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VALIDATED

POLAR 3PL LLC

Trust Score

Analyzing company data...

Company CheckPOLAR 3PL LLC · DOT 2530027

7031 CRIDER RD STE 140, MARS, PA, 16046

DOT# 2530027 MC# 949843 Mars, Pennsylvania 11 years

CARRIER & BROKER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

0

Inspections

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Public record

2 events tracked · latest Jul 17, 2025 ↓ Show details ↓

Safety & compliance 1

Jul 1, 2025
DISCONTINUED REVOCATION BROKER.

Insurance 1

Jul 17, 2025
Insurance policy cancelled (PACIFIC FINANCIAL ASSOCIATION, INC.).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NamePOLAR 3PL LLC

DOT Number2530027

MC Number949843

Entity TypeCarrier & Broker

Operating StatusA - Active

LocationMars, Pennsylvania

Added08/05/2014

MCS-15004/19/2022

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address7031 CRIDER RD STE 140, MARS, PA, 16046

Mailing Address7031 CRIDER RD STE 140, MARS, PA, 16046

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

Required$75,000 (FMCSA min)

TypeTrust Fund (BMC-85)

Last filing on record07/28/2014

Surety / TrusteePACIFIC FINANCIAL ASSOCIATION, INC.

Contact☎ (800) 595-2615
🌐 pfaprotects.com

Filings on record2

No active bond on file. This company's broker authority is not currently active. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

PACIFIC FINANCIAL ASSOCIATION, INC.Jul 2014 to Jun 2025 · replaced

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC877324

CommonNot Active

ContractNot Active

BrokerActive

DocketMC949843

CommonActive

ContractNot Active

BrokerNot Active

Operating11 years

Company Overview

PACIFIC FINANCIAL ASSOCIATION, INC. is a FMCSA-validated carrier & broker based in Mars, Pennsylvania. The company has been in operation for 11 years, registered with the FMCSA on 08/05/2014. The fleet consists of 1 power unit and 1 driver. The company has a clean safety record with zero reported crashes. Active operating authorities include Common. Based on authority, insurance, safety, and compliance data, PACIFIC FINANCIAL ASSOCIATION, INC. has a Trust Score of 90/100 (Excellent).

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

SmartWay PartnerNo

No safety rating or inspection data on file with FMCSA.

Insurance

AmountNot reported

Type91

Effective01/14/2016

CompanyTHE CINCINNATI INSURANCE CO.

Policy #CPA 088 68 29

Quick Facts

StatusActive

TypeCarrier & Broker

Fleet1 units

Drivers1

Operating11 years

MCS-15004/2022

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	07/28/2014	06/26/2025	Replaced
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	07/28/2014	07/17/2025	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC877324	PROPERTY BROKER	GRANTED	08/08/2014	-	-
MC877324	BROKER	INVOLUNTARY REVOCATION	06/20/2025	DISCONTINUED REVOCATION	07/01/2025
MC949843	MOTOR PROPERTY COMMON CARRIER	GRANTED	01/29/2016	-	-

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.