · DOT 4283248

1215 BATES AVE, LOUISVILLE, KY, 40219

DOT# 4283248 MC# 1665389 Louisville, Kentucky 1 years

MOTOR CARRIER

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Power Units

Drivers

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

Inspections

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Public record

3 events tracked · latest Jul 5, 2026 ↓ Show details ↓

Safety & compliance 2

May 14, 2025
REVOKED MOTOR PROPERTY COMMON CARRIER.
Aug 17, 2024
Registered with FMCSA.

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

Phone(502) 341-7278

Email[email protected]

Physical Address1215 BATES AVE, LOUISVILLE, KY, 40219

Mailing Address1215 BATES AVE, LOUISVILLE, KY, 40219-3118

Other Companies at This Address

Address1215 BATES AVE, LOUISVILLE, KY 40219

Others here

Distinct phones

Active

Company	DOT	Phone	Status
RAY & CLAY COMPANY LLC	4430275	(502) 341-7278	Inactive
RAY & CLAY COMPANY LLP this company	4283248	(502) 341-7278	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1665389

CommonInactive

ContractNot Active

BrokerNot Active

Operating1 years

Company Overview

RAY & CLAY COMPANY LLP is an motor carrier based in Louisville, Kentucky. The company has been in operation for 1 years, registered with the FMCSA on 08/17/2024. The fleet consists of 1 power unit and 2 drivers. With zero crashes across 8 inspections, RAY & CLAY COMPANY LLP maintains an excellent safety record. Based on authority, insurance, safety, and compliance data, RAY & CLAY COMPANY LLP has a Trust Score of 39/100 (Poor).

Operation Classification

Authorized For Hire

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS33.3% avg 20.7%

Insurance

AmountNone on file

Type-

VerifiedFMCSA · 07/01/2026

Company-

Policy #-

Quick Facts

StatusInactive

TypeMotor Carrier

Fleet1 units

Drivers2

Operating1 years

MCS-15008/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total5

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total3

Out of Service1

OOS Rate33.3%

National Avg20.7%

Above National Average

Out of Service Orders (1)

OOS Date	Reason	Status	Rescind Date
2025-07-20	New Entrant Revoked - Refusal of Audit/No Contact	INACTIVE	-

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA985102805	$750,000	09/04/2024	05/08/2025	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1665389	MOTOR PROPERTY COMMON CARRIER	GRANTED	09/10/2024	REVOKED	05/14/2025

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

39/100

Poor

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 39

−25

Starts at 100−61 totalFinal 39

Not active with FMCSA−25

No insurance or bond on file−25

Limited operating history (1-3 years)−6

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

USDOT registration is not active (inactive, revoked, or pending).

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows coverage is required for this authority, but no active insurance or surety bond is on file as of 7/1/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

Not active with FMCSA FAILS VERIFICATION

FMCSA does not show an active USDOT registration / operating authority.

-25

No insurance or bond on file FAILS VERIFICATION

FMCSA shows insurance is required but no active insurance or surety bond is currently on file (per the latest FMCSA filing as of 7/1/2026).

-6

Limited operating history (1-3 years)

Authority granted about 1 year(s) ago.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 33.3333% vs national avg 20.72%.

Where this company lands, risk scales

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 33.3333% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers) knockout	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

RAY & CLAY COMPANY LLP

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Company Overview

Operation Classification

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Out of Service Orders (1)

Licensing & Insurance

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