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VALIDATED

SMART CARGO TRUCKLINES LLC

Trust Score

Analyzing company data...

Company CheckSMART CARGO TRUCKLINES LLC · DOT 3663582

9805 NE 116TH ST PMB 7312 PMB 7312, KIRKLAND, WA, 98034

DOT# 3663582 MC# 1267579 Kirkland, Washington 4 years

MOTOR CARRIER

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Power Units

Drivers

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

Inspections

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Public record

3 events tracked · latest Aug 11, 2025 ↓ Show details ↓

Safety & compliance 2

Aug 11, 2025
REVOKED PROPERTY BROKER.
Jul 18, 2024
DISCONTINUED REVOCATION BROKER.

Insurance 1

Jul 31, 2025
Insurance policy cancelled (PACIFIC FINANCIAL ASSOCIATION, INC.).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

Phone(425) 242-6776

Email[email protected]

Physical Address9805 NE 116TH ST PMB 7312 PMB 7312, KIRKLAND, WA, 98034

Mailing Address9805 NE 116TH ST PMB 7312 PMB 7312, KIRKLAND, WA, 98034-4245

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

Required$75,000 (FMCSA min)

TypeTrust Fund (BMC-85)

Last filing on record07/13/2021

Surety / TrusteePACIFIC FINANCIAL ASSOCIATION, INC.

Contact☎ (800) 595-2615
🌐 pfaprotects.com

Filings on record5

Bond cancelled Jul 31, 2025 (336 days ago) by PACIFIC FINANCIAL ASSOCIATION, INC.. This company's broker authority is not currently active. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

PACIFIC FINANCIAL ASSOCIATION, INC.Jul 2021 to Jul 2025 · CANCELLED

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Other Companies at This Address

Address9805 NE 116TH ST PMB 7312 PMB 7312, KIRKLAND, WA 98034

Others here

Distinct phones

Active

Company	DOT	Phone	Status
SMART CARGO TRUCKLINES LLC this company	3663582	(425) 242-6776	Active
KMY LEGACY TRUST	4025341	(425) 785-2206	Inactive
Z TOWING LLC	4088059	(425) 246-8874	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1267579

CommonNot Active

ContractNot Active

BrokerInactive

Operating4 years

Company Overview

PACIFIC FINANCIAL ASSOCIATION, INC. is a FMCSA-validated motor carrier based in Kirkland, Washington. The company has been in operation for 4 years, registered with the FMCSA on 06/22/2021. The company has a clean safety record with zero reported crashes. Based on authority, insurance, safety, and compliance data, PACIFIC FINANCIAL ASSOCIATION, INC. has a Trust Score of 87/100 (Excellent).

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

Insurance

AmountNot reported

Type-

Effective-

Company-

Policy #-

Quick Facts

StatusActive

TypeMotor Carrier

FleetN/A

DriversN/A

Operating4 years

MCS-15006/2021

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	07/13/2021	07/31/2025	Cancelled
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	07/13/2021	07/13/2021	Replaced
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	07/13/2021	07/31/2024	Cancelled
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	07/07/2021	07/13/2021	Replaced
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	07/07/2021	07/07/2023	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1267579	PROPERTY BROKER	GRANTED	07/13/2021	REVOKED	08/11/2025
MC1267579	BROKER	INVOLUNTARY REVOCATION	07/05/2024	DISCONTINUED REVOCATION	07/18/2024
MC1267579	BROKER	INVOLUNTARY REVOCATION	06/12/2023	DISCONTINUED REVOCATION	06/30/2023

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

87/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 87

−10

Starts at 100−13 totalFinal 87

MCS-150 update overdue−10

Moderate operating history (3-5 years)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-3

Moderate operating history (3-5 years)

Authority granted about 4 years ago.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers) knockout	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

SMART CARGO TRUCKLINES LLC

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Other Companies at This Address

Operating Authorities

Company Overview

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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