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MICHAEL E MCCAY

Trust Score

Analyzing company data...

Company CheckMICHAEL E MCCAY · DOT 815552

DBA: MIKE MCCAY TRUCKING

6065 STATE HWY 132, ALTOONA, AL, 35952-6813

DOT# 815552 MC# 362151 Altoona, Alabama 27 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameMICHAEL E MCCAY

DBA NameMIKE MCCAY TRUCKING

DOT Number815552

MC Number362151

Entity TypeCarrier

Operating StatusA - Active

LocationAltoona, Alabama

Added06/17/1999

MCS-15005/13/2026

Contact Details

Phone(205) 589-4075

Fax(205) 589-8755

Email[email protected]

Physical Address6065 STATE HWY 132, ALTOONA, AL, 35952-6813

Mailing Address6065 STATE HWY 132, ALTOONA, AL, 35952-6813

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC362151

CommonActive

ContractActive

BrokerNot Active

Operating27 years

Company Overview

MICHAEL E MCCAY is a FMCSA-validated carrier based in Altoona, Alabama. The company has been in operation for 27 years, registered with the FMCSA on 06/17/1999. The fleet consists of 1 power unit and 1 driver. Annual mileage is reported at 50,000 miles (2024). The company has a clean safety record with zero reported crashes. Insurance coverage of $750,000 is on file through PROGRESSIVE SPECIALTY INS. CO.. Active operating authorities include Common, Contract. Based on authority, insurance, safety, and compliance data, MICHAEL E MCCAY has a Trust Score of 100/100 (Excellent).

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage50,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/07/2026

CompanyPROGRESSIVE SPECIALTY INS. CO.

Policy #CA 7802668

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage50,000 mi

Operating27 years

MCS-15005/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Inspection Records (2)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
02/14/2024	TN	Full (Level I)	ARDMORE TN	1	0	0	0	0	0	-	▲Detail
11/02/2023	FL	Full (Level I)	I-75 OCALA SCALES NORTHBOUND	0	0	0	0	0	0	-	▲Detail

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07732204	$750,000	07/01/2017	07/01/2018	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07732203	$750,000	07/01/2016	07/01/2017	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07732202	$750,000	07/01/2015	07/01/2016	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07732201	$750,000	07/01/2014	07/01/2015	Replaced
91X	BIPD/Primary	MAXUM CASUALTY INSURANCE COMPANY	TRK-6019612-01	$750,000	07/01/2013	07/01/2014	Cancelled
91X	BIPD/Primary	MAXUM CASUALTY INSURANCE COMPANY	TRK-6019612-01	$750,000	07/01/2012	07/01/2013	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7648297099-991	$1,000,000	06/23/1999	07/01/2012	Replaced
34	CARGO	SENTRY SELECT INSURANCE COMPANY	CT7648297099-991	$0	06/23/1999	04/25/2011	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC362151	MOTOR PROPERTY COMMON CARRIER	GRANTED	07/08/1999	-	-
MC362151	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	07/08/1999	-	-
MC362151	COMMON	INVOLUNTARY REVOCATION	06/04/2014	DISCONTINUED REVOCATION	06/30/2014
MC362151	CONTRACT	INVOLUNTARY REVOCATION	06/04/2014	DISCONTINUED REVOCATION	06/30/2014
MC362151	COMMON	INVOLUNTARY REVOCATION	06/04/2013	DISCONTINUED REVOCATION	07/02/2013
MC362151	CONTRACT	INVOLUNTARY REVOCATION	06/04/2013	DISCONTINUED REVOCATION	07/02/2013

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 7/7/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.