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HIGHWAY CART LLC

Trust Score

Analyzing company data...

Company CheckHIGHWAY CART LLC · DOT 2962319

DBA: HCL LOGISTICS

670 MATERDIE LN UNIT D, FLORRISANT, MO, 63031

DOT# 2962319 MC# 1029971 Florrisant, Missouri 7 years

MOTOR CARRIER

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Power Units

Drivers

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

Inspections

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Public record

2 events tracked · latest Aug 11, 2025 ↓ Show details ↓

Safety & compliance 1

Aug 11, 2025
REVOKED PROPERTY BROKER.

Insurance 1

Aug 1, 2025
Insurance policy cancelled (AMERICAN CONTRACTORS INDEMNITY COMPANY).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

Phone(314) 243-4303

Email[email protected]

Physical Address670 MATERDIE LN UNIT D, FLORRISANT, MO, 63031

Mailing Address224 N HWY 67 SUIT 14, FLORISSANT, MO, 63031

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

Required$75,000 (FMCSA min)

TypeSurety Bond (BMC-84)

Last filing on record10/25/2023

Surety / TrusteeWESTFIELD INSURANCE CO.

Contact☎ (800) 243-0210
🌐 westfieldinsurance.com

Filings on record5

Bond history

WESTFIELD INSURANCE CO.since Oct 21, 2025 · active

AMERICAN CONTRACTORS INDEMNITY COMPANYMar 2024 to Aug 2025 · CANCELLED

PHILADELPHIA INDEMNITY INSURANCE COMPANYOct 2023 to Mar 2024 · CANCELLED

NATIONWIDE MUTUAL INSURANCE COMPOct 2021 to Oct 2023 · replaced

DEVELOPERS SURETY AND INDEMNITY COMPANYApr 2019 to Apr 2020 · CANCELLED

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Operating Authorities

Carrier Operation-

DocketMC1029971

CommonNot Active

ContractNot Active

BrokerInactive

Operating7 years

Company Overview

AMERICAN CONTRACTORS INDEMNITY COMPANY is an motor carrier based in Florrisant, Missouri. The company has been in operation for 7 years, registered with the FMCSA on 01/13/2017. The company has a clean safety record with zero reported crashes. Based on authority, insurance, safety, and compliance data, AMERICAN CONTRACTORS INDEMNITY COMPANY has a Trust Score of 50/100 (Fair).

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

No safety rating or inspection data on file with FMCSA.

Insurance

AmountNot reported

Type84

Effective10/21/2025

CompanyWESTFIELD INSURANCE CO.

Policy #507892D

Quick Facts

StatusActive

TypeMotor Carrier

FleetN/A

DriversN/A

Operating7 years

MCS-15010/2021

Out of Service Orders (1)

OOS Date	Reason	Status	Rescind Date
2018-08-20	New Entrant Revoked - Refusal of Audit/No Contact	ACTIVE	2019-03-19

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	PHILADELPHIA INDEMNITY INSURANCE COMPANY	PB11729001748	$0	10/25/2023	03/17/2024	Cancelled
84	SURETY	NATIONWIDE MUTUAL INSURANCE COMP	7901082691	$0	10/25/2021	10/25/2023	Replaced
84	SURETY	NATIONWIDE MUTUAL INSURANCE COMP	7901082691	$0	10/25/2021	11/25/2023	Cancelled
84	SURETY	DEVELOPERS SURETY AND INDEMNITY COMPANY	657145C	$0	04/17/2019	04/02/2020	Cancelled
84	SURETY	AMERICAN CONTRACTORS INDEMNITY COMPANY	100843355	$0	03/17/2024	08/01/2025	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1029971	PROPERTY BROKER	REINSTATED	10/27/2021	REVOKED	08/11/2025
MC1029971	PROPERTY BROKER	GRANTED	05/07/2019	REVOKED	04/08/2020
MC1029971	BROKER	INVOLUNTARY REVOCATION	02/20/2024	DISCONTINUED REVOCATION	03/20/2024

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

50/100

Fair

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 50

−25

−15

−10

Starts at 100−50 totalFinal 50

No insurance or bond on file−25

No active operating authority−15

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

No active for-hire or broker authority on file.

Active insurance on file

No active insurance / coverage amount on file.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

No insurance or bond on file FAILS VERIFICATION

No active insurance or surety bond is recorded with FMCSA, and no active authority that would require it.

-15

No active operating authority FAILS VERIFICATION

No active for-hire (common/contract) or broker authority on file.

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers) knockout	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

HIGHWAY CART LLC

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Company Overview

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Out of Service Orders (1)

Licensing & Insurance

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