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PAUL TAYLOR COLES

Trust Score

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Company CheckPAUL TAYLOR COLES · DOT 2321239

DBA: NORTH GA HAULING

6850 APPALACHIAN HIGHWAY, MINERAL BLUFF, GA, 30559

DOT# 2321239 MC# 884195 Mineral Bluff, Georgia 11 years

MOTOR CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NamePAUL TAYLOR COLES

DBA NameNORTH GA HAULING

DOT Number2321239

MC Number884195

Entity TypeMotor Carrier

Operating StatusA - Active

LocationMineral Bluff, Georgia

Added07/02/2012

MCS-15004/01/2026

Contact Details

Phone(706) 994-4537

Fax(828) 494-7488

Email[email protected]

Physical Address6850 APPALACHIAN HIGHWAY, MINERAL BLUFF, GA, 30559

Mailing Address125 ED TAYLOR DRIVE, BLAIRSVILLE, GA, 30512

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

CommonN/A

ContractN/A

BrokerN/A

Operating11 years

Company Overview

PAUL TAYLOR COLES is a FMCSA-validated motor carrier based in Mineral Bluff, Georgia. The company has been in operation for 11 years, registered with the FMCSA on 07/02/2012. The fleet consists of 1 power unit and 1 driver. Annual mileage is reported at 50,000 miles (2021). The company has a clean safety record with zero reported crashes. Insurance coverage of $1,000,000 is on file through PROGRESSIVE COUNTY MUTUAL. Based on authority, insurance, safety, and compliance data, PAUL TAYLOR COLES has a Trust Score of 100/100 (Excellent).

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage50,000 miles

Mileage Year2021

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

Insurance

Amount$1,000,000

Type91X

Effective01/21/2026

CompanyPROGRESSIVE COUNTY MUTUAL

Policy #CA865059866

Quick Facts

StatusActive

TypeMotor Carrier

Fleet1 units

Drivers1

Mileage50,000 mi

Operating11 years

MCS-15004/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Out of Service Orders (1)

OOS Date	Reason	Status	Rescind Date
2012-11-09	New Entrant Revoked - Refusal of Audit/No Contact	ACTIVE	2014-09-12

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN339152	$1,000,000	11/21/2023	01/07/2024	Replaced
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM015649-04	$1,000,000	11/14/2019	01/07/2020	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN322103	$1,000,000	10/26/2022	11/21/2023	Cancelled
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM015649-04	$1,000,000	10/16/2019	12/18/2019	Cancelled
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM015649-04	$1,000,000	10/16/2019	11/14/2019	Replaced
91X	BIPD/Primary	PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI	CA 3298290	$750,000	09/29/2014	09/08/2015	Cancelled
91X	BIPD/Primary	PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI	CA 3298290	$750,000	09/29/2014	08/21/2015	Replaced
91X	BIPD/Primary	PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI	CA 2632427	$750,000	08/21/2015	01/07/2016	Replaced
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM015649-04	$1,000,000	08/08/2019	11/16/2019	Cancelled
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM015649-04	$1,000,000	08/08/2019	10/16/2019	Replaced
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM015649-03	$1,000,000	07/13/2018	01/07/2019	Cancelled
91X	BIPD/Primary	PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI	CA1554401	$1,000,000	05/21/2020	01/07/2022	Replaced
91X	BIPD/Primary	PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI	CA976157012	$1,000,000	01/07/2024	01/07/2025	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN322103	$1,000,000	01/07/2022	10/26/2022	Cancelled
91X	BIPD/Primary	PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI	CA 1554401	$1,000,000	01/07/2020	05/28/2020	Cancelled
91X	BIPD/Primary	PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI	CA 1554401	$1,000,000	01/07/2020	05/21/2020	Replaced
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM015649-04	$1,000,000	01/07/2019	08/16/2019	Cancelled
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM015649-04	$1,000,000	01/07/2019	08/08/2019	Replaced
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM015649-03	$1,000,000	01/07/2018	07/18/2018	Cancelled
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM015649-03	$1,000,000	01/07/2018	07/13/2018	Replaced
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM015649-02	$1,000,000	01/07/2017	01/07/2018	Cancelled
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM015649-01	$1,000,000	01/07/2016	01/07/2017	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC884195	COMMON	INVOLUNTARY REVOCATION	12/12/2016	DISCONTINUED REVOCATION	01/04/2017
MC884195	COMMON	INVOLUNTARY REVOCATION	12/11/2019	DISCONTINUED REVOCATION	12/20/2019
MC884195	COMMON	INVOLUNTARY REVOCATION	12/11/2018	DISCONTINUED REVOCATION	01/07/2019
MC884195	COMMON	INVOLUNTARY REVOCATION	12/11/2017	DISCONTINUED REVOCATION	01/03/2018
MC884195	COMMON	INVOLUNTARY REVOCATION	10/25/2023	DISCONTINUED REVOCATION	11/17/2023
MC884195	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/06/2014	-	-
MC884195	COMMON	INVOLUNTARY REVOCATION	09/29/2022	DISCONTINUED REVOCATION	10/18/2022
MC884195	COMMON	INVOLUNTARY REVOCATION	08/12/2015	DISCONTINUED REVOCATION	08/25/2015
MC884195	COMMON	INVOLUNTARY REVOCATION	07/22/2019	DISCONTINUED REVOCATION	08/09/2019
MC884195	COMMON	INVOLUNTARY REVOCATION	06/21/2018	DISCONTINUED REVOCATION	07/16/2018
MC884195	COMMON	INVOLUNTARY REVOCATION	05/01/2020	DISCONTINUED REVOCATION	05/22/2020

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Operating authority N/A

Not required for private carriers, a private carrier hauls its own goods and needs no for-hire operating authority (no MC number) under FMCSA.

Insurance on file with FMCSA

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers) knockout	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.