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KYLE'S TOWING & RECOVERY INC

Trust Score

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Company CheckKYLE'S TOWING & RECOVERY INC · DOT 3944482

15050 HARRISON RD, MISHAWAKA, IN, 46544

DOT# 3944482 MC# 1465959 Mishawaka, Indiana 3 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Public record

4 events tracked · latest Jul 5, 2026 ↓ Show details ↓

Safety & compliance 3

May 21, 2026
Roadside inspection, 1 out-of-service violation.
Apr 28, 2026
Roadside inspection, 2 out-of-service violations.
Mar 19, 2025
Roadside inspection, 1 violation (no OOS).

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

Phone(574) 514-8682

Fax(574) 259-1699

Email[email protected]

Physical Address15050 HARRISON RD, MISHAWAKA, IN, 46544

Mailing Address1733 LINCOLNWAY E, MISHAWAKA, IN, 46544-3131

Other Companies at This Address

Address15050 HARRISON RD, MISHAWAKA, IN 46544

Others here

Distinct phones

Active

Company	DOT	Phone	Status
KYLE'S TOWING & RECOVERY INC this company	3944482	(574) 514-8682	Active
RADAR INC	1362615	(574) 259-2734	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1465959

CommonActive

ContractNot Active

BrokerNot Active

Operating3 years

Company Overview

KYLE'S TOWING & RECOVERY INC is a FMCSA-validated carrier based in Mishawaka, Indiana. The company has been in operation for 3 years, registered with the FMCSA on 08/30/2022. The fleet consists of 9 power units and 9 drivers. Annual mileage is reported at 300,000 miles (2024). With zero crashes across 6 inspections, KYLE'S TOWING & RECOVERY INC maintains an excellent safety record. Insurance coverage of $1,000,000 is on file through CENTRAL MUTUAL INSURANCE COMPANY. Active operating authorities include Common. Based on authority, insurance, safety, and compliance data, KYLE'S TOWING & RECOVERY INC has a Trust Score of 92/100 (Excellent).

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure .25 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 22 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage300,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS100.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 06/19/2026

CompanyCENTRAL MUTUAL INSURANCE COMPANY

Policy #9617753

Quick Facts

StatusActive

TypeCarrier

Fleet9 units

Drivers9

Mileage300,000 mi

Operating3 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total4

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total2

Out of Service2

OOS Rate100.0%

National Avg20.7%

Above National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 1 OOS -

2025

1 · 0 OOS ▼

2026

2 · 2 OOS ▲

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through May 2026, 3 inspections, 2 resulted in out-of-service (66.7% OOS rate).

Vehicle Out-of-Service 3 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

7 roadside violations across 3 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 5 violations · 3 OOS

Unsafe Driving 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (4)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
05/21/2026	IN	Full (Level I)	ROLLING PRAIRIE IN	2	1	0	0	2	1	-	▲Detail
04/28/2026	IN	Walk-Around (Level II)	BRISTOL IN	4	2	0	0	4	2	-	▲Detail
03/19/2025	MI	Driver-Only (Level III)	US31 NB & TABOR RD	1	0	1	0	0	0	-	▲Detail
04/10/2024	MI	Driver-Only (Level III)	NILES TWP	2	1	1	1	1	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections2

Unsafe Driving 1 viols

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	CPO1643161	$1,000,000	07/01/2023	07/01/2025	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	CPO1643161	$1,000,000	07/01/2023	10/02/2023	Name Changed
91X	BIPD/Primary	FEDERATED SERVICE INSURANCE COMPANY	6143844	$1,000,000	06/01/2022	07/01/2023	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1465959	COMMON	INVOLUNTARY REVOCATION	10/02/2023	DISCONTINUED REVOCATION	10/06/2023
MC1465959	MOTOR PROPERTY COMMON CARRIER	GRANTED	09/19/2022	REVOKED	07/24/2023
MC1465959	MOTOR PROPERTY COMMON CARRIER	REINSTATED	09/12/2023	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

92/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 92

Starts at 100−8 totalFinal 92

Vehicle out-of-service rate above national average−5

Moderate operating history (3-5 years)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 6/19/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 100% vs national avg 20.72%.

-3

Moderate operating history (3-5 years)

Authority granted about 3 years ago.

Where this company lands, risk scales

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 100% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers) knockout	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

KYLE'S TOWING & RECOVERY INC

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Company Overview

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (4)

Safety Performance Percentiles

Licensing & Insurance

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